Regional Management Corp. (RM) Financial Statements (2025 and earlier)

Company Profile

Business Address 979 BATESVILLE ROAD
GREER, SC 29651
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 6141 - Personal Credit Institutions (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2024
Q3
6/30/2024
Q2
3/31/2024
Q1
12/31/2023
Q4
9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments4,3234,2154,5097,41310,3307,108
Cash and cash equivalents4,3234,2154,5097,41310,3307,108
Total current assets:4,3234,2154,5097,41310,3307,108
Noncurrent Assets
Operating lease, right-of-use asset35,14433,40034,30334,86434,99634,507
Property, plant and equipment13,41113,44013,78714,15714,68914,999
Intangible assets, net (including goodwill), including:19,26417,36015,84615,04813,94912,972
Intangible assets, net (excluding goodwill)   15,846   
Other undisclosed intangible assets, net (including goodwill)19,26417,360 15,04813,94912,972
Deferred income tax assets12,37613,49113,64114,14015,27814,690
Total noncurrent assets:80,19577,69177,57778,20978,91277,168
Other undisclosed assets1,704,5341,674,8421,712,4411,679,7181,634,3741,616,838
TOTAL ASSETS:1,789,0521,756,7481,794,5271,765,3401,723,6161,701,114
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Noncurrent Liabilities
Other undisclosed liabilities1,444,1491,420,2881,472,2541,434,7551,402,1141,384,421
Total liabilities:1,444,1491,420,2881,472,2541,434,7551,402,1141,384,421
Equity
Equity, attributable to parent344,903336,460322,273330,585321,502316,693
Common stock1,4961,4681,4571,4641,4641,438
Treasury stock, value(150,143)(150,143)(150,143)(150,143)(150,143)(150,143)
Additional paid in capital126,373123,563121,752119,507116,202114,452
Accumulated other comprehensive loss(39)(219)(372)(398)(367)(378)
Retained earnings367,216361,791349,579360,155354,346351,324
Total equity:344,903336,460322,273330,585321,502316,693
TOTAL LIABILITIES AND EQUITY:1,789,0521,756,7481,794,5271,765,3401,723,6161,701,114

Income Statement (P&L) ($ in thousands)

9/30/2024
Q3
6/30/2024
Q2
3/31/2024
Q1
12/31/2023
Q4
9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
Revenues143,025144,308141,659140,878133,484135,378
Net investment income127,898128,818 125,018118,083120,407
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
(53,802)     
Gross profit:89,223144,308141,659140,878133,484135,378
Operating expenses(118,774)(106,871)(133,681)(113,034)(109,447)(106,991)
Other operating expense, net
(Other Expenses)
 (12,054)     
Operating income (loss):(41,605)37,4377,97827,84424,03728,387
Income (loss) from continuing operations before equity method investments, income taxes:(41,605)37,4377,97827,84424,03728,387
Other undisclosed income (loss) from continuing operations before income taxes52,827(17,504)(17,510)(16,947)(16,224)(16,782)
Income (loss) from continuing operations before income taxes:11,22219,933(9,532)10,8977,81311,605
Income tax expense (benefit)(2,777)(4,728)1,958(2,077)(1,790)(2,916)
Net income (loss) available to common stockholders, diluted:8,44515,205(7,574)8,8206,0238,689

Comprehensive Income ($ in thousands)

9/30/2024
Q3
6/30/2024
Q2
3/31/2024
Q1
12/31/2023
Q4
9/30/2023
Q3
6/30/2023
Q2
3/31/2023
Q1
Net income (loss):8,44515,205(7,574)8,8206,0238,689
Other comprehensive income (loss)18015326(31)11208
Comprehensive income (loss), net of tax, attributable to parent:8,62515,358(7,548)8,7896,0348,897

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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