CFSB Bancorp, Inc. /MA/ (CFSB) Financial Statements (2026 and earlier)

Company Profile

Business Address 15 BEACH STREET
QUINCY, MA 02170
State of Incorp. MA
Fiscal Year End June 30
Industry (SIC) 6035 - Savings Institutions, Federally Chartered (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

6/30/2025
6/30/2024
6/30/2023
6/30/2022
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments26,9596,86131,667
Cash and cash equivalent26,9596,86131,667
Total current assets:26,9596,86131,667
Noncurrent Assets
Operating lease, right-of-use asset860953 
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization3,2463,4133,334
Deferred income tax assets1,2451,0791,079
Total noncurrent assets:5,3515,4454,413
Other undisclosed assets331,129336,701330,103
TOTAL ASSETS:363,439349,007366,183
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt  3,675 
Total current liabilities:  3,675 
Noncurrent Liabilities
Liabilities, other than long-term debt877962 
Operating lease, liability877962 
Total noncurrent liabilities:877962 
Other undisclosed liabilities286,512268,481291,933
Total liabilities:287,389273,118291,933
Equity
Equity, attributable to parent, including:76,05075,88974,250
Common stock656565
Treasury stock, value(78)  
Additional paid in capital28,13927,81427,720
Accumulated other comprehensive income (loss)(1)(3) 
Retained earnings50,22650,41648,970
Other undisclosed equity, attributable to parent(2,301)(2,403)(2,505)
Total equity:76,05075,88974,250
TOTAL LIABILITIES AND EQUITY:363,439349,007366,183

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

6/30/2025
6/30/2024
6/30/2023
6/30/2022
Revenues7,5727,0366,661
Net investment income7,5727,0366,605
Cost of revenue
(Provision for Loan, Lease, and Other Losses)		   
Gross profit:7,5727,0366,661
Operating expenses(3,245)(3,046)(2,742)
Other operating income, net
(Noninterest Income, Other Operating Income)		242260253
Operating income:4,5694,2504,172
Nonoperating income
(Bank Owned Life Insurance Income)		268258259
Interest and debt expense (4,966)(1,926)(1,020)
Income (loss) from continuing operations before equity method investments, income taxes:(129)2,5823,411
Other undisclosed income (loss) from continuing operations before income taxes123(835)(3,021)
Income (loss) from continuing operations before income taxes:(6)1,747390
Income tax expense (benefit)39(301)52
Income (loss) from continuing operations:331,446442
Income before gain (loss) on sale of properties:✕✕✕442
Net income (loss) available to common stockholders, diluted:331,446442

Comprehensive Income ($ in thousands)
Annual | Quarterly

6/30/2025
6/30/2024
6/30/2023
6/30/2022
Net income (loss):331,446442
Other comprehensive income (loss)(1)(3)37
Comprehensive income (loss):321,443479
Other undisclosed comprehensive income (loss), net of tax, attributable to parent3 (54)
Comprehensive income (loss), net of tax, attributable to parent:351,443425

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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