Consumers Bancorp Inc (CBKM) Financial Statements (2026 and earlier)

Company Profile

Business Address 614 E LINCOLN WAY
MINERVA, OH 44657-2096
State of Incorp. OH
Fiscal Year End June 30
Industry (SIC) 6021 - National Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
MRQ
6/30/2025
6/30/2024
6/30/2023
6/30/2022
6/30/2021
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments21,51320,30018,10414,64225,13324,778
Cash and cash equivalent21,51319,90817,72314,25624,73324,354
Short-term investments  392381386400424
Total current assets:21,51320,30018,10414,64225,13324,778
Noncurrent Assets
Operating lease, right-of-use asset  647777   
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization18,74518,68816,92717,18216,52115,793
Intangible asset, including goodwill, after accumulated amortization2,7252,7532,8092,8662,9221,065
Goodwill2,4522,4522,4522,4522,452836
Intangible asset, excluding goodwill, after accumulated amortization273301357414470229
Investment, proportional amortization method, elected, amount10,2509,85310,25010,250  
Total noncurrent assets:31,72031,94130,76330,29819,44316,858
Other undisclosed assets1,159,2971,112,7671,048,2221,015,084932,737792,168
TOTAL ASSETS:1,212,5301,165,0081,097,0891,060,024977,313833,804
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt20,38215,51130,00726,36721,29512,203
Total current liabilities:20,38215,51130,00726,36721,29512,203
Noncurrent Liabilities
Liabilities, other than long-term debt4,1495,0358,2799,668  
Investment program, proportional amortization method, elected, commitment4,1495,0358,2799,668  
Total noncurrent liabilities:4,1495,0358,2799,668  
Other undisclosed liabilities1,101,8731,068,191995,118968,505902,048751,701
Total liabilities:1,126,4041,088,7371,033,4041,004,540923,343763,904
Equity
Equity, attributable to parent86,12676,27163,68555,48453,97069,900
Common stock21,77421,59021,17820,76920,28720,011
Treasury stock, value(528)(583)(695)(809)(1,117)(1,324)
Accumulated other comprehensive income (loss)(17,005)(22,554)(28,332)(29,961)(22,106)3,550
Retained earnings81,88577,81871,53465,48556,90647,663
Total equity:86,12676,27163,68555,48453,97069,900
TOTAL LIABILITIES AND EQUITY:1,212,5301,165,0081,097,0891,060,024977,313833,804

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
6/30/2025
6/30/2024
6/30/2023
6/30/2022
6/30/2021
Revenues55,86552,72449,04840,69534,48728,977
Net investment income55,38652,32448,70140,35033,85528,224
Cost of revenue
(Provision for Loan, Lease, and Other Losses)		(1,480)(1,147)(619)(855)(735)(850)
Gross profit:54,38551,57748,42939,84033,75228,127
Operating expenses(6,744)(6,281)(5,847)(5,597)(5,457)(4,689)
Operating income:47,64145,29642,58234,24328,29523,438
Nonoperating income
(Bank Owned Life Insurance Income)		431391278263257260
Interest and debt expense   (17,226)(7,224)(1,414)(1,900)
Other undisclosed loss from continuing operations before equity method investments, income taxes      (10,960)
Income from continuing operations before equity method investments, income taxes:48,07245,68725,63427,28227,13810,838
Other undisclosed loss from continuing operations before income taxes(36,878)(35,363)(15,209)(14,360)(13,607) 
Income from continuing operations before income taxes:11,19410,32410,42512,92213,53110,838
Income tax expense(1,661)(1,657)(1,845)(2,248)(2,339)(1,850)
Income from continuing operations:9,5338,6678,58010,67411,1928,988
Income before gain (loss) on sale of properties:✕✕✕✕✕11,1928,988
Net income available to common stockholders, diluted:9,5338,6678,58010,67411,1928,988

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
6/30/2025
6/30/2024
6/30/2023
6/30/2022
6/30/2021
Net income:9,5338,6678,58010,67411,1928,988
Other comprehensive income (loss)9,2605,7781,629(7,855)(25,656)(710)
Comprehensive income (loss), net of tax, attributable to parent:18,79314,44510,2092,819(14,464)8,278

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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