STANDARD PREMIUM FINANCE HOLDINGS, INC. (SPFX) Financial Statements (2026 and earlier)

Company Profile

Business Address 13590 SW 134TH AVE
MIAMI, FL 33186
State of Incorp. FL
Fiscal Year End December 31
Industry (SIC) 6159 - Miscellaneous business Credit Institutions (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments1924542121
Cash and cash equivalent1924542121
Receivables(2,203)(1,969)(1,502)(1,129)(1,194)
Other undisclosed current assets75,38066,24162,54850,95348,406
Total current assets:73,19664,27461,09250,24547,233
Noncurrent Assets
Finance lease, right-of-use asset, after accumulated amortization1225395265
Operating lease, right-of-use asset15220381196229
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization11613412310484
Deferred income tax assets575505391288347
Other undisclosed noncurrent assets766706650604560
Total noncurrent assets:1,6211,5731,2831,2441,285
TOTAL ASSETS:74,81765,84762,37551,48948,518
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Accounts payable and accrued liabilities2929292917
Interest and dividends payable✕✕✕✕✕17
Accrued liabilities29292929 
Debt52,37244,59744,64434,65132,927
Due to related parties✕✕✕✕109862
Other undisclosed current liabilities5,6715,0814,7542,7473,806
Total current liabilities:58,07249,70749,42837,53637,612
Noncurrent Liabilities
Long-term debt and lease obligation6,3025,3904,7125,9875,142
Long-term debt, excluding current maturities6,3025,3774,6845,9464,965
Finance lease, liability  14274153
Liabilities, other than long-term debt4489301,8901,229
Due to related parties✕✕✕✕1,8161,229
Operating lease, liability44893074124
Other undisclosed noncurrent liabilities1,9383,3091,809124 
Total noncurrent liabilities:8,2858,7886,5518,0016,371
Total liabilities:66,35758,49555,97945,53643,983
Equity
Equity, attributable to parent, including:8,4607,3526,3975,9524,535
Preferred stock000 0
Common stock33333
Additional paid in capital3,5143,5033,4123,3842,683
Retained earnings4,9433,8462,9822,5661,849
Other undisclosed equity, attributable to parent    0 
Total equity:8,4607,3526,3975,9524,535
TOTAL LIABILITIES AND EQUITY:74,81765,84762,37551,48948,518

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenues12,47012,1439,7238,1577,665
Cost of revenue
(Provision for Loan, Lease, and Other Losses)		(1,261)(1,255)(951)  
Gross profit:11,20910,8898,7728,1577,665
Operating expenses(10,878)(10,823)(9,010)(7,144)(6,478)
Operating income (loss):33166(238)1,0121,186
Interest and debt expense  (4,408)(3,798)(2,328)(1,726)
Income (loss) from continuing operations before equity method investments, income taxes:331(4,342)(4,036)(1,316)(539)
Other undisclosed income from continuing operations before income taxes1,2615,6624,7492,3281,726
Income from continuing operations before income taxes:1,5921,3207131,0121,186
Income tax expense(378)(340)(180)(206)(310)
Income from continuing operations:1,214980532806876
Income before gain (loss) on sale of properties:✕✕✕✕✕876
Net income attributable to parent:1,214980532806876
Other undisclosed net loss available to common stockholders, basic(116)(116)(116)(89)(69)
Net income available to common stockholders, basic:1,098864416717807
Other undisclosed net loss available to common stockholders, diluted(2,312)    
Net income (loss) available to common stockholders, diluted:(1,214)864416717807

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Net income:1,214980532806876
Comprehensive income, net of tax, attributable to parent:1,214980532806876

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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