Byline Bancorp Inc. (BY) Financial Statements (2026 and earlier)

Company Profile

Business Address 180 NORTH LASALLE STREET, SUITE 300
CHICAGO, IL 60601
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments149,095563,138226,136179,353157,93183,420
Cash and cash equivalent149,095563,138226,136179,353157,93183,420
Total current assets:149,095563,138226,136179,353157,93183,420
Noncurrent Assets
Operating lease, right-of-use asset9,0349,79712,47411,35211,646 
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization57,98860,50266,62756,79862,54886,728
Intangible asset, including goodwill, after accumulated amortization200,520198,098203,478158,887165,558172,631
Goodwill181,852181,705181,705148,353148,353148,353
Intangible asset, excluding goodwill, after accumulated amortization18,66816,39321,77310,53417,20524,278
Deferred income tax assets41,77956,45850,05868,21350,32940,181
Total noncurrent assets:309,321324,855332,637295,250290,081299,540
Other undisclosed assets9,194,2608,608,5368,323,1946,888,3386,248,1606,007,692
TOTAL ASSETS:9,652,6769,496,5298,881,9677,362,9416,696,1726,390,652
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt79,59811,66718,33315,39929,72341,994
Total current liabilities:79,59811,66718,33315,39929,72341,994
Noncurrent Liabilities
Other undisclosed liabilities8,305,1728,393,3657,873,4836,581,7265,830,0675,543,194
Total liabilities:8,384,7708,405,0327,891,8166,597,1255,859,7905,585,188
Equity
Equity, attributable to parent, including:1,267,9061,091,497990,151765,816836,382805,464
Preferred stock     10,43810,438
Common stock471455451389387384
Treasury stock, value(65,914)(46,935)(49,707)(51,114)(31,570)(1,668)
Additional paid in capital760,700717,763710,488598,297593,753587,165
Accumulated other comprehensive income (loss)(73,075)(113,687)(100,117)(117,550)8,30218,047
Retained earnings645,724533,901429,036335,794271,676191,098
Other undisclosed equity, attributable to parent     (16,604) 
Total equity:1,267,9061,091,497990,151765,816836,382805,464
TOTAL LIABILITIES AND EQUITY:9,652,6769,496,5298,881,9677,362,9416,696,1726,390,652

Income Statement (P&L) ($ in thousands)

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenues595,734591,591503,354332,855295,138273,308
Gain on disposition of assets for financial service operations23,51425,66223,87631,29646,21234,078
Net investment income572,220565,929479,478301,559248,926239,230
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
(36,102)(27,041)(31,653)(23,879)(1,457)(55,949)
Gross profit:559,632564,550471,701308,976293,681217,359
Operating expenses(46,285)(42,783)(46,793)(37,341)(50,693)(40,941)
Operating income:513,347521,767424,908271,635242,988176,418
Interest and debt expense (843) (148,857)(36,229)(12,539)(24,252)
Income from continuing operations before equity method investments, income taxes:512,504521,767276,051235,406230,449152,166
Other undisclosed loss from continuing operations before income taxes(339,251)(360,688)(130,371)(120,723)(106,237)(100,499)
Income from continuing operations before income taxes:173,253161,079145,680114,683124,21251,667
Income tax expense(43,202)(40,320)(37,802)(26,729)(31,427)(14,200)
Income from continuing operations:130,051120,759107,87887,95492,78537,467
Income before gain (loss) on sale of properties:92,78537,467
Net income attributable to parent:130,051120,759107,87887,95492,78537,467
Preferred stock dividends and other adjustments    (196)(783)(783)
Net income available to common stockholders, diluted:130,051120,759107,87887,75892,00236,684

Comprehensive Income ($ in thousands)

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Net income:130,051120,759107,87887,95492,78537,467
Other comprehensive income (loss)3,5383,3161,547(11,457)(1,166)(24)
Comprehensive income: