Consumers Bancorp Inc (CBKM) Financial Statements (2024 and earlier)

Company Profile

Business Address 614 E LINCOLN WAY
MINERVA, OH 44657-2096
State of Incorp. OH
Fiscal Year End June 30
Industry (SIC) 6021 - National Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2023
MRQ
6/30/2023
12/31/2022
MRQ
6/30/2022
6/30/2021
6/30/2020
6/30/2019
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments14,64216,93325,13324,77821,2949,461
Cash and cash equivalents14,25616,56624,73324,35421,2949,461
Short-term investments386367400424  
Total current assets:14,64216,93325,13324,77821,2949,461
Noncurrent Assets
Property, plant and equipment17,18216,27816,52115,79314,90114,155
Intangible assets, net (including goodwill)2,8662,8942,9221,0651,092 
Goodwill2,4522,4522,452836836 
Intangible assets, net (excluding goodwill)414442470229256 
Amortization method qualified affordable housing project investments10,250     
Total noncurrent assets:30,29819,17219,44316,85815,99314,155
Other undisclosed assets1,015,084977,051932,737792,168703,533530,320
TOTAL ASSETS:1,060,0241,013,156977,313833,804740,820553,936
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt26,36725,38021,29512,2036,9433,686
Total current liabilities:26,36725,38021,29512,2036,9433,686
Noncurrent Liabilities
Liabilities, other than long-term debt9,668     
Qualified affordable housing project investments, commitment9,668     
Total noncurrent liabilities:9,668     
Other undisclosed liabilities968,505937,379902,048751,701670,637499,084
Total liabilities:1,004,540962,759923,343763,904677,580502,770
Equity
Equity, attributable to parent55,48450,39753,97069,90063,24051,166
Common stock20,76920,55720,28720,01119,97414,656
Treasury stock, value(809)(809)(1,117)(1,324)(1,454)(1,543)
Accumulated other comprehensive income (loss)(29,961)(30,556)(22,106)3,5504,2601,566
Retained earnings65,48561,20556,90647,66340,46036,487
Total equity:55,48450,39753,97069,90063,24051,166
TOTAL LIABILITIES AND EQUITY:1,060,0241,013,156977,313833,804740,820553,936

Income Statement (P&L) ($ in thousands)

9/30/2023
TTM
6/30/2023
12/31/2022
TTM
6/30/2022
6/30/2021
6/30/2020
6/30/2019
Revenues40,69535,96134,48728,97725,97120,366
Net investment income40,35035,60433,85528,22425,07320,366
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
(855)(910)(735)(850)(1,980) 
Gross profit:39,84035,05133,75228,12723,99120,366
Operating expenses(5,597)(5,607)(5,457)(4,689)(4,566)(3,770)
Other operating income, net
(Noninterest Income, Other Operating Income)
     291 
Operating income:34,24329,44428,29523,43819,71616,596
Nonoperating income
(Bank Owned Life Insurance Income)
263257257260265 
Interest and debt expense(7,224)(2,642)(1,414)(1,900)(3,821)(3,156)
Other undisclosed loss from continuing operations before equity method investments, income taxes    (10,960)(9,721)(6,861)
Income from continuing operations before equity method investments, income taxes:27,28227,05927,13810,8386,4396,579
Other undisclosed loss from continuing operations before income taxes(14,360)(14,174)(13,607)   
Income from continuing operations before income taxes:12,92212,88513,53110,8386,4396,579
Income tax expense(2,248)(2,176)(2,339)(1,850)(912)(1,013)
Income from continuing operations:10,67410,70911,1928,9885,5275,566
Income before gain (loss) on sale of properties:7,90011,1928,9885,5275,566
Net income available to common stockholders, diluted:10,67410,70911,1928,9885,5275,566

Comprehensive Income ($ in thousands)

9/30/2023
TTM
6/30/2023
12/31/2022
TTM
6/30/2022
6/30/2021
6/30/2020
6/30/2019
Net income:10,67410,70911,1928,9885,5275,566
Other comprehensive income (loss)(7,855)(32,138)(25,656)(710)2,6943,201
Comprehensive income (loss), net of tax, attributable to parent:2,819(21,429)(14,464)8,2788,2218,767

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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