FNCB Bancorp Inc. (FNCB) Financial Statements (2024 and earlier)

Company Profile

Business Address 102 EAST DRINKER STREET
DUNMORE, PA 18512
State of Incorp. PA
Fiscal Year End December 31
Industry (SIC) 6021 - National Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
12/31/2022
Q4
9/30/2022
Q3
6/30/2022
Q2
3/31/2022
Q1
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments111,33776,94049,63339,62332,69929,120
Cash and cash equivalents105,00069,57141,91634,12727,39224,102
Short-term investments6,3377,3697,7175,4965,3075,018
Financing receivable, accrued interest, after allowance for credit loss      
Total current assets:111,33776,94049,63339,62332,69929,120
Noncurrent Assets
Operating lease, right-of-use asset   3,226   
Property, plant and equipment15,02815,31615,61615,52615,61915,895
Deferred income tax assets   16,826   
Amortization method qualified affordable housing project investments   11,014   
Total noncurrent assets:15,02815,31646,68215,52615,61915,895
Other undisclosed assets1,735,5071,717,2251,649,2151,649,3671,644,7671,604,535
TOTAL ASSETS:1,861,8721,809,4811,745,5301,704,5161,693,0851,649,550
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Noncurrent Liabilities
Other undisclosed liabilities1,737,8131,682,9871,626,5811,592,9241,567,5731,511,161
Total liabilities:1,737,8131,682,9871,626,5811,592,9241,567,5731,511,161
Equity
Equity, attributable to parent124,059126,494118,949111,592125,512138,389
Common stock24,68724,60424,60224,60024,59424,604
Additional paid in capital77,75777,63677,50277,38177,23377,642
Accumulated other comprehensive loss(46,236)(42,580)(48,028)(52,126)(34,400)(17,691)
Retained earnings67,85166,83464,87361,73758,08553,834
Total equity:124,059126,494118,949111,592125,512138,389
TOTAL LIABILITIES AND EQUITY:1,861,8721,809,4811,745,5301,704,5161,693,0851,649,550

Income Statement (P&L) ($ in thousands)

9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
12/31/2022
Q4
9/30/2022
Q3
6/30/2022
Q2
3/31/2022
Q1
Revenues19,68418,50317,55615,84814,30413,182
Net investment income19,68418,50217,47415,75714,27213,182
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
 (799)(975)95  (48)
Gross profit:18,88517,52817,65115,84814,30413,134
Operating expenses(2,338)(2,179)(1,585)(2,532)(2,426)(2,411)
Other operating income, net
(Noninterest Income, Other Operating Income)
108237554404258464
Operating income:16,65515,58616,62013,72012,13611,187
Nonoperating income
(Bank Owned Life Insurance Income)
205197168200197145
Interest and debt expense(8,307)(7,094)(3,832)(1,836)(658)(406)
Other undisclosed loss from continuing operations before equity method investments, income taxes(4,877)(5,329)(7,158)(5,548)(4,690)(5,656)
Income from continuing operations before income taxes:3,6763,3605,7986,5366,9855,270
Income tax expense(871)(697)(879)(1,101)(1,247)(917)
Income from continuing operations:2,8052,6634,9195,4355,7384,353
Income before gain (loss) on sale of properties:5,4355,7384,353
Net income available to common stockholders, diluted:2,8052,6634,9195,4355,7384,353

Comprehensive Income ($ in thousands)

9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
12/31/2022
Q4
9/30/2022
Q3
6/30/2022
Q2
3/31/2022
Q1
Net income:2,8052,6634,9195,4355,7384,353
Comprehensive income:2,8052,6634,9195,4355,7384,353
Other undisclosed comprehensive income (loss), net of tax, attributable to parent(3,656)5,4484,098(17,726)(16,709)(24,043)
Comprehensive income (loss), net of tax, attributable to parent:(851)8,1119,017(12,291)(10,971)(19,690)

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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