loanDepot, Inc. (LDI) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
| State of Incorp. | |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6199 - Finance Services (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |||
|---|---|---|---|---|---|---|---|
| ASSETS | |||||||
| Current Assets | |||||||
| Cash, cash equivalents, and short-term investments | 509,042 | 753,608 | 958,199 | 492,445 | |||
| Cash and cash equivalent | 421,576 | 660,707 | 863,956 | 419,571 | |||
| Short-term investments | 87,466 | 92,901 | 94,243 | 72,874 | |||
| Total current assets: | 509,042 | 753,608 | 958,199 | 492,445 | |||
| Noncurrent Assets | |||||||
| Operating lease, right-of-use asset | 20,432 | 29,433 | 35,668 | 55,646 | |||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 61,079 | 70,809 | 92,889 | 104,262 | |||
| Long-term investments and receivables | 18,113 | 20,363 | 20,410 | 18,553 | |||
| Long-term investments | 18,113 | 20,363 | 20,410 | 18,553 | |||
| Intangible asset, including goodwill, after accumulated amortization, including: | 42,317 | ||||||
| Goodwill | 40,700 | ||||||
| Intangible asset, excluding goodwill, after accumulated amortization | 1,474 | ||||||
| Other undisclosed intangible asset, including goodwill, after accumulated amortization | 143 | ||||||
| Total noncurrent assets: | 99,624 | 120,605 | 148,967 | 220,778 | |||
| Other undisclosed assets | 5,735,362 | 5,276,835 | 5,502,768 | 11,099,090 | |||
| TOTAL ASSETS: | 6,344,028 | 6,151,048 | 6,609,934 | 11,812,313 | |||
| LIABILITIES AND EQUITY | |||||||
| Liabilities | |||||||
| Current Liabilities | |||||||
| Debt | 2,377,127 | 1,947,057 | 2,146,602 | 7,457,199 | |||
| Total current liabilities: | 2,377,127 | 1,947,057 | 2,146,602 | 7,457,199 | |||
| Noncurrent Liabilities | |||||||
| Liabilities, other than long-term debt | 25,332 | 80,171 | 122,404 | 193,020 | |||
| Deferred income tax liabilities | 25,332 | 80,171 | 122,404 | 193,020 | |||
| Total noncurrent liabilities: | 25,332 | 80,171 | 122,404 | 193,020 | |||
| Other undisclosed liabilities | 3,434,958 | 3,419,336 | 3,419,455 | 2,532,734 | |||
| Total liabilities: | 5,837,417 | 5,446,564 | 5,688,461 | 10,182,953 | |||
| Equity | |||||||
| Equity, attributable to parent | 272,560 | 352,856 | 433,182 | 523,245 | |||
| Treasury stock, value | (20,340) | (16,493) | (13,282) | (12,852) | |||
| Additional paid in capital | 843,523 | 821,055 | 788,601 | 565,073 | |||
| Accumulated deficit | (550,623) | (451,706) | (342,137) | (28,976) | |||
| Equity, attributable to noncontrolling interest | 233,719 | 351,303 | 487,974 | 1,105,803 | |||
| Other undisclosed equity | 332 | 325 | 317 | 312 | |||
| Total equity: | 506,611 | 704,484 | 921,473 | 1,629,360 | |||
| TOTAL LIABILITIES AND EQUITY: | 6,344,028 | 6,151,048 | 6,609,934 | 11,812,313 | |||
Income Statement (P&L) ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | ||
|---|---|---|---|---|---|---|
| Revenues | 698,333 | 698,854 | 722,774 | 813,415 | ||
| Contractually specified servicing fee, late fee, and ancillary fee earned in exchange for servicing financial asset | 481,699 | 492,811 | 449,150 | 393,680 | ||
| Net investment income | 146,485 | 133,263 | 200,204 | 262,478 | ||
| Other income | 70,149 | 72,780 | 73,420 | 157,257 | ||
| Cost of revenue | (930,074) | (865,457) | (1,401,070) | (2,340,091) | ||
| Gross profit: | (231,741) | (166,603) | (678,296) | (1,526,676) | ||
| Operating expenses | (373,010) | (386,873) | (544,703) | (718,096) | ||
| Operating loss: | (604,751) | (553,476) | (1,222,999) | (2,244,772) | ||
| Interest and debt expense | (188,550) | (130,145) | (150,897) | (218,457) | ||
| Loss from continuing operations before equity method investments, income taxes: | (793,301) | (683,621) | (1,373,896) | (2,463,229) | ||
| Other undisclosed income from continuing operations before income taxes | 550,452 | 405,313 | 683,919 | 3,129,746 | ||
| Income (loss) from continuing operations before income taxes: | (242,849) | (278,308) | (689,977) | 666,517 | ||
| Income tax expense (benefit) | 40,698 | 42,796 | 79,592 | (43,371) | ||
| Income (loss) from continuing operations: | (202,151) | (235,512) | (610,385) | 623,146 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | 623,146 | |
| Net income (loss): | (202,151) | (235,512) | (610,385) | 623,146 | ||
| Net income (loss) attributable to noncontrolling interest | 103,820 | 125,370 | 337,365 | (509,622) | ||
| Net income (loss) available to common stockholders, diluted: | (98,331) | (110,142) | (273,020) | 113,524 | ||
Comprehensive Income ($ in thousands)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | ||
|---|---|---|---|---|---|---|
| Net income (loss): | (202,151) | (235,512) | (610,385) | 623,146 | ||
| Comprehensive income (loss): | (202,151) | (235,512) | (610,385) | 623,146 | ||
| Comprehensive income (loss), net of tax, attributable to noncontrolling interest | 103,820 | 125,370 | 337,365 | (509,622) | ||
| Comprehensive income (loss), net of tax, attributable to parent: | (98,331) | (110,142) | (273,020) | 113,524 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.