Consumers Bancorp Inc (CBKM) financial statements (2023 and earlier)

Company profile

Business Address 614 E LINCOLN WAY
MINERVA, OH 44657-2096
State of Incorp. OH
Fiscal Year End June 30
SIC 6021 - National Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance sheet (Statement of financial position) ($ in thousands)

12/31/2021
TTM
6/30/2021
6/30/2020
6/30/2019
6/30/2018
6/30/2017
6/30/2016
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments26,23324,77821,2949,4617,7729,91210,181
Cash and cash equivalents25,80124,35421,2949,4617,7729,91210,181
Short-term investments432424     
Total current assets:26,23324,77821,2949,4617,7729,91210,181
Noncurrent Assets
Property, plant and equipment16,45715,79314,90114,15513,31513,39813,585
Intangible assets, net (including goodwill)2,9501,0651,092    
Goodwill2,452836836    
Intangible assets, net (excluding goodwill)498229256    
Total noncurrent assets:19,40716,85815,99314,15513,31513,39813,585
Other undisclosed assets909,263792,168703,533530,320481,532434,573406,624
TOTAL ASSETS:954,903833,804740,820553,936502,619457,883430,390
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt10,68212,2036,9433,68613,36723,98619,129
Total current liabilities:10,68212,2036,9433,68613,36723,98619,129
Noncurrent Liabilities
Other undisclosed liabilities871,063751,701670,637499,084445,491390,362367,468
Total liabilities:881,745763,904677,580502,770458,858414,348386,597
Stockholders' equity
Stockholders' equity attributable to parent73,15869,90063,24051,16643,76143,53543,793
Common stock20,17520,01119,97414,65614,63014,63014,630
Treasury stock, value(1,117)(1,324)(1,454)(1,543)(1,576)(1,662)(1,658)
Accumulated other comprehensive income (loss)1,5823,5504,2601,566(1,635)4452,389
Retained earnings52,51847,66340,46036,48732,34230,12228,432
Total stockholders' equity:73,15869,90063,24051,16643,76143,53543,793
TOTAL LIABILITIES AND EQUITY:954,903833,804740,820553,936502,619457,883430,390

Income statement (P&L) ($ in thousands)

12/31/2021
TTM
6/30/2021
6/30/2020
6/30/2019
6/30/2018
6/30/2017
6/30/2016
Revenues31,34928,97725,97120,36617,40618,31817,095
Net investment income30,65728,22425,07320,36617,40615,44514,490
Financial services revenue 2,8732,605
Cost of revenue(1,050)(850)(1,980) (310)(596)(1,498)
Provision for loan, lease, and other losses(1,050)(850)(1,980) (310)
Financial services costs (596)(1,498)
Gross profit:30,29928,12723,99120,36617,09617,72215,597
Operating expenses(5,121)(4,689)(4,566)(3,770)(3,426)(10,515)(10,080)
Other operating income, net
(Noninterest Income, Other Operating Income)
  291  166188
Operating income:25,17823,43819,71616,59613,6707,3735,705
Nonoperating income259260265  211195
Gains (losses) on sales of other real estate     (35)2
Bank owned life insurance income259260265  246193
Interest and debt expense(1,389)(1,900)(3,821)(3,156)(1,671)(1,108)(902)
Other undisclosed loss from continuing operations before equity method investments, income taxes(5,413)(10,960)(9,721)(6,861)(7,269)(2,841)(2,572)
Income from continuing operations before equity method investments, income taxes:18,63510,8386,4396,5794,7303,6352,426
Other undisclosed loss from continuing operations before income taxes(6,682)      
Income from continuing operations before income taxes:11,95310,8386,4396,5794,7303,6352,426
Income tax expense(2,046)(1,850)(912)(1,013)(1,149)(641)(279)
Net income available to common stockholders, diluted:9,9078,9885,5275,5663,5812,9942,147

Comprehensive Income ($ in thousands)

12/31/2021
TTM
6/30/2021
6/30/2020
6/30/2019
6/30/2018
6/30/2017
6/30/2016
Net income:9,9078,9885,5275,5663,5812,9942,147
Other comprehensive income (loss)(1,381)(710)2,6943,201(2,094)(1,944)1,490
Comprehensive income:8,5268,2788,2218,7671,4871,0503,637
Other undisclosed comprehensive loss, net of tax, attributable to parent(1,566)      
Comprehensive income, net of tax, attributable to parent:6,9608,2788,2218,7671,4871,0503,637

Statements sources

The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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