BCB Bancorp Inc. (NJ) (BCBP) Financial Statements (2025 and earlier)

Company Profile

Business Address 104-110 AVENUE C
BAYONNE, NJ 07002
State of Incorp. NJ
Fiscal Year End December 31
Industry (SIC) 6035 - Savings Institutions, Federally Chartered (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2024
MRQ
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments289,351247,780437,551279,681553,588195,264
Cash and cash equivalents280,258230,094412,364261,964551,088195,264
Short-term investments 9,09317,68625,18717,7172,500 
Receivables 16,07213,4559,18312,9248,3188,378
Total current assets:305,423261,235446,734292,605561,906203,642
Noncurrent Assets
Operating lease, right-of-use asset12,93513,52012,45714,988 
Property, plant and equipment13,05710,50812,23715,27219,92020,293
Long-term investments and receivables9,09317,68625,18717,7172,500 
Long-term investments9,09317,68625,18717,7172,500 
Intangible assets, net (including goodwill), including:5,2535,3825,4315,4885,5525,604
Goodwill     205,232
Other undisclosed intangible assets, net (including goodwill)5,2535,3825,4315,4885,532372
Deferred income tax assets18,21316,46212,95912,574 
Total noncurrent assets:58,55163,55868,27166,03927,97225,897
Other undisclosed assets3,468,4233,221,4002,452,5232,462,3722,317,5902,445,192
TOTAL ASSETS:3,832,3973,546,1932,967,5282,821,0162,907,4682,674,731
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt  60,000 2,992  
Total current liabilities:  60,000 2,992  
Noncurrent Liabilities
Long-term debt and lease obligation:   10,52912,232  
Liabilities, other than long-term debt11,52612,218    
Operating lease, liability11,52612,21810,52912,232 
Total noncurrent liabilities:11,52612,21821,05812,232  
Other undisclosed liabilities3,506,8163,182,7212,672,4462,556,5812,667,9952,474,516
Total liabilities:3,518,3423,254,9392,693,5042,571,8052,667,9952,474,516
Equity
Equity, attributable to parent314,055291,254274,024249,211239,473200,215
Treasury stock, value(38,347)(34,531)(31,125)(26,918)(22,048)(28,320)
Additional paid in capital223,966217,167222,850217,999215,310195,206
Accumulated other comprehensive income (loss)(7,491)(6,491)1,128(205)(2,218)(5,076)
Retained earnings135,927115,10981,17158,33548,42938,405
Total equity:314,055291,254274,024249,211239,473200,215
TOTAL LIABILITIES AND EQUITY:3,832,3973,546,1932,967,5282,821,0162,907,4682,674,731

Income Statement (P&L) ($ in thousands)

9/30/2024
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
Revenues188,600131,596113,258113,868124,619107,454
Net investment income183,254126,710108,619109,988120,245101,336
Cost of revenue   (3,855)(9,441)(2,069)(5,130)
Provision for loan, lease, and other losses   (3,855)(9,441)(2,069) 
Financial services costs(5,130)
Gross profit:188,600131,596109,403104,427122,550102,324
Operating expenses(21,391)(21,367)(19,486)(12,991)(16,214)(45,311)
Other operating income, net
(Noninterest Income, Other Operating Income)
2512486394972492,458
Operating income:167,460110,47790,55691,933106,58559,471
Nonoperating income1,8282,6712,96399517730
Gains (losses) on sales of other real estate 77 11(38)17730
Bank owned life insurance income1,7512,6712,9521,033  
Interest and debt expense(84,298)(17,496)(16,777)(34,166)(40,951)(27,416)
Income from continuing operations before equity method investments, income taxes:84,99095,65276,74258,76265,81132,085
Other undisclosed loss from continuing operations before income taxes(43,535)(32,542)(28,484)(29,339)(35,468)(7,840)
Income from continuing operations before income taxes:41,45563,11048,25829,42330,34324,245
Income tax expense(11,972)(17,531)(14,018)(8,566)(9,309)(7,482)
Income from continuing operations:29,48345,57934,24020,85721,03416,763
Income before gain (loss) on sale of properties:34,24020,85721,03416,763
Net income attributable to parent:29,48345,57934,24020,85721,03416,763
Preferred stock dividends and other adjustments(702)(796)(1,160)(1,300)(1,346)(953)
Net income available to common stockholders, diluted:28,78144,78333,08019,55719,68815,810

Comprehensive Income ($ in thousands)

9/30/2024
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
Net income:29,48345,57934,24020,85721,03416,763
Other comprehensive income (loss)(1,000)(7,619)1,3332,0132,858(1,808)
Comprehensive income, net of tax, attributable to parent:28,48337,96035,57322,87023,89214,955

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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