EZCORP, Inc. (EZPW) Financial Statements (2023 and earlier)
Company Profile
| Business Address |
2500 BEE CAVE ROAD ROLLINGWOOD, TX 78746 |
| State of Incorp. | DE |
| Fiscal Year End | September 30 |
| Industry (SIC) | 59 - Miscellaneous Retail (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 3/31/2023 MRQ | 12/31/2022 MRQ | 9/30/2022 | 9/30/2021 | 9/30/2020 | 9/30/2019 | 9/30/2018 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 207,658 | 206,028 | 253,667 | 304,542 | 157,567 | 286,015 | |||
| Cash and cash equivalents | 207,658 | 206,028 | 253,667 | 304,542 | 157,567 | 286,015 | |||
| Restricted cash and investments | 8,359 | 8,341 | 9,957 | 8,011 | |||||
| Receivables | 22,730 | 8,435 | 9,322 | 6,991 | 18,071 | 55,132 | |||
| Inventory, net of allowances, customer advances and progress billings | 156,064 | 151,615 | 110,989 | 95,891 | 179,355 | 166,997 | |||
| Inventory | 156,064 | 151,615 | 110,989 | 95,891 | 179,355 | 166,997 | |||
| Prepaid expense | 11,581 | 8,336 | 5,386 | 10,614 | 4,784 | 9,402 | |||
| Business combination, contingent consideration, asset | 1,250 | 1,986 | |||||||
| Other undisclosed current assets | 254,774 | 261,408 | 219,554 | 167,201 | 245,983 | 239,600 | |||
| Total current assets: | 662,416 | 644,163 | 610,861 | 593,250 | 605,760 | 757,146 | |||
| Noncurrent Assets | |||||||||
| Finance lease, right-of-use asset, after accumulated amortization | 563 | 181 | ✕ | ||||||
| Operating lease, right-of-use asset | 229,991 | 221,405 | 200,990 | 183,809 | ✕ | ||||
| Property, plant and equipment | 55,612 | 56,725 | 53,811 | 56,986 | 67,357 | 73,649 | |||
| Long-term investments and receivables | 39,013 | 38,948 | 38,905 | 33,606 | 35,633 | 52,726 | |||
| Long-term investments | 37,789 | 37,733 | 37,724 | 32,458 | 34,516 | 49,500 | |||
| Accounts and financing receivable, after allowance for credit loss | 1,224 | 1,215 | 1,181 | 1,148 | 1,117 | 3,226 | |||
| Intangible assets, net (including goodwill) | 355,390 | 343,647 | 347,862 | 316,220 | 368,571 | 352,371 | |||
| Goodwill | 297,361 | 286,828 | 285,758 | 257,582 | 300,527 | 297,448 | |||
| Intangible assets, net (excluding goodwill) | 58,029 | 56,819 | 62,104 | 58,638 | 68,044 | 54,923 | |||
| Deferred income tax assets | 12,428 | 12,145 | 9,746 | 8,931 | 1,998 | ✕ | |||
| Other noncurrent assets | 7,682 | 6,444 | 4,736 | 4,221 | 4,383 | 3,863 | |||
| Deferred tax assets, net | ✕ | ✕ | ✕ | ✕ | ✕ | ✕ | 7,165 | ||
| Other undisclosed noncurrent assets | 39,220 | 24,220 | |||||||
| Total noncurrent assets: | 739,899 | 703,715 | 656,050 | 603,773 | 477,942 | 489,774 | |||
| TOTAL ASSETS: | 1,402,315 | 1,347,878 | 1,266,911 | 1,197,023 | 1,083,702 | 1,246,920 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Accounts payable and accrued liabilities, including: | 69,930 | 84,509 | 90,268 | 71,504 | 77,957 | 57,800 | |||
| Interest and dividends payable | ✕ | ✕ | ✕ | 2,793 | 2,793 | 3,835 | |||
| Taxes payable | ✕ | ✕ | ✕ | 10,936 | 9,934 | 10,987 | 1,161 | ||
| Employee-related liabilities | ✕ | ✕ | ✕ | 36,656 | 26,959 | 21,090 | 21,663 | ||
| Accounts payable | 20,220 | 24,056 | |||||||
| Accrued liabilities | 32,521 | 3,173 | 2,510 | 4,064 | |||||
| Other undisclosed accounts payable and accrued liabilities | 17,189 | 60,453 | 42,676 | 28,645 | 40,577 | 27,077 | |||
| Deferred revenue | 16,276 | 16,023 | 12,557 | 11,008 | 12,915 | ✕ | |||
| Debt | 121 | 37 | 213 | 214 | 190,181 | ||||
| Contract with customer, liability | ✕ | ✕ | ✕ | ✕ | ✕ | ✕ | 11,824 | ||
| Other undisclosed current liabilities | 52,678 | 52,297 | 52,263 | 49,742 | |||||
| Total current liabilities: | 139,005 | 152,866 | 155,088 | 132,467 | 91,086 | 259,805 | |||
| Noncurrent Liabilities | |||||||||
| Long-term debt and lease obligation | 358,984 | 493,659 | 425,516 | 404,056 | 238,380 | 226,702 | |||
| Long-term debt, excluding current maturities | 358,984 | 312,903 | 264,186 | 251,016 | 238,380 | 226,702 | |||
| Liabilities, other than long-term debt | 198,991 | 9,122 | 14,069 | 11,373 | 9,287 | 15,707 | |||
| Deferred tax liabilities, net | ✕ | ✕ | ✕ | ✕ | ✕ | ✕ | 8,817 | ||
| Deferred income tax liabilities | 373 | 3,684 | 524 | 1,985 | ✕ | ||||
| Other liabilities | 10,261 | 8,749 | 10,385 | 10,849 | 7,302 | 6,890 | |||
