Synchrony Financial (SYFPB) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
777 LONG RIDGE ROAD STAMFORD, CT 06902-1250 |
| State of Incorp. | NY |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6199 - Finance Services (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 14,711 | 14,259 | 10,294 | 8,337 | 11,524 | 12,147 | |||
| Cash and cash equivalent | 14,711 | 14,259 | 10,294 | 8,337 | 11,524 | 12,147 | |||
| Total current assets: | 14,711 | 14,259 | 10,294 | 8,337 | 11,524 | 12,147 | |||
| Noncurrent Assets | |||||||||
| Long-term investments and receivables | 816 | ||||||||
| Long-term investments | 816 | ||||||||
| Intangible asset, including goodwill, after accumulated amortization | 2,128 | 1,833 | 2,392 | 2,273 | 2,203 | 2,343 | |||
| Goodwill | 1,274 | 1,018 | 1,105 | 1,105 | 1,078 | 1,078 | |||
| Intangible asset, excluding goodwill, after accumulated amortization | 854 | 815 | 1,287 | 1,168 | 1,125 | 1,265 | |||
| Investment, proportional amortization method, elected, amount | 776 | 736 | 557 | 441 | |||||
| Total noncurrent assets: | 3,720 | 2,569 | 2,949 | 2,714 | 2,203 | 2,343 | |||
| Other undisclosed assets | 101,032 | 100,651 | 91,321 | 84,697 | 82,221 | 90,336 | |||
| TOTAL ASSETS: | 119,463 | 117,479 | 104,564 | 95,748 | 95,948 | 104,826 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Noncurrent Liabilities | |||||||||
| Other undisclosed liabilities | 102,883 | 103,576 | 91,691 | 82,093 | 83,247 | 89,738 | |||
| Total liabilities: | 102,883 | 103,576 | 91,691 | 82,093 | 83,247 | 89,738 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 16,580 | 13,903 | 12,873 | 13,655 | 12,701 | 15,088 | |||
| Preferred stock | 1,222 | 734 | 734 | 734 | 734 | 734 | |||
| Common stock | 1 | 1 | 1 | 1 | 1 | 1 | |||
| Treasury stock, value | (16,072) | (15,201) | (14,171) | (10,925) | (8,174) | (7,243) | |||
| Additional paid in capital | 9,853 | 9,775 | 9,718 | 9,669 | 9,570 | 9,537 | |||
| Accumulated other comprehensive income (loss) | (59) | (68) | (125) | (69) | 3 | (25) | |||
| Retained earnings | 21,635 | 18,662 | 16,716 | 14,245 | 10,621 | 12,117 | |||
| Other undisclosed equity, attributable to parent | (54) | (33) | |||||||
| Total equity: | 16,580 | 13,903 | 12,873 | 13,655 | 12,701 | 15,088 | |||
| TOTAL LIABILITIES AND EQUITY: | 119,463 | 117,479 | 104,564 | 95,748 | 95,948 | 104,826 | |||
Income Statement (P&L) ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues (Net Investment Income) | 22,645 | 20,710 | 17,146 | 15,271 | 16,067 | 19,090 | ||
| Cost of revenue (Provision for Loan, Lease, and Other Losses) | (6,733) | (5,965) | (3,375) | (726) | (5,310) | (4,180) | ||
| Gross profit: | 15,912 | 14,745 | 13,771 | 14,545 | 10,757 | 14,910 | ||
| Operating expenses | (670) | (1,554) | (1,455) | (1,332) | (1,251) | (1,352) | ||
| Other operating income, net (Noninterest Income, Other Operating Income) | 1,315 | 118 | 268 | 309 | 124 | 101 | ||
| Operating income: | 16,557 | 13,309 | 12,584 | 13,522 | 9,630 | 13,659 | ||
| Interest and debt expense | (3,711) | (1,521) | (1,032) | (1,665) | (2,291) | |||
| Income from continuing operations before equity method investments, income taxes: | 16,557 | 9,598 | 11,063 | 12,490 | 7,965 | 11,368 | ||
| Other undisclosed loss from continuing operations before income taxes | (12,004) | (6,694) | (7,101) | (6,987) | (6,168) | (6,481) | ||
| Income from continuing operations before income taxes: | 4,553 | 2,904 | 3,962 | 5,503 | 1,797 | 4,887 | ||
| Income tax expense | (1,054) | (666) | (946) | (1,282) | (412) | (1,140) | ||
| Income from continuing operations: | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | 4,221 | 1,385 | 3,747 | |
| Net income attributable to parent: | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | ||
| Preferred stock dividends and other adjustments | (72) | (42) | (42) | (42) | (42) | |||
| Net income available to common stockholders, diluted: | 3,427 | 2,196 | 2,974 | 4,179 | 1,343 | 3,747 | ||
Comprehensive Income ($ in millions)
| 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | ||
|---|---|---|---|---|---|---|---|---|
| Net income: | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | ||
| Comprehensive income: | 3,499 | 2,238 | 3,016 | 4,221 | 1,385 | 3,747 | ||
| Other undisclosed comprehensive income (loss), net of tax, attributable to parent | 9 | 57 | (56) | (18) | 7 | 17 | ||
| Comprehensive income, net of tax, attributable to parent: | 3,508 | 2,295 | 2,960 | 4,203 | 1,392 | 3,764 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.