Consumer Portfolio Services Inc. (CPSS) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
3800 HOWARD HUGHES PKWY LAS VEGAS, NV 89169 |
| State of Incorp. | CA |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6199 - Finance Services (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 11,713 | 6,174 | 13,490 | 29,928 | 13,466 | 5,295 | |||
| Cash and cash equivalent | 11,713 | 6,174 | 13,490 | 29,928 | 13,466 | 5,295 | |||
| Restricted cash and investments | 144,152 | 140,832 | |||||||
| Receivables | 4,987 | 24,684 | 70,551 | 176,184 | 411,343 | 885,890 | |||
| Total current assets: | 16,700 | 30,858 | 84,041 | 206,112 | 568,961 | 1,032,017 | |||
| Noncurrent Assets | |||||||||
| Finance lease, right-of-use asset, after accumulated amortization | 2,181 | 726 | |||||||
| Operating lease, right-of-use asset | 10,943 | 17,135 | |||||||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 943 | 1,372 | 1,660 | 1,129 | 828 | 1,512 | |||
| Deferred income tax assets | 1,010 | 3,736 | 10,177 | 19,575 | 28,512 | 15,480 | |||
| Other noncurrent assets | 35,764 | 25,861 | 30,325 | 34,775 | 32,317 | 39,852 | |||
| Total noncurrent assets: | 37,717 | 30,969 | 42,162 | 55,479 | 74,781 | 74,705 | |||
| Other undisclosed assets | 3,439,451 | 2,841,919 | 2,626,565 | 1,897,987 | 1,502,153 | 1,432,527 | |||
| TOTAL ASSETS: | 3,493,868 | 2,903,746 | 2,752,768 | 2,159,578 | 2,145,895 | 2,539,249 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Accounts payable and accrued liabilities, including: | 70,151 | 62,544 | 55,421 | 43,648 | 43,112 | 47,077 | |||
| Other undisclosed accounts payable and accrued liabilities | 70,151 | 62,544 | 55,421 | 43,648 | 43,112 | 47,077 | |||
| Debt | 821,796 | 468,050 | 570,656 | 211,220 | 237,998 | 269,582 | |||
| Total current liabilities: | 891,947 | 530,594 | 626,077 | 254,868 | 281,110 | 316,659 | |||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 2,309,151 | 2,098,484 | 1,898,302 | 1,734,503 | 1,731,423 | 2,019,949 | |||
| Total liabilities: | 3,201,098 | 2,629,078 | 2,524,379 | 1,989,371 | 2,012,533 | 2,336,608 | |||
| Equity | |||||||||
| Equity, attributable to parent | 292,770 | 274,668 | 228,389 | 170,207 | 133,362 | 202,641 | |||
| Common stock | 25,720 | 28,678 | 28,906 | 55,298 | 72,926 | 71,257 | |||
| Accumulated other comprehensive loss | (10) | (1,867) | (3,031) | (1,622) | (8,571) | (8,421) | |||
| Retained earnings | 267,060 | 247,857 | 202,514 | 116,531 | 69,007 | 139,805 | |||
| Total equity: | 292,770 | 274,668 | 228,389 | 170,207 | 133,362 | 202,641 | |||
| TOTAL LIABILITIES AND EQUITY: | 3,493,868 | 2,903,746 | 2,752,768 | 2,159,578 | 2,145,895 | 2,539,249 | |||
Income Statement (P&L) ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 393,506 | 352,014 | 329,709 | 267,811 | 271,161 | 345,800 | ||
| Net investment income | 363,962 | 329,219 | 305,237 | 266,266 | 294,982 | 337,096 | ||
| Cost of revenue | (5,307) | (202,075) | (251,041) | (336,638) | ||||
| Cost of product and service sold | (202,065) | (251,041) | (336,638) | |||||
| Provision for loan, lease, and other losses | (5,307) | (10) | ||||||
| Gross profit: | 388,199 | 352,014 | 329,709 | 65,736 | 20,120 | 9,162 | ||
| Operating expenses | (366,075) | (290,917) | (213,516) | (53,008) | ||||
| Operating income: | 22,124 | 61,097 | 116,193 | 12,728 | 20,120 | 9,162 | ||
| Nonoperating income (Investment Income, Nonoperating) | 69,783 | |||||||
| Interest and debt expense | (146,631) | (87,524) | (75,239) | (101,338) | (110,528) | |||
| Other undisclosed income from continuing operations before equity method investments, income taxes | 101,338 | 110,528 | ||||||
| Income (loss) from continuing operations before equity method investments, income taxes: | 22,124 | (85,534) | 28,669 | 7,272 | 20,120 | 9,162 | ||
| Other undisclosed income from continuing operations before income taxes | 5,307 | 146,631 | 87,524 | |||||
| Income from continuing operations before income taxes: | 27,431 | 61,097 | 116,193 | 7,272 | 20,120 | 9,162 | ||
| Income tax expense (benefit) | (8,228) | (15,754) | (30,210) | (18,222) | 1,557 | (3,756) | ||
| Income (loss) from continuing operations: | 19,203 | 45,343 | 85,983 | (10,950) | 21,677 | 5,406 | ||
| Income (loss) before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | (10,950) | 21,677 | 5,406 | |
| Other undisclosed net income | 76,696 | |||||||
| Net income: | 19,203 | 45,343 | 85,983 | 65,746 | 21,677 | 5,406 | ||
| Other undisclosed net loss attributable to parent | (18,222) | |||||||
| Net income available to common stockholders, diluted: | 19,203 | 45,343 | 85,983 | 47,524 | 21,677 | 5,406 | ||
Comprehensive Income ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 19,203 | 45,343 | 85,983 | 65,746 | 21,677 | 5,406 | ||
| Other comprehensive income (loss) | 1,857 | 1,164 | (1,409) | 6,949 | (150) | (508) | ||
| Comprehensive income: | 21,060 | 46,507 | 84,574 | 72,695 | 21,527 | 4,898 | ||
| Comprehensive income, net of tax, attributable to noncontrolling interest | 21,060 | 46,507 | 84,574 | 54,473 | 21,527 | 4,539 | ||
| Comprehensive income, net of tax, attributable to parent: | 42,120 | 93,014 | 169,148 | 127,168 | 43,054 | 9,437 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.