Enova International, Inc. (ENVA) financial statements (2020 and earlier)
Company profile
| Business Address |
175 WEST JACKSON BLVD. CHICAGO, IL 60604 |
| State of Incorp. | DE |
| Fiscal Year End | December 31 |
| SIC | 6141 - Personal Credit Institutions (benchmarking) |
| More info | Complete financial analysis Financial benchmarking |
Balance sheet (Statement of financial position) ($ in millions)
| 9/30/2019 TTM | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | |||
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Current Assets | ||||||||
| Cash, cash equivalents, and short-term investments | 70 | 53 | 69 | 40 | 42 | 75 | ||
| Cash and cash equivalents | 70 | 53 | 69 | 40 | 42 | 75 | ||
| Other undisclosed current assets | 366 | |||||||
| Total current assets: | 70 | 53 | 69 | 40 | 42 | 441 | ||
| Noncurrent Assets | ||||||||
| Operating lease, right-of-use asset | 20 | ✕ | ✕ | ✕ | ✕ | ✕ | ||
| Property, plant and equipment | 55 | 50 | 49 | 47 | 48 | 34 | ||
| Long-term investments and receivables | 7 | 7 | 7 | 7 | ||||
| Long-term investments | 7 | 7 | 7 | 7 | ||||
| Intangible assets, net (including goodwill) | 269 | 270 | 271 | 272 | 274 | 256 | ||
| Goodwill | 267 | 267 | 267 | 267 | 267 | 256 | ||
| Intangible assets, net (excluding goodwill) | 2 | 3 | 4 | 5 | 7 | 0 | ||
| Regulated entity, other noncurrent assets | 11 | |||||||
| Other undisclosed noncurrent assets | 23 | |||||||
| Total noncurrent assets: | 345 | 320 | 327 | 326 | 340 | 319 | ||
| Other undisclosed assets | 1,086 | 955 | 764 | 612 | 499 | |||
| TOTAL ASSETS: | 1,501 | 1,328 | 1,159 | 978 | 881 | 760 | ||
| LIABILITIES AND EQUITY | ||||||||
| Liabilities | ||||||||
| Current Liabilities | ||||||||
| Accounts payable and accrued liabilities, including: | 72 | 57 | ||||||
| Accounts payable | 26 | 26 | ||||||
| Accrued liabilities | 0 | 1 | ||||||
| Employee-related liabilities | 8 | 18 | ||||||
| Taxes payable | 7 | |||||||
| Interest and dividends payable | 4 | 4 | ||||||
| Other undisclosed accounts payable and accrued liabilities | 34 | 2 | ||||||
| Due to related parties | 0 | |||||||
| Other undisclosed current liabilities | 6 | |||||||
| Total current liabilities: | 72 | 64 | ||||||
| Noncurrent Liabilities | ||||||||
| Long-term debt and lease obligation | 494 | |||||||
| Long-term debt, excluding current maturities | 494 | |||||||
| Liabilities, other than long-term debt | 34 | 48 | ||||||
| Deferred tax liabilities, net | ✕ | 48 | ||||||
| Deferred income tax liabilities | 34 | ✕ | ✕ | ✕ | ✕ | ✕ | ||
| Total noncurrent liabilities: | 34 | 542 | ||||||
| Other undisclosed liabilities | 1,033 | 980 | 878 | 736 | 603 | |||
| Total liabilities: | 1,067 | 980 | 878 | 736 | 675 | 606 | ||
| Stockholders' equity | ||||||||
| Stockholders' equity attributable to parent | 434 | 348 | 282 | 242 | 206 | 154 | ||
| Treasury stock, value | (34) | (23) | (6) | (1) | (0) | |||
| Additional paid in capital | 61 | 48 | 30 | 18 | 10 | 0 | ||
| Accumulated other comprehensive loss | (17) | (14) | (7) | (12) | (5) | (3) | ||
| Retained earnings | 423 | 336 | 265 | 235 | 201 | 157 | ||
| Total stockholders' equity: | 434 | 348 | 282 | 242 | 206 | 154 | ||
| TOTAL LIABILITIES AND EQUITY: | 1,501 | 1,328 | 1,159 | 978 | 881 | 760 | ||
Income statement (P&L) ($ in millions)
| 9/30/2019 TTM | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | ||
|---|---|---|---|---|---|---|---|
| Revenues | 1,221 | 1,114 | 844 | 746 | 653 | 810 | |
| Net investment income | 1,220 | 1,113 | 843 | 744 | 809 | ||
| Cost of revenue | (626) | (571) | (397) | (328) | (217) | (267) | |
| Gross profit: | 595 | 543 | 447 | 418 | 436 | 543 | |
| Operating expenses | (383) | (360) | (313) | (296) | (384) | ||
| Other undisclosed operating income | 56 | ||||||
| Operating income: | 212 | 183 | 134 | 121 | 436 | 215 | |
| Nonoperating income (expense) (Foreign Currency Transaction Gain (Loss), before Tax) | (0) | (2) | 0 | 2 | (0) | ||
| Interest and debt expense | (10) | (25) | (23) | (38) | |||
| Income from continuing operations before equity method investments, income taxes: | 202 | 156 | 112 | 123 | 436 | 176 | |
| Income from equity method investments | 44 | ||||||
| Other undisclosed loss from continuing operations before income taxes | (76) | (79) | (74) | (66) | (409) | ||
| Income from continuing operations before income taxes: | 126 | 76 | 38 | 57 | 71 | 176 | |
| Income tax expense | (30) | (6) | (9) | (23) | (27) | (65) | |
| Net income available to common stockholders, diluted: | 96 | 70 | 29 | 35 | 44 | 112 | |
Comprehensive Income ($ in millions)
| 9/30/2019 TTM | 12/31/2018 | 12/31/2017 | 12/31/2016 | 12/31/2015 | 12/31/2014 | ||
|---|---|---|---|---|---|---|---|
| Net income: | 96 | 70 | 29 | 35 | 44 | 112 | |
| Other comprehensive income (loss) | (5) | (7) | 4 | (7) | (1) | (6) | |
| Comprehensive income, net of tax, attributable to parent: | 91 | 63 | 34 | 28 | 43 | 105 | |
Statements sources
The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.