American River Bankshares (AMRB) Financial Statements (2023 and Earlier)

Company Profile

Business Address 3100 ZINFANDEL DRIVE
RANCHO CORDOVA, CA 95670
State of Incorp. CA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
12/31/2014
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments42,52118,05828,27938,84528,07224,35023,311
Cash and cash equivalents42,50917,81027,98738,46727,58923,72722,449
Short-term investments12248292378483623862
Total current assets:42,52118,05828,27938,84528,07224,35023,311
Noncurrent Assets
Operating lease, right-of-use asset2,7142,875
Property, plant and equipment1,0021,1911,0711,1581,3621,4071,518
Intangible assets, net (including goodwill)16,32116,32116,32116,32116,32116,32116,321
Goodwill16,32116,32116,32116,32116,32116,32116,321
Total noncurrent assets:20,03720,38717,39217,47917,68317,72817,839
Other undisclosed assets806,433681,908642,421599,298605,695592,562576,604
TOTAL ASSETS:868,991720,353688,092655,622651,450634,640617,754
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt7,00012,0985,0003,5003,5003,5003,500
Deferred revenue and credits618  
Total current liabilities:7,00012,0985,0003,5063,5183,5003,500
Noncurrent Liabilities
Other undisclosed liabilities768,896625,346608,371575,195564,082545,065524,607
Total liabilities:775,896637,444613,371578,701567,600548,565528,107
Stockholders' equity
Stockholders' equity attributable to parent93,09582,90974,72176,92183,85086,07589,647
Common stock30,96130,53630,10334,46342,48449,55457,126
Accumulated other comprehensive income (loss)6,1561,792(1,876)(321)5442,1033,371
Retained earnings55,97850,58146,49442,77940,82234,41829,150
Total stockholders' equity:93,09582,90974,72176,92183,85086,07589,647
TOTAL LIABILITIES AND EQUITY:868,991720,353688,092655,622651,450634,640617,754

Income Statement (P&L) ($ in thousands)

12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
12/31/2014
Revenues20,32216,83450762681674921,148
Net investment income20,32216,834507   19,965
Financial services revenue6268167491,183
Cost of revenue(1,520)   (1,344) (541)
Provision for loan, lease, and other losses(1,520)  
Financial services costs (1,344) (541)
Gross profit:18,80216,834507626(528)74920,607
Operating expenses(4,010)(4,548)(4,920)(13,467)(13,051)(13,108)(13,819)
Other operating expense, net
(Other Expenses)
(3,554)(3,705)(3,404)(3,166)(3,000)(2,962)(3,377)
Operating income (loss):11,2388,581(7,817)(16,007)(16,579)(15,321)3,411
Nonoperating income29,27226,90823,55121,70922,58622,48021,821
Investment income, nonoperating27,90025,67022,24220,41421,43221,30320,330
Interest and debt expense(1,582)(2,461)(1,596)(1,061)(910)(961)(1,168)
Income from continuing operations before equity method investments, income taxes:38,92833,02814,1384,6415,0976,19824,064
Other undisclosed income (loss) from continuing operations before income taxes(29,317)(25,637)(7,664)1,8094,6991,744(17,411)
Income from continuing operations before income taxes:9,6117,3916,4746,4509,7967,9426,653
Income tax expense(2,556)(1,891)(1,574)(3,252)(3,392)(2,674)(2,292)
Net income available to common stockholders, diluted:7,0555,5004,9003,1986,4045,2684,361

Comprehensive Income ($ in thousands)

12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
12/31/2014
Net income:7,0555,5004,9003,1986,4045,2684,361
Other comprehensive income (loss)4,3643,668(1,555)(817)(1,559)(1,268)2,248
Comprehensive income, net of tax, attributable to parent:11,4199,1683,3452,3814,8454,0006,609

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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