LendingClub Corp (LC) Financial Statements (2026 and earlier)

Company Profile

Business Address 88 KEARNY ST
SAN FRANCISCO, CA 94108
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 6141 - Personal Credit Institutions (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments917,654954,0581,252,5041,057,030687,126524,963
Cash and cash equivalent917,654954,0581,252,5041,057,030687,126524,963
Financing receivable, accrued interest, after allowance for credit loss✕✕✕32,20027,900  
Total current assets:917,654954,0581,284,7041,084,930687,126524,963
Noncurrent Assets
Operating lease, right-of-use asset12,94221,30426,61163,87277,31674,037
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization254,088167,532161,517136,47397,99696,641
Intangible asset, including goodwill, after accumulated amortization83,13684,30387,85292,05196,89811,427
Goodwill75,71775,71775,71775,71775,717 
Intangible asset, excluding goodwill, after accumulated amortization7,4198,58612,13516,33421,18111,427
Deferred income tax assets96,159137,155151,411173,687  
Total noncurrent assets:446,325410,294427,391466,083272,210182,105
Other undisclosed assets10,203,8379,266,1577,115,3686,428,7343,940,9831,156,225
TOTAL ASSETS:11,567,81610,630,5098,827,4637,979,7474,900,3191,863,293
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt    2,61927,780 
Total current liabilities:    2,61927,780 
Noncurrent Liabilities
Other undisclosed liabilities10,067,3889,288,7787,575,6416,812,8344,022,2971,139,122
Total liabilities:10,067,3889,288,7787,575,6416,815,4534,050,0771,139,122
Equity
Equity, attributable to parent1,500,4281,341,7311,251,8221,164,294850,242724,171
Common stock1,1541,1341,1041,0651,010881
Additional paid in capital1,719,2331,702,3161,669,8281,628,5901,609,8201,508,020
Accumulated other comprehensive income (loss)(18,160)(24,243)(30,304)(37,616)7,0461,484
Accumulated deficit(201,799)(337,476)(388,806)(427,745)(767,634)(786,214)
Total equity:1,500,4281,341,7311,251,8221,164,294850,242724,171
TOTAL LIABILITIES AND EQUITY:11,567,81610,630,5098,827,4637,979,7474,900,3191,863,293

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenues247,652225,783171,43857,63935,146314,702
Net investment income247,652225,783171,43857,63935,146209,694
Cost of revenue(254,209)(178,267)(290,760)(311,157)(183,085) 
Cost of product and service sold(62,889) (47,195)(43,831)(44,285) 
Provision for loan, lease, and other losses(191,320)(178,267)(243,565)(267,326)(138,800) 
Gross profit:(6,557)47,516(119,322)(253,518)(147,939)314,702
Operating expenses(211,384)(148,245)(146,545)(270,240)(227,963)(502,319)
Other operating income (expense), net17,23210,17911,297(14,750)(17,825) 
Noninterest income, other operating income17,23210,17911,29728,76527,219 
Other expenses    (43,515)(45,044) 
Operating loss:(200,709)(90,550)(254,570)(538,508)(393,727)(187,617)
Interest and debt expense   (270,792)(82,515)(80,001)(141,503)
Other undisclosed income from continuing operations before equity method investments, income taxes      141,503
Loss from continuing operations before equity method investments, income taxes:(200,709)(90,550)(525,362)(621,023)(473,728)(187,617)
Other undisclosed income from continuing operations before income taxes377,655155,616579,979774,060 17
Income (loss) from continuing operations before income taxes:176,94665,06654,617153,037(473,728)(187,600)
Income tax expense (benefit)(41,269)(13,736)(15,678)136,64813679
Income (loss) from continuing operations:135,67751,33038,939289,685(473,592)(187,521)
Loss before gain (loss) on sale of properties:✕✕✕✕✕(473,592)(187,521)
Net income (loss):135,67751,33038,939289,685(473,592)(187,521)
Other undisclosed net income (loss) attributable to parent     492,172(17)
Net income (loss) available to common stockholders, diluted:135,67751,33038,939289,68518,580(187,538)

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Net income (loss):135,67751,33038,939289,685(473,592)(187,521)
Other comprehensive income (loss) 6,0617,312(44,662)5,5622,049
Other undisclosed comprehensive income (loss)    492,172(17)
Comprehensive income (loss):135,67757,39146,251245,02324,142(185,489)
Other undisclosed comprehensive income (loss), net of tax, attributable to parent6,083     
Comprehensive income (loss), net of tax, attributable to parent:141,76057,39146,251245,02324,142(185,489)

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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