nCino, Inc. (NCNO) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
6770 PARKER FARM DRIVE WILMINGTON, NC 28405 |
| State of Incorp. | DE |
| Fiscal Year End | January 31 |
| Industry (SIC) | 7372 - Prepackaged Software (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)Annual | Quarterly
| 7/31/2025 Q2 | 4/30/2025 Q1 | 1/31/2025 Q4 | 10/31/2024 Q3 | 7/31/2024 Q2 | 4/30/2024 Q1 | 1/31/2024 Q4 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 133,230 | 120,928 | 257,894 | 121,410 | 129,481 | 112,085 | |||
| Cash and cash equivalent | 133,230 | 120,928 | 257,894 | 121,410 | 129,481 | 112,085 | |||
| Receivables | 104,417 | 146,787 | 65,013 | 78,819 | 78,508 | 112,975 | |||
| Prepaid expense | 20,754 | ||||||||
| Capitalized contract cost | 13,928 | 13,462 | 12,214 | 11,565 | 11,356 | 10,544 | |||
| Other current assets | 1,355 | ||||||||
| Other undisclosed current assets | 21,072 | 13,523 | 16,957 | 17,239 | 15,171 | ||||
| Total current assets: | 273,684 | 302,249 | 348,644 | 228,751 | 236,584 | 250,775 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 15,560 | 16,026 | 14,938 | 15,928 | 16,702 | 19,261 | |||
| Property, plant and equipment | 77,293 | 74,953 | 75,711 | 76,785 | 77,701 | 79,145 | |||
| Long-term investments and receivables | 7,262 | 9,294 | 9,294 | 9,294 | 9,294 | 9,294 | |||
| Long-term investments | 7,262 | 9,294 | 9,294 | 9,294 | 9,294 | 9,294 | |||
| Intangible assets, net (including goodwill) | 1,241,973 | 1,173,946 | 1,036,903 | 1,043,524 | 1,050,218 | 954,441 | |||
| Goodwill | 1,080,657 | 1,019,375 | 908,559 | 908,000 | 907,513 | 838,869 | |||
| Intangible assets, net (excluding goodwill) | 161,316 | 154,571 | 128,344 | 135,524 | 142,705 | 115,572 | |||
| Capitalized contract cost, net | 23,233 | 23,735 | 20,185 | 19,137 | 18,909 | 17,425 | |||
| Regulated entity, other noncurrent assets | 1,300 | 1,400 | |||||||
| Restricted cash and investments | 350 | 339 | 359 | 5,355 | 5,357 | ||||
| Deferred income tax assets | 6,201 | 4,137 | |||||||
| Other undisclosed noncurrent assets | 10,287 | 2,238 | 10,572 | 9,973 | 9,127 | 5,952 | |||
| Total noncurrent assets: | 1,377,258 | 1,308,132 | 1,167,962 | 1,179,996 | 1,187,308 | 1,089,655 | |||
| TOTAL ASSETS: | 1,650,942 | 1,610,381 | 1,516,606 | 1,408,747 | 1,423,892 | 1,340,430 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Accounts payable and accrued liabilities | 50,286 | 54,705 | 40,087 | 32,622 | 35,998 | 40,972 | |||
| Accounts payable | 15,101 | 13,640 | 12,123 | 13,137 | 16,118 | 11,842 | |||
| Accrued liabilities | 35,185 | 41,065 | 27,964 | 19,485 | 19,880 | 29,130 | |||
| Deferred revenue | 203,659 | 191,174 | 132,382 | 172,038 | 179,835 | 170,941 | |||
| Debt | 1,729 | 1,680 | 1,614 | 1,567 | 1,520 | 1,474 | |||
| Restructuring reserve | |||||||||
| Other undisclosed current liabilities | 5,068 | 3,953 | 4,830 | 4,750 | 4,338 | 1,649 | |||
| Total current liabilities: | 260,742 | 251,512 | 178,913 | 210,977 | 221,691 | 215,036 | |||
| Noncurrent Liabilities | |||||||||
| Long-term debt and lease obligation | 259,213 | 217,172 | 217,624 | 91,865 | 107,275 | 52,680 | |||
| Long-term debt, excluding current maturities | 208,500 | 166,000 | 166,000 | 40,000 | 55,000 | ||||
| Finance lease, liability | 50,713 | 51,172 | 51,624 | 51,865 | 52,275 | 52,680 | |||
| Liabilities, other than long-term debt | 50,040 | 44,099 | 26,563 | 26,917 | 26,944 | 20,110 | |||
| Deferred revenue | 277 | 269 | 431 | 569 | 656 | ||||
| Deferred income tax liabilities | 20,718 | 13,851 | 10,577 | 11,196 | 10,288 | 3,687 | |||
| Other liabilities | 16,707 | 17,160 | 3,726 | 2,644 | 2,577 | ||||
| Operating lease, liability | 12,338 | 12,819 | 11,829 | 12,508 | 13,423 | 16,423 | |||
