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ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZIONP) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
ONE SOUTH MAIN STREET SALT LAKE CITY, UT 84133 |
| State of Incorp. | UT |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6021 - National Commercial Banks (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 3/31/2026 MRQ | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 2,885,000 | 3,501,000 | 2,204,000 | 1,997,000 | 10,878,000 | 1,617,000 | |||
| Cash and cash equivalent | 2,885,000 | 3,501,000 | 2,204,000 | 1,997,000 | 10,878,000 | 1,617,000 | |||
| Financing receivable, accrued interest, after allowance for credit loss | ✕ | ✕ | ✕ | 299,000 | 247,000 | ||||
| Total current assets: | 2,885,000 | 3,501,000 | 2,503,000 | 2,244,000 | 10,878,000 | 1,617,000 | |||
| Noncurrent Assets | |||||||||
| Finance lease, right-of-use asset, after accumulated amortization | 3,000 | 3,000 | 3,000 | 4,000 | 4,000 | 4,000 | |||
| Operating lease, right-of-use asset | 207,000 | 188,000 | 172,000 | 173,000 | 195,000 | 213,000 | |||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 1,396,000 | 1,345,000 | 1,491,000 | 1,491,000 | 1,475,000 | 1,423,000 | |||
| Intangible asset, including goodwill, after accumulated amortization | 1,091,000 | 1,052,000 | 1,059,000 | 1,065,000 | 1,015,000 | 1,016,000 | |||
| Goodwill | 1,060,000 | 1,027,000 | 1,027,000 | 1,027,000 | 1,014,000 | 1,014,000 | |||
| Intangible asset, excluding goodwill, after accumulated amortization | 31,000 | 25,000 | 32,000 | 38,000 | 1,000 | 2,000 | |||
| Other undisclosed intangible asset, including goodwill, after accumulated amortization | |||||||||
| Total noncurrent assets: | 2,697,000 | 2,588,000 | 2,725,000 | 2,733,000 | 2,689,000 | 2,656,000 | |||
| Other undisclosed assets | 83,408,000 | 82,686,000 | 81,975,000 | 84,568,000 | 79,633,000 | 77,206,000 | |||
| TOTAL ASSETS: | 88,990,000 | 88,775,000 | 87,203,000 | 89,545,000 | 93,200,000 | 81,479,000 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 3,104,000 | 3,832,000 | 4,379,000 | 10,417,000 | 903,000 | 1,572,000 | |||
| Total current liabilities: | 3,104,000 | 3,832,000 | 4,379,000 | 10,417,000 | 903,000 | 1,572,000 | |||
| Noncurrent Liabilities | |||||||||
| Long-term debt and lease obligation, including: | 1,472,000 | 950,000 | |||||||
| Other undisclosed long-term debt and lease obligation | 1,472,000 | 950,000 | |||||||
| Total noncurrent liabilities: | 1,472,000 | 950,000 | |||||||
| Other undisclosed liabilities | 77,234,000 | 77,869,000 | 77,133,000 | 74,235,000 | 84,834,000 | 72,021,000 | |||
| Total liabilities: | 81,810,000 | 82,651,000 | 81,512,000 | 84,652,000 | 85,737,000 | 73,593,000 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 7,180,000 | 6,124,000 | 5,691,000 | 4,893,000 | 7,463,000 | 7,886,000 | |||
| Preferred stock | 66,000 | 66,000 | 440,000 | 440,000 | 440,000 | 566,000 | |||
| Additional paid in capital | 1,731,000 | 1,754,000 | 1,928,000 | 2,686,000 | |||||
| Accumulated other comprehensive income (loss) | (1,941,000) | (2,380,000) | (2,692,000) | (3,112,000) | (80,000) | 325,000 | |||
| Retained earnings | 7,329,000 | 6,701,000 | 6,212,000 | 5,811,000 | 5,175,000 | 4,309,000 | |||
