Nicholas Financial, Inc. (NICK) financial statements (2022 and earlier)

Company profile

Business Address 2454 MCMULLEN BOOTH RD
CLEARWATER, FL 33759
State of Incorp. FL
Fiscal Year End March 31
SIC 6153 - Short-Term Business Credit Institutions, Except Agricultural (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance sheet (Statement of financial position) ($ in thousands)

12/31/2021
TTM
3/31/2021
3/31/2020
3/31/2019
3/31/2018
3/31/2017
3/31/2016
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments6,53022,02216,80235,5952,6262,8551,849
Cash and cash equivalents6,53022,02216,80235,5952,6262,8551,849
Derivative instruments and hedges, assets     17 
Total current assets:6,53022,02216,80235,5952,6262,8721,849
Noncurrent Assets
Operating lease, right-of-use asset4,5943,3922,598
Property, plant and equipment1,5718594826568431,1841,290
Deferred income tax assets1,7262,2833,909
Total noncurrent assets:7,8916,5346,9896568431,1841,290
Other undisclosed assets168,165183,882215,027216,169280,693329,556322,170
TOTAL ASSETS:182,586212,438238,818252,420284,162333,612325,309
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Noncurrent Liabilities
Other undisclosed liabilities66,17197,216131,239147,535175,725224,752222,460
Total liabilities:66,17197,216131,239147,535175,725224,752222,460
Stockholders' equity
Stockholders' equity attributable to parent, including:116,415115,222107,579104,885108,437108,860102,849
Treasury stock, value(73,960)(72,343)(71,438)(70,459)(70,459)(70,459)(70,459)
Retained earnings155,131152,501144,150140,684144,332145,430140,021
Other undisclosed stockholders' equity attributable to parent35,24435,06434,86734,66034,56433,88933,287
Total stockholders' equity:116,415115,222107,579104,885108,437108,860102,849
TOTAL LIABILITIES AND EQUITY:182,586212,438238,818252,420284,162333,612325,309

Income statement (P&L) ($ in thousands)

12/31/2021
TTM
3/31/2021
3/31/2020
3/31/2019
3/31/2018
3/31/2017
3/31/2016
Revenues46,22756,02062,09571,30083,91790,46690,707
Net investment income37,40654,21162,09571,30083,91790,46690,707
Cost of revenue(21,949)(32,313)(44,220)(61,338)(37,450)(37,177)(26,278)
Provision for loan, lease, and other losses1,932(7,250)(16,901)(32,836)
Financial services costs(37,450)(37,177)(26,278)
Gross profit:24,27823,70717,8759,96246,46753,28964,429
Operating expenses(11,473)(12,761)(15,628)(14,550)(80,754)(81,726)(70,602)
Operating income (loss):12,80510,9462,247(4,588)(34,287)(28,437)(6,173)
Interest and debt expense(4,230)(5,980)(8,515)(9,504)(10,137)(9,222)(9,007)
Income (loss) from continuing operations before equity method investments, income taxes:8,5754,966(6,268)(14,092)(44,424)(37,659)(15,180)
Other undisclosed income from continuing operations before income taxes4,2305,9808,5159,50447,58746,39935,285
Income (loss) from continuing operations before income taxes:12,80510,9462,247(4,588)3,1638,74020,105
Income tax expense (benefit)(2,994)(2,595)1,219940(4,261)(3,331)(7,726)
Net income (loss) attributable to parent:9,8118,3513,466(3,648)(1,098)5,40912,379
Preferred stock dividends and other adjustments  (32) 14(70)(170)
Other undisclosed net income available to common stockholders, basic6      
Net income (loss) available to common stockholders, basic:9,8178,3513,434(3,648)(1,084)5,33912,209
Other undisclosed net loss available to common stockholders, diluted(57)(44)     
Net income (loss) available to common stockholders, diluted:9,7608,3073,434(3,648)(1,084)5,33912,209

Comprehensive Income ($ in thousands)

12/31/2021
TTM
3/31/2021
3/31/2020
3/31/2019
3/31/2018
3/31/2017
3/31/2016
Net income (loss):9,8118,3513,466(3,648)(1,098)5,40912,379
Comprehensive income (loss), net of tax, attributable to parent:9,8118,3513,466(3,648)(1,098)5,40912,379

Statements sources

The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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