Renasant Corporation (RNST) Financial Statements (2026 and earlier)

Company Profile

Business Address 209 TROY STREET
TUPELO, MS 38804-4827
State of Incorp. MS
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments1,070,7181,092,032801,351575,9921,877,965633,203
Cash and cash equivalent1,070,7181,092,032801,351575,9921,877,965633,203
Net investment in lease, before allowance for credit loss 25,12426,65534,92937,30119,64616,012
Total current assets:1,095,8421,118,687836,280613,2931,897,611649,215
Noncurrent Assets
Operating lease, right-of-use asset 55,92046,81148,51754,93063,54766,023
Net investment in lease, before allowance for credit loss 3,6283,7705,6146,1272,9902,740
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization    283,595293,122300,496
Intangible asset, including goodwill, after accumulated amortization1,552,4521,003,0031,010,4601,015,884963,781969,822
Goodwill1,405,840988,898991,665991,708939,683939,683
Intangible asset, excluding goodwill, after accumulated amortization146,61214,10518,79524,17624,09830,139
Total noncurrent assets:1,612,0001,053,5841,064,5911,360,5361,323,4401,339,081
Other undisclosed assets24,043,58415,862,59715,459,66415,014,34713,589,26012,941,316
TOTAL ASSETS:26,751,42618,034,86817,360,53516,988,17616,810,31114,929,612
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt555,774108,018307,577712,23213,94721,340
Total current liabilities:555,774108,018307,577712,23213,94721,340
Noncurrent Liabilities
Other undisclosed liabilities22,310,74715,248,53214,755,57514,139,92814,586,51112,775,539
Total liabilities:22,866,52115,356,55015,063,15214,852,16014,600,45812,796,879
Equity
Equity, attributable to parent3,884,9052,678,3182,297,3832,136,0162,209,8532,132,733
Common stock488,612332,421296,483296,483296,483296,483
Treasury stock, value(103,494)(97,196)(105,249)(111,577)(118,027)(101,554)
Additional paid in capital2,392,9971,491,8471,308,2811,302,4221,300,1921,296,963
Accumulated other comprehensive income (loss)(89,732)(142,608)(154,256)(209,037)(10,443)25,068
Retained earnings1,196,5221,093,854952,124857,725741,648615,773
Total equity:3,884,9052,678,3182,297,3832,136,0162,209,8532,132,733
TOTAL LIABILITIES AND EQUITY:26,751,42618,034,86817,360,53516,988,17616,810,31114,929,612

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenues1,262,259893,250808,421552,564478,526507,122
Net investment income1,262,259887,777797,319541,810468,685498,132
Cost of revenue(108,092)(9,645)(15,696)(23,842) (87,129)
Provision for loan, lease, and other losses(107,457)(9,273)(15,593)(23,788) (86,850)
Gross profit:1,154,167883,605792,725528,722478,526419,993
Operating expenses(207,678)(63,688)(103,681)(101,515)(107,821)(119,732)
Other operating income, net
(Noninterest Income, Other Operating Income)		27,35515,31121,03513,87420,5719,497
Operating income:973,844835,228710,079441,081391,276309,758
Nonoperating income14,31811,79410,7389,97012,2185,650
Gain on contract termination     4,676 
Bank owned life insurance income14,24411,56710,4639,2677,3665,627
Interest and debt expense   (277,992)(60,512)(50,807)(71,456)
Other undisclosed loss from continuing operations before equity method investments, income taxes      (140,461)
Income from continuing operations before equity method investments, income taxes:988,162847,022442,825390,539352,687103,491
Other undisclosed loss from continuing operations before income taxes(761,430)(602,057)(265,638)(179,231)(129,860) 
Income from continuing operations before income taxes:226,732244,965177,187211,308222,827103,491
Income tax expense(45,460)(49,508)(32,509)(45,240)(46,935)(19,840)
Income from continuing operations:181,272195,457144,678166,068175,89283,651
Income before gain (loss) on sale of properties:✕✕✕✕✕175,89283,651
Net income available to common stockholders, diluted:181,272195,457144,678166,068175,89283,651

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Net income:181,272195,457144,678166,068175,89283,651
Other comprehensive income (loss)52,87611,64854,781(198,594)(35,511)24,304
Comprehensive income (loss), net of tax, attributable to parent:234,148207,105199,459(32,526)140,381107,955

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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