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OptimumBank Holdings, Inc. (OPHC) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
2929 EAST COMMERCIAL BOULEVARD FORT LAUDERDALE, FL 33308 |
| State of Incorp. | FL |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6021 - National Commercial Banks (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)Annual | Quarterly
| 3/31/2026 Q1 | 12/31/2025 Q4 | 9/30/2025 Q3 | 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 114,559 | 235,086 | 181,754 | 143,456 | 93,630 | 131,599 | |||
| Cash and cash equivalent | 114,559 | 235,086 | 181,754 | 143,456 | 93,630 | 131,599 | |||
| Total current assets: | 114,559 | 235,086 | 181,754 | 143,456 | 93,630 | 131,599 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 2,617 | 2,725 | 2,552 | 2,647 | 2,679 | 1,950 | |||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 2,490 | 2,308 | 2,426 | 2,249 | 2,062 | 1,938 | |||
| Deferred income tax assets | 3,108 | 3,238 | 3,135 | 2,777 | 3,001 | 2,788 | |||
| Total noncurrent assets: | 8,215 | 8,271 | 8,113 | 7,673 | 7,742 | 6,676 | |||
| Other undisclosed assets | 988,904 | 839,686 | 809,260 | 826,339 | 831,561 | 806,917 | |||
| TOTAL ASSETS: | 1,111,678 | 1,083,043 | 999,127 | 977,468 | 932,933 | 945,192 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 73,500 | ||||||||
| Total current liabilities: | 73,500 | ||||||||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 989,781 | 892,655 | 887,779 | 869,465 | 829,749 | 852,497 | |||
| Total liabilities: | 989,781 | 966,155 | 887,779 | 869,465 | 829,749 | 852,497 | |||
| Equity | |||||||||
| Equity, attributable to parent | 121,897 | 116,888 | 111,348 | 108,003 | 103,184 | 92,695 | |||
| Common stock | 115 | 119 | 118 | 118 | 116 | 99 | |||
| Additional paid in capital | 112,578 | 112,574 | 112,010 | 112,015 | 111,485 | 103,878 | |||
| Accumulated other comprehensive loss | (4,597) | (4,753) | (5,405) | (5,153) | (5,570) | (4,486) | |||
| Retained earnings (accumulated deficit) | 13,801 | 8,948 | 4,625 | 1,023 | (2,847) | (6,796) | |||
| Total equity: | 121,897 | 116,888 | 111,348 | 108,003 | 103,184 | 92,695 | |||
| TOTAL LIABILITIES AND EQUITY: | 1,111,678 | 1,083,043 | 999,127 | 977,468 | 932,933 | 945,192 | |||
Income Statement (P&L) ($ in thousands)Annual | Quarterly
| 3/31/2026 Q1 | 12/31/2025 Q4 | 9/30/2025 Q3 | 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues (Net Investment Income) | 17,274 | 16,168 | 15,430 | 14,847 | 15,489 | 15,171 | ||
| Cost of revenue (Provision for Loan, Lease, and Other Losses) | (388) | (639) | (1,043) | (569) | (409) | |||
| Gross profit: | 16,886 | 15,529 | 14,387 | 14,847 | 14,920 | 14,762 | ||
| Operating expenses | (1,853) | (2,154) | (2,234) | (897) | (1,799) | (1,431) | ||
| Other operating income, net (Noninterest Income, Other Operating Income) | 459 | 730 | 735 | 193 | 110 | 125 | ||
| Operating income: | 15,492 | 14,105 | 12,888 | 14,143 | 13,231 | 13,456 | ||
| Income from continuing operations before equity method investments, income taxes: | 15,492 | 14,105 | 12,888 | 14,143 | 13,231 | 13,456 | ||
| Other undisclosed loss from continuing operations before income taxes | (9,035) | (8,442) | (8,033) | (8,947) | (7,920) | (9,021) | ||
| Income from continuing operations before income taxes: | 6,457 | 5,663 | 4,855 | 5,196 | 5,311 | 4,435 | ||
| Income tax expense | (1,604) | (1,340) | (1,253) | (1,326) | (1,360) | (1,133) | ||
| Net income available to common stockholders, diluted: | 4,853 | 4,323 | 3,602 | 3,870 | 3,951 | 3,302 | ||
Comprehensive Income ($ in thousands)Annual | Quarterly
| 3/31/2026 Q1 | 12/31/2025 Q4 | 9/30/2025 Q3 | 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 4,853 | 4,323 | 3,602 | 3,870 | 3,951 | 3,302 | ||
| Other comprehensive income (loss) | 156 | 652 | (252) | 417 | (1,084) | 965 | ||
| Comprehensive income, net of tax, attributable to parent: | 5,009 | 4,975 | 3,350 | 4,287 | 2,867 | 4,267 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.
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