Bank of the James Financial Group Inc. (BOTJ) Financial Statements (2024 and earlier)

Company Profile

Business Address P O BOX 1200
LYNCHBURG, VA 24505
State of Incorp. VA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

3/31/2024
MRQ
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments25,61330,02529,33731,68330,79450,325
Cash and cash equivalents25,61330,02529,33731,68330,79450,325
Total current assets:25,61330,02529,33731,68330,79450,325
Noncurrent Assets
Finance lease, right-of-use asset, after accumulated amortization 2,6593,0743,4883,9024,316
Operating lease, right-of-use asset 1,1251,2041,2821,3601,508
Property, plant and equipment18,14117,97418,35116,98216,69813,426
Intangible assets, net (including goodwill)9,3399,89911,407   
Goodwill2,0542,0543,001   
Intangible assets, net (excluding goodwill)7,2857,8458,406   
Deferred income tax assets     1,177
Total noncurrent assets:31,26432,15134,52822,24423,69913,426
Other undisclosed assets912,494866,395923,769797,459670,901611,146
TOTAL ASSETS:969,371928,571987,634851,386725,394674,897
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Noncurrent Liabilities
Other undisclosed liabilities909,332878,345918,205784,654663,949619,754
Total liabilities:909,332878,345918,205784,654663,949619,754
Equity
Equity, attributable to parent60,03950,22669,42966,73261,44555,143
Common stock9,7239,90510,1459,2869,3259,370
Additional paid in capital35,25336,06837,23030,98931,22531,495
Accumulated other comprehensive income (loss)(21,615)(26,781)(1,386)1,792(5)(2,243)
Retained earnings36,67831,03423,44024,66520,90016,521
Total equity:60,03950,22669,42966,73261,44555,143
TOTAL LIABILITIES AND EQUITY:969,371928,571987,634851,386725,394674,897

Income Statement (P&L) ($ in thousands)

3/31/2024
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
Revenues42,62636,50535,05336,11332,68928,455
Gain on disposition of assets for financial service operations3,9385,2568,2657,8124,2542,918
Net investment income34,49127,31726,78828,30128,43525,537
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
    (2,548)(523)(716)
Gross profit:42,62636,50535,05333,56532,16627,739
Operating expenses(3,828)(3,815)(3,078)(2,784)(3,118)(2,681)
Operating income:38,79832,69031,97530,78129,04825,058
Nonoperating income
(Bank Owned Life Insurance Income)
548452430436679341
Interest and debt expense(9,622)(2,150)(2,102)(4,540)(5,264)(3,795)
Other undisclosed loss from continuing operations before equity method investments, income taxes    (20,498)(17,529)(14,973)
Income from continuing operations before equity method investments, income taxes:29,72430,99230,3036,1796,9346,631
Other undisclosed loss from continuing operations before income taxes(19,445)(19,882)(20,852)   
Income from continuing operations before income taxes:10,27911,1109,4516,1796,9346,631
Income tax expense(1,575)(2,151)(1,862)(1,199)(1,329)(1,329)
Income from continuing operations:8,7048,9597,5894,9805,6055,302
Income before gain (loss) on sale of properties:7,5894,9805,6055,302
Net income available to common stockholders, diluted:8,7048,9597,5894,9805,6055,302

Comprehensive Income ($ in thousands)

3/31/2024
TTM
12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
Net income:8,7048,9597,5894,9805,6055,302
Comprehensive income:8,7048,9597,5894,9805,6055,302
Other undisclosed comprehensive income (loss), net of tax, attributable to parent5,166(25,395)(3,178)1,7972,238(774)
Comprehensive income (loss), net of tax, attributable to parent:13,870(16,436)4,4116,7777,8434,528

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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