Magyar Bancorp, Inc. (MGYR) Financial Statements (2026 and earlier)

Company Profile

Business Address 400 SOMERSET STREET
NEW BRUNSWICK, NJ 08901
State of Incorp.
Fiscal Year End September 30
Industry (SIC) 6035 - Savings Institutions, Federally Chartered (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
MRQ
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments100,3027,08618,04872,53230,93675,201
Cash and cash equivalent34,1137,08625,59672,53230,93675,201
Short-term investments66,189 (7,548)   
Total current assets:100,3027,08618,04872,53230,93675,201
Noncurrent Assets
Operating lease, right-of-use asset1,821     
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization11,97512,18212,54513,33913,88014,331
Long-term investments and receivables876,115857,725781,016689,0702,3002,300
Due from related parties✕✕✕✕✕2,3002,300
Long-term investments  372854   
Accounts and financing receivable, after allowance for credit loss876,115857,353780,162689,070  
Other receivable, after allowance for credit loss    5,100✕✕
Total noncurrent assets:889,911869,907793,561707,50916,18016,631
Other undisclosed assets55,285120,667140,309127,251751,427682,158
TOTAL ASSETS:1,045,498997,660951,918907,292798,543773,990
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Accounts payable and accrued liabilities    265  
Accrued liabilities    265  
Debt  1,6313,50029,51515,625 
Other liabilities    828  
Total current liabilities:  1,6313,50030,60815,625 
Noncurrent Liabilities
Liabilities, other than long-term debt  1,2001,000   
Liability, pension and other postretirement and postemployment benefits  1,2001,000   
Total noncurrent liabilities:  1,2001,000   
Other undisclosed liabilities923,750875,987836,870771,894684,416676,349
Total liabilities:923,750878,818841,370802,502700,041676,349
Equity
Equity, attributable to parent, including:121,748118,842110,548104,790101,671100,876
Common stock717171717171
Treasury stock, value(7,874)(7,840)(7,364)(5,362)(5,793)(1,242)
Additional paid in capital63,60363,42163,08562,80163,73463,713
Deferred compensation equity(2,842)(2,868)(2,972)   
Accumulated other comprehensive loss(425)(523)(916)(1,789)(2,114)(947)
Retained earnings69,21566,58158,64452,16645,77339,281
Other undisclosed equity, attributable to parent    (3,097)  
Other undisclosed equity     (3,169)(3,235)
Total equity:121,748118,842110,548104,79098,50297,641
TOTAL LIABILITIES AND EQUITY:1,045,498997,660951,918907,292798,543773,990

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
Revenues56,14054,49548,35138,59229,51228,543
Net investment income56,14054,49548,35137,92929,42528,433
Cost of revenue
(Provision for Loan, Lease, and Other Losses)		(354)(402)(90)(381)(304)(1,629)
Gross profit:55,78654,09348,26138,21129,20826,914
Operating expenses    (5,718)(5,140)(5,673)
Other operating income, net3,5553,7133,61398  
Noninterest income, other operating income    98  
Operating income:59,34157,80651,87432,59124,06821,241
Nonoperating income (expense)(21,343)(21,398)(20,397)370372317
Bank owned life insurance income676673 370372317
Other nonoperating expense   (20,397)   
Interest and debt expense    (10,334)(2,484)(2,941)
Income from continuing operations before equity method investments, income taxes:37,99836,40831,47722,62721,95618,617
Other undisclosed loss from continuing operations before income taxes(22,801)(22,599)(20,377)(11,886)(10,787)(9,892)
Income from continuing operations before income taxes:15,19713,80911,10010,74111,1698,725
Income tax expense(4,385)(4,049)(3,317)(3,032)(3,250)(2,605)
Income from continuing operations:10,8129,7607,7837,7097,9196,120
Income before gain (loss) on sale of properties:✕✕✕✕✕7,9196,120
Net income available to common stockholders, diluted:10,8129,7607,7837,7097,9196,120

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
Net income:10,8129,7607,7837,7097,9196,120
Other comprehensive income (loss)670393873325(1,167)410
Comprehensive income, net of tax, attributable to parent:11,48210,1538,6568,0346,7526,530

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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