| Total noncurrent liabilities: | 309,253 | 261,271 | 244,187 | 118,782 | 134,219 | 72,790 | |||
| Total liabilities: | 569,995 | 512,783 | 423,100 | 329,759 | 355,910 | 287,826 | |||
| Temporary equity, including noncontrolling interest | 8,729 | 8,286 | 5,243 | 4,133 | 4,105 | 3,428 | |||
| Equity | |||||||||
| Equity, attributable to parent | 1,072,218 | 1,089,312 | 1,088,263 | 1,074,855 | 1,063,877 | 1,049,176 | |||
| Common stock | 59 | 58 | 58 | 58 | 57 | 57 | |||
| Treasury stock, value | (40,588) | ||||||||
| Additional paid in capital | 1,490,590 | 1,474,413 | 1,456,411 | 1,439,245 | 1,417,838 | 1,400,881 | |||
| Accumulated other comprehensive income (loss) | 1,551 | 176 | 1,615 | 1,407 | 872 | 996 | |||
| Accumulated deficit | (379,394) | (385,335) | (369,821) | (365,855) | (354,890) | (352,758) | |||
| Total equity: | 1,072,218 | 1,089,312 | 1,088,263 | 1,074,855 | 1,063,877 | 1,049,176 | |||
| TOTAL LIABILITIES AND EQUITY: | 1,650,942 | 1,610,381 | 1,516,606 | 1,408,747 | 1,423,892 | 1,340,430 | |||
Income Statement (P&L) ($ in thousands)Annual | Quarterly
| 7/31/2025 Q2 | 4/30/2025 Q1 | 1/31/2025 Q4 | 10/31/2024 Q3 | 7/31/2024 Q2 | 4/30/2024 Q1 | 1/31/2024 Q4 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 144,137 | 187,807 | 138,797 | 132,403 | 128,087 | 177,409 | ||
| Cost of revenue (Cost of Product and Service Sold) | (57,695) | (73,609) | (53,745) | (53,931) | (51,180) | (66,791) | ||
| Gross profit: | 86,442 | 114,198 | 85,052 | 78,472 | 76,907 | 110,618 | ||
| Operating expenses | (87,955) | (96,002) | (85,876) | (86,378) | (80,570) | (79,449) | ||
| Operating income (loss): | (1,513) | 18,196 | (824) | (7,906) | (3,663) | 31,169 | ||
| Nonoperating income (expense) | 16,514 | (18,590) | 914 | 471 | (139) | 5,894 | ||
| Investment income, nonoperating | 417 | (296) | 482 | 321 | 605 | 2,452 | ||
| Loss, foreign currency transaction, before tax | (10,500) | (1,200) | ||||||
| Other nonoperating income (expense) | 16,097 | (7,794) | 432 | 150 | (744) | 4,642 | ||
| Interest and debt expense | (4,450) | (5,486) | (1,653) | (1,835) | (1,477) | (2,286) | ||
| Income (loss) from continuing operations before equity method investments, income taxes: | 10,551 | (5,880) | (1,563) | (9,270) | (5,279) | 34,777 | ||
| Other undisclosed income from continuing operations before income taxes | 10,500 | 1,200 | ||||||
| Income (loss) from continuing operations before income taxes: | 10,551 | 4,620 | (1,563) | (9,270) | (5,279) | 35,977 | ||
| Income tax expense (benefit) | (4,534) | 7,231 | (2,589) | (1,753) | 2,982 | 569 | ||
| Net income (loss): | 6,017 | 11,851 | (4,152) | (11,023) | (2,297) | 36,546 | ||
| Other undisclosed net income (loss) attributable to parent | (455) | (6,223) | (1,100) | (17) | (679) | 2,620 | ||
| Net income (loss) available to common stockholders, diluted: | 5,562 | 5,628 | (5,252) | (11,040) | (2,976) | 39,166 | ||
Comprehensive Income ($ in thousands)Annual | Quarterly
| 7/31/2025 Q2 | 4/30/2025 Q1 | 1/31/2025 Q4 | 10/31/2024 Q3 | 7/31/2024 Q2 | 4/30/2024 Q1 | 1/31/2024 Q4 | ||
|---|---|---|---|---|---|---|---|---|
| Net income (loss): | 6,017 | 11,851 | (4,152) | (11,023) | (2,297) | 36,546 | ||
| Net income (loss) attributable to redeemable noncontrolling interest | (76) | 186 | 58 | ✕ | ||||
| Other comprehensive income (loss) | 1,358 | (1,027) | 213 | 540 | (131) | (1,266) | ||
| Comprehensive income (loss): | 7,375 | 10,824 | (3,939) | (10,483) | (2,428) | 35,280 | ||
| Comprehensive income (loss), net of tax, attributable to noncontrolling interest | (59) | (401) | 181 | 53 | 172 | (61) | ||
| Comprehensive income (loss), net of tax, attributable to parent: | 7,316 | 10,423 | (3,758) | (10,430) | (2,256) | 35,219 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.