| Operating lease, liability | 188,730 | 180,756 | 161,330 | 153,040 | ✕ | ||||
| Total noncurrent liabilities: | 557,975 | 502,781 | 439,585 | 415,429 | 247,667 | 242,409 | |||
| Total liabilities: | 696,980 | 655,647 | 594,673 | 547,896 | 338,753 | 502,214 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 704,776 | 691,667 | 671,678 | 648,576 | 744,949 | 748,037 | |||
| Additional paid in capital | 343,012 | 345,330 | 403,312 | 398,475 | 407,628 | 397,927 | |||
| Accumulated other comprehensive loss | (53,165) | (55,669) | (58,415) | (68,068) | (52,398) | (42,616) | |||
| Retained earnings | 414,929 | 402,006 | 326,781 | 318,169 | 389,163 | 392,180 | |||
| Other undisclosed equity, attributable to parent | 556 | 546 | |||||||
| Equity, attributable to noncontrolling interest | (3,331) | ||||||||
| Other undisclosed equity | 559 | 564 | 560 | 551 | |||||
| Total equity: | 705,335 | 692,231 | 672,238 | 649,127 | 744,949 | 744,706 | |||
| TOTAL LIABILITIES AND EQUITY: | 1,402,315 | 1,347,878 | 1,266,911 | 1,197,023 | 1,083,702 | 1,246,920 | |||
Income Statement (P&L) ($ in thousands)
| 3/31/2023 TTM | 12/31/2022 TTM | 9/30/2022 | 9/30/2021 | 9/30/2020 | 9/30/2019 | 9/30/2018 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 929,558 | 886,225 | 729,551 | 822,811 | 847,229 | 813,515 | ||
| Cost of revenue (Cost of Goods and Services Sold) | (2,600) | |||||||
| Other undisclosed gross profit | (381,025) | (358,078) | (280,066) | (370,976) | (352,781) | (330,605) | ||
| Gross profit: | 548,533 | 528,147 | 449,485 | 449,235 | 494,448 | 482,910 | ||
| Operating expenses | (467,581) | (453,225) | (418,316) | (497,619) | (447,439) | (414,249) | ||
| Operating income (loss): | 80,952 | 74,922 | 31,169 | (48,384) | 47,009 | 68,661 | ||
| Nonoperating income | 1,458 | 984 | 3,267 | 3,190 | 9,662 | 22,432 | ||
| Investment income, nonoperating | 1,177 | 817 | 2,477 | 3,173 | 11,086 | 17,041 | ||
| Other nonoperating income (expense) | 281 | 167 | 790 | 17 | (1,424) | 5,391 | ||
| Interest and debt expense | (13,731) | (9,972) | (22,177) | (22,472) | (32,637) | (27,834) | ||
| Income (loss) from continuing operations before equity method investments, income taxes: | 68,679 | 65,934 | 12,259 | (67,666) | 24,034 | 63,259 | ||
| Income (loss) from equity method investments | 2,225 | 1,779 | 3,803 | (2,429) | (135) | 5,529 | ||
| Other undisclosed loss from continuing operations before income taxes | (19,725) | (11,712) | ||||||
| Income (loss) from continuing operations before income taxes: | 70,904 | 67,713 | 16,062 | (70,095) | 4,174 | 57,076 | ||
| Income tax expense (benefit) | (19,687) | (17,553) | (7,450) | 1,632 | (2,406) | (18,149) | ||
| Income (loss) from continuing operations: | 51,217 | 50,160 | 8,612 | (68,463) | 1,768 | 38,927 | ||
| Income (loss) before gain (loss) on sale of properties: | 34,439 | 50,160 | 8,612 | (68,463) | 1,311 | 38,071 | ||
| Loss from discontinued operations | (457) | (856) | ||||||
| Net income (loss): | 51,217 | 50,160 | 8,612 | (68,463) | 1,311 | 38,071 | ||
| Net income attributable to noncontrolling interest | 1,230 | 988 | ||||||
| Net income (loss) available to common stockholders, basic: | 51,217 | 50,160 | 8,612 | (68,463) | 2,541 | 39,059 | ||
| Interest on convertible debt | 10,145 | 7,489 | ||||||
| Net income (loss) available to common stockholders, diluted: | 61,362 | 57,649 | 8,612 | (68,463) | 2,541 | 39,059 | ||
Comprehensive Income ($ in thousands)
| 3/31/2023 TTM | 12/31/2022 TTM | 9/30/2022 | 9/30/2021 | 9/30/2020 | 9/30/2019 | 9/30/2018 | ||
|---|---|---|---|---|---|---|---|---|
| Net income (loss): | 51,217 | 50,160 | 8,612 | (68,463) | 1,311 | 38,071 | ||
| Other comprehensive income (loss) | (354) | 708 | (2,688) | |||||
| Other undisclosed comprehensive income (loss) | (535) | 9,653 | (15,324) | (10,750) | ||||
| Comprehensive income (loss): | 50,682 | 50,160 | 18,265 | (84,141) | (8,731) | 35,383 | ||
| Comprehensive income, net of tax, attributable to noncontrolling interest | 1,230 | 882 | ||||||
| Other undisclosed comprehensive income, net of tax, attributable to parent | 2,746 | 2,746 | ||||||
| Comprehensive income (loss), net of tax, attributable to parent: | 53,428 | 52,906 | 18,265 | (84,141) | (7,501) | 36,265 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.