Atlanticus Holdings Corp (ATLCZ) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
FIVE CONCOURSE PARKWAY ATLANTA, GA 30328 |
| State of Incorp. | GA |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6141 - Personal Credit Institutions (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 6/30/2025 MRQ | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 375,416 | 339,338 | 384,984 | 409,660 | 178,102 | 135,379 | |||
| Cash and cash equivalent | 375,416 | 339,338 | 384,984 | 409,660 | 178,102 | 135,379 | |||
| Total current assets: | 375,416 | 339,338 | 384,984 | 409,660 | 178,102 | 135,379 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 13,878 | 11,310 | 11,782 | 4,016 | 9,181 | 14,091 | |||
| Property, plant and equipment | 10,519 | 11,445 | 10,013 | 7,335 | 2,240 | 2,738 | |||
| Long-term investments and receivables | 1,415 | 1,957 | |||||||
| Long-term investments | 1,415 | 1,957 | |||||||
| Total noncurrent assets: | 24,397 | 22,755 | 21,795 | 11,351 | 12,836 | 18,786 | |||
| Other undisclosed assets | 2,870,894 | 2,344,352 | 1,981,035 | 1,522,852 | 1,016,276 | 782,101 | |||
| TOTAL ASSETS: | 3,270,707 | 2,706,445 | 2,387,814 | 1,943,863 | 1,207,214 | 936,266 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 2,691,344 | 2,173,778 | 1,922,824 | 1,516,714 | 991,354 | 846,881 | |||
| Total liabilities: | 2,691,344 | 2,173,778 | 1,922,824 | 1,516,714 | 991,354 | 846,881 | |||
| Equity | |||||||||
| Equity, attributable to parent | 492,906 | 394,675 | 326,411 | 287,999 | 77,284 | 906 | |||
| Additional paid in capital | 98,278 | 87,415 | 121,996 | 227,763 | 194,950 | 212,692 | |||
| Retained earnings (accumulated deficit) | 394,628 | 307,260 | 204,415 | 60,236 | (117,666) | (211,786) | |||
| Equity, attributable to noncontrolling interest | (3,543) | (2,258) | (1,371) | (500) | (774) | (571) | |||
| Total equity: | 489,363 | 392,417 | 325,040 | 287,499 | 76,510 | 335 | |||
| Other undisclosed liabilities and equity | 90,000 | 140,250 | 139,950 | 139,650 | 139,350 | 89,050 | |||
| TOTAL LIABILITIES AND EQUITY: | 3,270,707 | 2,706,445 | 2,387,814 | 1,943,863 | 1,207,214 | 936,266 | |||
Income Statement (P&L) ($ in thousands)
| 6/30/2025 TTM | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 1,311,444 | 1,155,876 | 1,046,913 | 748,056 | 563,410 | 261,218 | ||
| Net investment income | 1,040,184 | 916,471 | 829,033 | 549,389 | 426,047 | 261,218 | ||
| Cost of revenue (Cost of Product and Service Sold) | (118,400) | (100,620) | (95,428) | (75,397) | (63,047) | (49,459) | ||
| Gross profit: | 1,193,044 | 1,055,256 | 951,485 | 672,659 | 500,363 | 211,759 | ||
| Operating expenses | (58,901) | (54,981) | (64,578) | (58,128) | (36,259) | (37,525) | ||
| Operating income: | 1,134,143 | 1,000,275 | 886,907 | 614,531 | 464,104 | 174,234 | ||
| Nonoperating expense | (17,819) | (474) | ||||||
| Other nonoperating expense | (17,819) | (13,196) | ||||||
| Interest and debt expense | (109,342) | (81,851) | (83,566) | (51,548) | (50,730) | |||
| Income from continuing operations before equity method investments, income taxes: | 1,134,143 | 890,933 | 805,056 | 530,965 | 394,737 | 123,030 | ||
| Other undisclosed loss from continuing operations before income taxes | (995,566) | (762,375) | (655,784) | (311,392) | (280,346) | (91,267) | ||
| Income from continuing operations before income taxes: | 138,577 | 128,558 | 149,272 | 219,573 | 114,391 | 31,763 | ||
| Income tax expense | (28,471) | (26,604) | (14,660) | (41,784) | (20,474) | (5,553) | ||
| Income from continuing operations: | 110,106 | 101,954 | 134,612 | 177,789 | 93,917 | 26,210 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | 177,789 | 93,917 | 26,210 | |
| Net income: | 110,106 | 101,954 | 134,612 | 177,789 | 93,917 | 26,210 | ||
| Net income attributable to noncontrolling interest | 1,190 | 891 | 985 | 113 | 203 | 233 | ||
| Net income attributable to parent: | 111,296 | 102,845 | 135,597 | 177,902 | 94,120 | 26,443 | ||
| Preferred stock dividends and other adjustments | (23,928) | (25,198) | (25,076) | (22,363) | (17,070) | (1,153) | ||
| Net income available to common stockholders, basic: | 87,368 | 77,647 | 110,521 | 155,539 | 77,050 | 25,290 | ||
| Other undisclosed net income available to common stockholders, diluted | 2,400 | 2,400 | 2,400 | 2,400 | 2,400 | |||
| Net income available to common stockholders, diluted: | 89,768 | 80,047 | 112,921 | 157,939 | 79,450 | 25,290 | ||
Comprehensive Income ($ in thousands)
| 6/30/2025 TTM | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 110,106 | 101,954 | 134,612 | 177,789 | 93,917 | 26,210 | ||
| Other comprehensive income | 2,282 | |||||||
| Other undisclosed comprehensive loss | (5,840) | |||||||
| Comprehensive income: | 110,106 | 101,954 | 134,612 | 177,789 | 93,917 | 22,652 | ||
| Comprehensive income, net of tax, attributable to noncontrolling interest | 1,190 | 891 | 985 | 113 | 203 | 233 | ||
| Comprehensive income, net of tax, attributable to parent: | 111,296 | 102,845 | 135,597 | 177,902 | 94,120 | 22,885 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.