Bank of the James Financial Group, Inc. (BOTJ) financial statements (2022 and earlier)

Company profile

Business Address P O BOX 1200
LYNCHBURG, VA 24505
State of Incorp. VA
Fiscal Year End December 31
SIC 6022 - State Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance sheet (Statement of financial position) ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments29,33731,68330,79450,32537,01828,68328,655
Cash and cash equivalents29,33731,68330,79450,32537,01828,68328,655
Disposal group, including discontinued operation      1,964
Total current assets:29,33731,68330,79450,32537,01828,68330,619
Noncurrent Assets
Finance lease, right-of-use asset3,4883,9024,316
Operating lease, right-of-use asset1,2821,3601,508
Property, plant and equipment18,35116,98216,69813,42612,05510,94710,007
Intangible assets, net (including goodwill)11,407      
Goodwill3,001      
Intangible assets, net (excluding goodwill)8,406      
Deferred income tax assets  1,177
Total noncurrent assets:34,52822,24423,69913,42612,05510,94710,007
Other undisclosed assets923,769797,459670,901611,146577,268534,565486,517
TOTAL ASSETS:987,634851,386725,394674,897626,341574,195527,143
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Noncurrent Liabilities
Other undisclosed liabilities918,205784,654663,949619,754574,676524,774478,947
Total liabilities:918,205784,654663,949619,754574,676524,774478,947
Stockholders' equity
Stockholders' equity attributable to parent69,42966,73261,44555,14351,66549,42148,196
Common stock10,1459,2869,3259,3709,3709,3709,370
Additional paid in capital37,23030,98931,22531,49531,49531,49531,495
Accumulated other comprehensive income (loss)(1,386)1,792(5)(2,243)(1,469)(1,600)(589)
Retained earnings23,44024,66520,90016,52112,26910,1567,920
Total stockholders' equity:69,42966,73261,44555,14351,66549,42148,196
TOTAL LIABILITIES AND EQUITY:987,634851,386725,394674,897626,341574,195527,143

Income statement (P&L) ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Revenues35,05336,11332,68928,45526,59124,53123,186
Gain on disposition of assets for financial service operations8,2657,8124,2542,918
Net investment income26,78828,30128,43525,53722,39820,65419,518
Financial services revenue4,1933,8773,668
Cost of revenue (2,548)(523)(716)(993)(1,612)(282)
Provision for loan, lease, and other losses (2,548)(523)(716)
Financial services costs(993)(1,612)(282)
Gross profit:35,05333,56532,16627,73925,59822,91922,904
Operating expenses(3,078)(2,784)(3,118)(2,681)(12,764)(11,708)(10,815)
Operating income:31,97530,78129,04825,05812,83411,21112,089
Nonoperating income430436679341344293263
Bank owned life insurance income430436679341345292269
Interest and debt expense(2,102)(4,540)(5,264)(3,795)(2,993)(2,344)(2,691)
Other undisclosed loss from continuing operations before equity method investments, income taxes (20,498)(17,529)(14,973)(4,825)(4,347)(4,318)
Income from continuing operations before equity method investments, income taxes:30,3036,1796,9346,6315,3604,8135,343
Other undisclosed loss from continuing operations before income taxes(20,852)      
Income from continuing operations before income taxes:9,4516,1796,9346,6315,3604,8135,343
Income tax expense(1,862)(1,199)(1,329)(1,329)(2,438)(1,527)(1,651)
Net income available to common stockholders, diluted:7,5894,9805,6055,3022,9223,2863,692

Comprehensive Income ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Net income:7,5894,9805,6055,3022,9223,2863,692
Other comprehensive loss      (200)
Comprehensive income:7,5894,9805,6055,3022,9223,2863,492
Other undisclosed comprehensive income (loss), net of tax, attributable to parent(3,178)1,7972,238(774)372(1,011) 
Comprehensive income, net of tax, attributable to parent:4,4116,7777,8434,5283,2942,2753,492

Statements sources

The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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