Citizens First Corporation (CZFC) Financial Statements (2024 and earlier)
Company Profile
| Business Address |
1065 ASHLEY STREET SUITE 150 BOWLING GREEN, KY 42103 |
| State of Incorp. | KY |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6021 - National Commercial Banks (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)Annual | Quarterly
| 3/31/2019 Q1 | 12/31/2018 Q4 | 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 8,875 | 7,523 | 6,546 | 6,303 | 6,444 | 7,452 | |||
| Cash and cash equivalents | 8,875 | 7,523 | 6,546 | 6,303 | 6,444 | 7,452 | |||
| Total current assets: | 8,875 | 7,523 | 6,546 | 6,303 | 6,444 | 7,452 | |||
| Noncurrent Assets | |||||||||
| Property, plant and equipment | 8,861 | 8,930 | 8,988 | 9,060 | 9,140 | 9,115 | |||
| Intangible assets, net (including goodwill), including: | 4,150 | 4,168 | 4,185 | 4,203 | 4,221 | 4,238 | |||
| Goodwill | 4,100 | 4,100 | |||||||
| Other undisclosed intangible assets, net (including goodwill) | 50 | 4,168 | 4,185 | 4,203 | 121 | 4,238 | |||
| Total noncurrent assets: | 13,011 | 13,098 | 13,173 | 13,263 | 13,361 | 13,353 | |||
| Other undisclosed assets | 454,096 | 453,053 | 468,869 | 467,439 | 445,577 | 434,570 | |||
| TOTAL ASSETS: | 475,982 | 473,674 | 488,588 | 487,005 | 465,382 | 455,375 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 12,000 | 30,000 | |||||||
| Total current liabilities: | 12,000 | 30,000 | |||||||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 413,963 | 425,085 | 440,911 | 440,577 | 389,548 | 409,934 | |||
| Total liabilities: | 425,963 | 425,085 | 440,911 | 440,577 | 419,548 | 409,934 | |||
| Equity | |||||||||
| Equity, attributable to parent | 50,019 | 48,589 | 47,677 | 46,428 | 45,834 | 45,441 | |||
| Common stock | 33,309 | 33,232 | 33,201 | 33,169 | 33,138 | 33,081 | |||
| Accumulated other comprehensive loss | (655) | (1,023) | (883) | (903) | (446) | (83) | |||
| Retained earnings | 17,365 | 16,380 | 15,359 | 14,162 | 13,142 | 12,443 | |||
| Total equity: | 50,019 | 48,589 | 47,677 | 46,428 | 45,834 | 45,441 | |||
| TOTAL LIABILITIES AND EQUITY: | 475,982 | 473,674 | 488,588 | 487,005 | 465,382 | 455,375 | |||
Income Statement (P&L) ($ in thousands)Annual | Quarterly
| 3/31/2019 Q1 | 12/31/2018 Q4 | 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 5,271 | 5,241 | 5,310 | 4,962 | 5,739 | 5,496 | ||
| Net investment income | 5,112 | 5,094 | 5,162 | 4,860 | 4,905 | 4,640 | ||
| Cost of revenue (Financial Services Costs) | (70) | (30) | (30) | (30) | ||||
| Gross profit: | 5,201 | 5,211 | 5,280 | 4,932 | 5,739 | 5,496 | ||
| Operating expenses | (2,695) | (2,653) | (2,667) | (2,738) | (2,544) | (2,607) | ||
| Operating income: | 2,506 | 2,558 | 2,613 | 2,194 | 3,195 | 2,889 | ||
| Nonoperating income (Bank Owned Life Insurance Income) | 45 | 45 | 44 | 43 | 45 | 44 | ||
| Interest and debt expense | (1,277) | (1,182) | (1,064) | (960) | (858) | (777) | ||
| Income from continuing operations before equity method investments, income taxes: | 1,274 | 1,421 | 1,593 | 1,277 | 2,382 | 2,156 | ||
| Other undisclosed income (loss) from continuing operations before income taxes | 129 | 88 | 105 | 57 | (418) | (544) | ||
| Income from continuing operations before income taxes: | 1,403 | 1,509 | 1,698 | 1,334 | 1,964 | 1,612 | ||
| Income tax expense | (240) | (311) | (324) | (250) | (1,012) | (490) | ||
| Income from continuing operations: | 1,163 | 1,198 | 1,374 | 1,084 | 952 | 1,122 | ||
| Income before gain (loss) on sale of properties: | 1,163 | 1,198 | 1,374 | 1,084 | 952 | 1,122 | ||
| Net income available to common stockholders, diluted: | 1,163 | 1,198 | 1,374 | 1,084 | 952 | 1,122 | ||
Comprehensive Income ($ in thousands)Annual | Quarterly
| 3/31/2019 Q1 | 12/31/2018 Q4 | 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 1,163 | 1,198 | 1,374 | 1,084 | 952 | 1,122 | ||
| Comprehensive income: | 1,163 | 1,198 | 1,374 | 1,084 | 952 | 1,122 | ||
| Other undisclosed comprehensive income (loss), net of tax, attributable to parent | 368 | (140) | 20 | (369) | (363) | (51) | ||
| Comprehensive income, net of tax, attributable to parent: | 1,531 | 1,058 | 1,394 | 715 | 589 | 1,071 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.