BCB Bancorp, Inc. (NJ) (BCBP) Financial Statements (2024 and earlier)

Company Profile

Business Address 104-110 AVENUE C
BAYONNE, NJ 07002
State of Incorp. NJ
Fiscal Year End December 31
Industry (SIC) 6035 - Savings Institutions, Federally Chartered (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2023
MRQ
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments247,780437,551279,681553,588195,264124,235
Cash and cash equivalents230,094412,364261,964551,088195,264124,235
Short-term investments 17,68625,18717,7172,500  
Receivables 13,4559,18312,9248,3188,3786,153
Total current assets:261,235446,734292,605561,906203,642130,388
Noncurrent Assets
Operating lease, right-of-use asset13,52012,45714,988 
Property, plant and equipment10,50812,23715,27219,92020,29318,768
Long-term investments and receivables17,68625,18717,7172,500  
Long-term investments17,68625,18717,7172,500  
Intangible assets, net (including goodwill), including:5,3825,4315,4885,5525,604 
Goodwill   205,232 
Other undisclosed intangible assets, net (including goodwill)5,3825,4315,4885,532372 
Deferred income tax assets16,46212,95912,574 
Total noncurrent assets:63,55868,27166,03927,97225,89718,768
Other undisclosed assets3,221,4002,452,5232,462,3722,317,5902,445,1921,793,681
TOTAL ASSETS:3,546,1932,967,5282,821,0162,907,4682,674,7311,942,837
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt 60,000 2,992   
Total current liabilities: 60,000 2,992   
Noncurrent Liabilities
Long-term debt and lease obligation  10,52912,232  185,000
Long-term debt, excluding current maturities      185,000
Liabilities, other than long-term debt12,218     
Operating lease, liability12,21810,52912,232 
Total noncurrent liabilities:12,21821,05812,232  185,000
Other undisclosed liabilities3,182,7212,672,4462,556,5812,667,9952,474,5161,581,383
Total liabilities:3,254,9392,693,5042,571,8052,667,9952,474,5161,766,383
Equity
Equity, attributable to parent291,254274,024249,211239,473200,215176,454
Treasury stock, value(34,531)(31,125)(26,918)(22,048)(28,320)(29,116)
Additional paid in capital217,167222,850217,999215,310195,206177,471
Accumulated other comprehensive income (loss)(6,491)1,128(205)(2,218)(5,076)(3,142)
Retained earnings115,10981,17158,33548,42938,40531,241
Total equity:291,254274,024249,211239,473200,215176,454
TOTAL LIABILITIES AND EQUITY:3,546,1932,967,5282,821,0162,907,4682,674,7311,942,837

Income Statement (P&L) ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Revenues131,596113,258113,868124,619107,45480,125
Net investment income126,710108,619109,988120,245101,33674,667
Cost of revenue  (3,855)(9,441)(2,069)(5,130)(2,110)
Provision for loan, lease, and other losses  (3,855)(9,441)(2,069) 
Financial services costs(5,130)(2,110)
Gross profit:131,596109,403104,427122,550102,32478,015
Operating expenses(21,367)(19,486)(12,991)(16,214)(45,311)(38,796)
Other operating income, net
(Noninterest Income, Other Operating Income)
2486394972492,458343
Operating income:110,47790,55691,933106,58559,47139,562
Nonoperating income2,6712,963995177301,585
Gains (losses) on sales of other real estate  11(38)177301,585
Bank owned life insurance income2,6712,9521,033   
Interest and debt expense(17,496)(16,777)(34,166)(40,951)(27,416)(15,687)
Income from continuing operations before equity method investments, income taxes:95,65276,74258,76265,81132,08525,460
Other undisclosed loss from continuing operations before income taxes(32,542)(28,484)(29,339)(35,468)(7,840)(5,247)
Income from continuing operations before income taxes:63,11048,25829,42330,34324,24520,213
Income tax expense(17,531)(14,018)(8,566)(9,309)(7,482)(10,231)
Income from continuing operations:45,57934,24020,85721,03416,7639,982
Income before gain (loss) on sale of properties:34,24020,85721,03416,7639,982
Net income attributable to parent:45,57934,24020,85721,03416,7639,982
Preferred stock dividends and other adjustments(796)(1,160)(1,300)(1,346)(953)(614)
Net income available to common stockholders, diluted:44,78333,08019,55719,68815,8109,368

Comprehensive Income ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Net income:45,57934,24020,85721,03416,7639,982
Other comprehensive income (loss)(7,619)1,3332,0132,858(1,808)1,271
Comprehensive income, net of tax, attributable to parent:37,96035,57322,87023,89214,95511,253

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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