| Other undisclosed equity, attributable to parent | 1,726,000 | 1,737,000 | |||||||
| Total equity: | 7,180,000 | 6,124,000 | 5,691,000 | 4,893,000 | 7,463,000 | 7,886,000 | |||
| TOTAL LIABILITIES AND EQUITY: | 88,990,000 | 88,775,000 | 87,203,000 | 89,545,000 | 93,200,000 | 81,479,000 | |||
Income Statement (P&L) ($ in thousands)
| 3/31/2026 TTM | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 662,000 | 639,000 | 620,000 | 614,000 | 575,000 | 549,000 | ||
| Net investment income | 3,687,000 | 3,744,000 | 3,384,000 | 2,193,000 | 1,956,000 | 2,064,000 | ||
| Cost of revenue (Provision for Loan, Lease, and Other Losses) | (101,000) | (385,000) | ||||||
| Gross profit: | 662,000 | 639,000 | 620,000 | 513,000 | 575,000 | 164,000 | ||
| Operating expenses | (503,000) | (485,000) | (462,000) | (418,000) | (218,000) | (201,000) | ||
| Operating income (loss): | 159,000 | 154,000 | 158,000 | 95,000 | 357,000 | (37,000) | ||
| Nonoperating income (Investment Income, Nonoperating) | 44,000 | 42,000 | 57,000 | 17,000 | 43,000 | 24,000 | ||
| Interest and debt expense | (1,509,000) | (185,000) | (59,000) | (152,000) | ||||
| Income (loss) from continuing operations before income taxes: | 203,000 | 196,000 | (1,294,000) | (73,000) | 341,000 | (165,000) | ||
| Income tax expense | (276,000) | (228,000) | (206,000) | (245,000) | (317,000) | (133,000) | ||
| Income (loss) from continuing operations: | (73,000) | (32,000) | (1,500,000) | (318,000) | 24,000 | (298,000) | ||
| Income (loss) before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | ✕ | 24,000 | (298,000) | |
| Net income (loss): | (73,000) | (32,000) | (1,500,000) | (318,000) | 24,000 | (298,000) | ||
| Other undisclosed net income attributable to parent | 972,000 | 816,000 | 2,180,000 | 1,225,000 | 1,105,000 | 837,000 | ||
| Net income attributable to parent: | 899,000 | 784,000 | 680,000 | 907,000 | 1,129,000 | 539,000 | ||
| Preferred stock dividends and other adjustments | (4,000) | (47,000) | (32,000) | (29,000) | (29,000) | (34,000) | ||
| Net income available to common stockholders, basic: | 895,000 | 737,000 | 648,000 | 878,000 | 1,100,000 | 505,000 | ||
| Other undisclosed net loss available to common stockholders, diluted | (11,000) | (8,000) | (6,000) | (8,000) | (12,000) | (4,000) | ||
| Net income available to common stockholders, diluted: | 884,000 | 729,000 | 642,000 | 870,000 | 1,088,000 | 501,000 | ||
Comprehensive Income ($ in thousands)
| 3/31/2026 TTM | 12/31/2025 | 12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | 12/31/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Net income (loss): | (73,000) | (32,000) | (1,500,000) | (318,000) | 24,000 | (298,000) | ||
| Other comprehensive income (loss) | 439,000 | 312,000 | 420,000 | (3,032,000) | (405,000) | 282,000 | ||
| Comprehensive income (loss): | 366,000 | 280,000 | (1,080,000) | (3,350,000) | (381,000) | (16,000) | ||
| Other undisclosed comprehensive income, net of tax, attributable to parent | 972,000 | 816,000 | 2,180,000 | 1,225,000 | 1,105,000 | 837,000 | ||
| Comprehensive income (loss), net of tax, attributable to parent: | 1,338,000 | 1,096,000 | 1,100,000 | (2,125,000) | 724,000 | 821,000 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.
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