Juniata Valley Financial Corp (JUVF) Financial Statements (2023 and Earlier)

Company Profile

Business Address 2 SOUTH MAIN ST
MIFFLINTOWN, PA 17059-0066
State of Incorp. PA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments14,65042,71213,88420,86410,2479,90910,808
Cash and cash equivalents13,52641,62112,74016,4569,8979,55910,458
Short-term investments1,1241,0911,1444,408350350350
Restricted cash and investments2,116      
Total current assets:16,76642,71213,88420,86410,2479,90910,808
Noncurrent Assets
Operating lease, right-of-use asset293379464
Property, plant and equipment8,3718,8089,2438,7448,8876,8576,909
Long-term investments and receivables2,3063,1053,9044,5455,2453,8123,368
Long-term investments2,3063,1053,9044,5455,2453,8123,368
Intangible assets, net (including goodwill)9,3429,4469,5459,7445,8685,9155,952
Goodwill9,0479,0479,0479,1395,4485,4485,381
Intangible assets, net (excluding goodwill)295399498605420467571
Total noncurrent assets:20,31221,73823,15623,03320,00016,58416,229
Other undisclosed assets773,440729,268633,592581,339561,698553,861556,891
TOTAL ASSETS:810,518793,718670,632625,236591,945580,354583,928
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt4,22724,75013,12914,51121,76932,19635,057
Deferred compensation liability1,5681,5841,6031,6021,6091,5701,504
Total current liabilities:5,79526,33414,73216,11323,37833,76636,561
Noncurrent Liabilities
Other undisclosed liabilities733,433690,787582,193541,745509,180487,498487,405
Total liabilities:739,228717,121596,925557,858532,558521,264523,966
Stockholders' equity
Stockholders' equity attributable to parent71,29076,59773,70767,37859,38759,09059,962
Common stock5,1515,1515,1425,1344,8114,8054,798
Treasury stock, value(2,802)(2,179)(803)(803)(831)(927) 
Additional paid in capital25,00825,01124,89824,82118,56518,47618,352
Accumulated other comprehensive income (loss)(3,365)3,518516(4,299)(4,034)(3,209)(2,203)
Retained earnings47,29845,09643,95442,52540,87639,94539,015
Total stockholders' equity:71,29076,59773,70767,37859,38759,09059,962
TOTAL LIABILITIES AND EQUITY:810,518793,718670,632625,236591,945580,354583,928

Income Statement (P&L) ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Revenues24,72525,08525,59723,65125,68024,42420,594
Net investment income24,55324,28325,61423,65121,37420,46917,379
Financial services revenue4,3063,9553,215
Cost of revenue (721) (337)(439)(466)(502)
Provision for loan, lease, and other losses (721) (337)
Financial services costs(439)(466)(502)
Gross profit:24,72524,36425,59723,31425,24123,95820,092
Operating expenses(5,433)(4,763)(5,025)(4,358)(4,025)(4,025)(3,477)
Other operating income, net
(Noninterest Income, Other Operating Income)
331348344334294283229
Operating income:19,62319,94920,91619,29021,51020,21616,844
Nonoperating income310263497412360221392
Gains (losses) on sales of other real estate64 208608(150)14
Bank owned life insurance income246263289352352371378
Interest and debt expense(3,218)(4,037)(4,708)(3,635)(2,855)(2,268)(2,042)
Income from continuing operations before equity method investments, income taxes:16,71516,17516,70516,06719,01518,16915,194
Income from equity method investments   296167222238
Other undisclosed loss from continuing operations before income taxes(9,827)(10,623)(10,884)(11,118)(13,585)(12,416)(12,291)
Income from continuing operations before income taxes:6,8885,5525,8215,2455,5975,9753,141
Income tax expense (benefit)(284)5014659(1,060)(819)(83)
Net income available to common stockholders, diluted:6,6045,6025,8355,9044,5375,1563,058

Comprehensive Income ($ in thousands)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Net income:6,6045,6025,8355,9044,5375,1563,058
Other comprehensive income (loss)(6,883)3,0074,898(109)(237)(1,006)(6)
Comprehensive income (loss), net of tax, attributable to parent:(279)8,60910,7335,7954,3004,1503,052

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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