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Byline Bancorp Inc. (BY) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
180 NORTH LASALLE STREET, SUITE 300 CHICAGO, IL 60601 |
| State of Incorp. | DE |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6022 - State Commercial Banks (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 3/31/2026 MRQ | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 149,095 | 563,138 | 226,136 | 179,353 | 157,931 | 83,420 | |||
| Cash and cash equivalent | 149,095 | 563,138 | 226,136 | 179,353 | 157,931 | 83,420 | |||
| Total current assets: | 149,095 | 563,138 | 226,136 | 179,353 | 157,931 | 83,420 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 9,034 | 9,797 | 12,474 | 11,352 | 11,646 | ||||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 57,988 | 60,502 | 66,627 | 56,798 | 62,548 | 86,728 | |||
| Intangible asset, including goodwill, after accumulated amortization | 200,520 | 198,098 | 203,478 | 158,887 | 165,558 | 172,631 | |||
| Goodwill | 181,852 | 181,705 | 181,705 | 148,353 | 148,353 | 148,353 | |||
| Intangible asset, excluding goodwill, after accumulated amortization | 18,668 | 16,393 | 21,773 | 10,534 | 17,205 | 24,278 | |||
| Deferred income tax assets | 41,779 | 56,458 | 50,058 | 68,213 | 50,329 | 40,181 | |||
| Total noncurrent assets: | 309,321 | 324,855 | 332,637 | 295,250 | 290,081 | 299,540 | |||
| Other undisclosed assets | 9,194,260 | 8,608,536 | 8,323,194 | 6,888,338 | 6,248,160 | 6,007,692 | |||
| TOTAL ASSETS: | 9,652,676 | 9,496,529 | 8,881,967 | 7,362,941 | 6,696,172 | 6,390,652 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 79,598 | 11,667 | 18,333 | 15,399 | 29,723 | 41,994 | |||
| Total current liabilities: | 79,598 | 11,667 | 18,333 | 15,399 | 29,723 | 41,994 | |||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 8,305,172 | 8,393,365 | 7,873,483 | 6,581,726 | 5,830,067 | 5,543,194 | |||
| Total liabilities: | 8,384,770 | 8,405,032 | 7,891,816 | 6,597,125 | 5,859,790 | 5,585,188 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 1,267,906 | 1,091,497 | 990,151 | 765,816 | 836,382 | 805,464 | |||
| Preferred stock | 10,438 | 10,438 | |||||||
| Common stock | 471 | 455 | 451 | 389 | 387 | 384 | |||
| Treasury stock, value | (65,914) | (46,935) | (49,707) | (51,114) | (31,570) | (1,668) | |||
| Additional paid in capital | 760,700 | 717,763 | 710,488 | 598,297 | 593,753 | 587,165 | |||
| Accumulated other comprehensive income (loss) | (73,075) | (113,687) | (100,117) | (117,550) | 8,302 | 18,047 | |||
| Retained earnings | 645,724 | 533,901 | 429,036 | 335,794 | 271,676 | 191,098 | |||
| Other undisclosed equity, attributable to parent | (16,604) | ||||||||
| Total equity: | 1,267,906 | 1,091,497 | 990,151 | 765,816 | 836,382 | 805,464 | |||
| TOTAL LIABILITIES AND EQUITY: | 9,652,676 | 9,496,529 | 8,881,967 | 7,362,941 | 6,696,172 | 6,390,652 | |||
Income Statement (P&L) ($ in thousands)
| 3/31/2026 TTM | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 595,734 | 591,591 | 503,354 | 332,855 | 295,138 | 273,308 | ||
| Gain on disposition of assets for financial service operations | 23,514 | 25,662 | 23,876 | 31,296 | 46,212 | 34,078 | ||
| Net investment income | 572,220 | 565,929 | 479,478 | 301,559 | 248,926 | 239,230 | ||
| Cost of revenue (Provision for Loan, Lease, and Other Losses) | (36,102) | (27,041) | (31,653) | (23,879) | (1,457) | (55,949) | ||
| Gross profit: | 559,632 | 564,550 | 471,701 | 308,976 | 293,681 | 217,359 | ||
| Operating expenses | (46,285) | (42,783) | (46,793) | (37,341) | (50,693) | (40,941) | ||
| Operating income: | 513,347 | 521,767 | 424,908 | 271,635 | 242,988 | 176,418 | ||
| Interest and debt expense | (843) | (148,857) | (36,229) | (12,539) | (24,252) | |||
| Income from continuing operations before equity method investments, income taxes: | 512,504 | 521,767 | 276,051 | 235,406 | 230,449 | 152,166 | ||
| Other undisclosed loss from continuing operations before income taxes | (339,251) | (360,688) | (130,371) | (120,723) | (106,237) | (100,499) | ||
| Income from continuing operations before income taxes: | 173,253 | 161,079 | 145,680 | 114,683 | 124,212 | 51,667 | ||
| Income tax expense | (43,202) | (40,320) | (37,802) | (26,729) | (31,427) | (14,200) | ||
| Income from continuing operations: | 130,051 | 120,759 | 107,878 | 87,954 | 92,785 | 37,467 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | ✕ | 92,785 | 37,467 | |
| Net income attributable to parent: | 130,051 | 120,759 | 107,878 | 87,954 | 92,785 | 37,467 | ||
| Preferred stock dividends and other adjustments | (196) | (783) | (783) | |||||
| Net income available to common stockholders, diluted: | 130,051 | 120,759 | 107,878 | 87,758 | 92,002 | 36,684 | ||
Comprehensive Income ($ in thousands)
| 3/31/2026 TTM | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 130,051 | 120,759 | 107,878 | 87,954 | 92,785 | 37,467 | ||
| Other comprehensive income (loss) | 3,538 | 3,316 | 1,547 | (11,457) | (1,166) | (24) | ||
| Comprehensive income: | ||||||||