Ally Financial Inc. (ALLY) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
ALLY DETROIT CENTER DETROIT, MI 48226 |
| State of Incorp. | DE |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6022 - State Commercial Banks (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 10,292 | 6,945 | 5,571 | 6,164 | 16,692 | 4,171 | |||
| Cash and cash equivalent | 10,292 | 6,945 | 5,571 | 5,062 | 15,621 | 3,555 | |||
| Short-term investments | 1,102 | 1,071 | 616 | ||||||
| Total current assets: | 10,292 | 6,945 | 5,571 | 6,164 | 16,692 | 4,171 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 92 | 90 | 111 | 148 | 162 | 168 | |||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 1,253 | 1,282 | 1,276 | 1,184 | 726 | 646 | |||
| Long-term investments and receivables | 632 | 651 | 608 | 472 | 320 | 358 | |||
| Long-term investments | 632 | 651 | 608 | 472 | 320 | 358 | |||
| Intangible asset, including goodwill, after accumulated amortization | 605 | 742 | 920 | 951 | 393 | 462 | |||
| Goodwill | 551 | 669 | 822 | 822 | 343 | 393 | |||
| Intangible asset, excluding goodwill, after accumulated amortization | 54 | 73 | 98 | 129 | 50 | 69 | |||
| Investment, proportional amortization method, elected, amount | 2,131 | 1,866 | 1,596 | 1,378 | 1,095 | 830 | |||
| Total noncurrent assets: | 4,713 | 4,631 | 4,511 | 4,133 | 2,696 | 2,464 | |||
| Other undisclosed assets | 176,831 | 184,816 | 181,744 | 171,817 | 162,777 | 174,009 | |||
| TOTAL ASSETS: | 191,836 | 196,392 | 191,826 | 182,114 | 182,165 | 180,644 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 6,444 | 7,637 | 6,817 | 5,869 | 7,221 | 14,750 | |||
| Total current liabilities: | 6,444 | 7,637 | 6,817 | 5,869 | 7,221 | 14,750 | |||
| Noncurrent Liabilities | |||||||||
| Long-term debt and lease obligation | 12,676 | 13,230 | 13,344 | 11,160 | 16,921 | 24,808 | |||
| Long-term debt, excluding current maturities | 12,676 | 13,230 | 13,344 | 11,160 | 16,921 | 24,808 | |||
| Liabilities, other than long-term debt | 1,019 | 973 | 869 | 724 | 525 | 372 | |||
| Investment program, proportional amortization method, elected, commitment | 1,019 | 973 | 869 | 724 | 525 | 372 | |||
| Total noncurrent liabilities: | 13,695 | 14,203 | 14,213 | 11,884 | 17,446 | 25,180 | |||
| Other undisclosed liabilities | 157,794 | 160,786 | 157,937 | 147,311 | 142,795 | 126,298 | |||
| Total liabilities: | 177,933 | 182,626 | 178,967 | 165,064 | 167,462 | 166,228 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 13,903 | 13,766 | 12,859 | 17,050 | 14,703 | 14,416 | |||
| Preferred stock | 2,324 | 2,324 | 2,324 | 2,324 | |||||
| Treasury stock, value | (6,909) | (6,871) | (6,838) | (5,188) | (3,194) | (3,088) | |||
| Accumulated other comprehensive income (loss) | (3,924) | (3,816) | (4,059) | (158) | 631 | 123 | |||
| Retained earnings (accumulated deficit) | 270 | 154 | (384) | (1,599) | (4,278) | (4,057) | |||
| Other undisclosed equity, attributable to parent | 22,142 | 21,975 | 21,816 | 21,671 | 21,544 | 21,438 | |||
| Total equity: | 13,903 | 13,766 | 12,859 | 17,050 | 14,703 | 14,416 | |||
| TOTAL LIABILITIES AND EQUITY: | 191,836 | 196,392 | 191,826 | 182,114 | 182,165 | 180,644 | |||
Income Statement (P&L) ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 8,181 | 8,214 | 8,428 | 8,206 | 6,686 | 6,394 | ||
| Operating lease, lease income | 1,355 | 1,550 | 1,596 | 1,550 | 1,435 | 1,470 | ||
| Net investment income | 11,830 | 11,386 | 8,184 | 6,501 | 7,301 | 950 | ||
| Cost of revenue | (544) | (422) | (280) | (502) | (1,802) | (1,319) | ||
| Provision for loan, lease, and other losses | (241) | (1,439) | (998) | |||||
| Policyholder benefits and claims incurred, net | (544) | (422) | (280) | (261) | (363) | (321) | ||
| Gross profit: | 7,637 | 7,792 | 8,148 | 7,704 | 4,884 | 5,075 | ||
| Operating expenses | (2,303) | (2,309) | (2,080) | (1,772) | (1,722) | (1,494) | ||
| Operating income: | 5,334 | 5,483 | 6,068 | 5,932 | 3,162 | 3,581 | ||
| Interest and debt expense | (6,897) | (2,857) | (136) | (102) | (4,243) | |||
| Income (loss) from continuing operations before equity method investments, income taxes: | 5,334 | (1,414) | 3,211 | 5,796 | 3,060 | (662) | ||
| Other undisclosed income (loss) from continuing operations before income taxes | (4,498) | 2,497 | (869) | (1,941) | (1,646) | 2,629 | ||
| Income from continuing operations before income taxes: | 836 | 1,083 | 2,342 | 3,855 | 1,414 | 1,967 | ||
| Income tax expense | (167) | (61) | (627) | (790) | (328) | (246) | ||
| Income from continuing operations: | 669 | 1,022 | 1,715 | 3,065 | 1,086 | 1,721 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | 3,065 | 1,086 | 1,721 | |
| Net income: | 669 | 1,022 | 1,715 | 3,065 | 1,086 | 1,721 | ||
| Other undisclosed net loss attributable to parent | (1) | (2) | (1) | (5) | (1) | (6) | ||
| Net income attributable to parent: | 668 | 1,020 | 1,714 | 3,060 | 1,085 | 1,715 | ||
| Other undisclosed net loss available to common stockholders, basic | (110) | (110) | (110) | (57) | ||||
| Net income available to common stockholders, diluted: | 558 | 910 | 1,604 | 3,003 | 1,085 | 1,715 | ||
Comprehensive Income ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 669 | 1,022 | 1,715 | 3,065 | 1,086 | 1,721 | ||
| Other comprehensive income (loss) | (3,901) | (789) | 508 | 654 | ||||
| Comprehensive income (loss): | 669 | 1,022 | (2,186) | 2,276 | 1,594 | 2,375 | ||
| Other undisclosed comprehensive income (loss), net of tax, attributable to parent | (109) | 241 | (1) | (5) | (1) | (6) | ||
| Comprehensive income (loss), net of tax, attributable to parent: | 560 | 1,263 | (2,187) | 2,271 | 1,593 | 2,369 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.