Oportun Financial Corporation (OPRT) Financial Statements (2024 and earlier)

Company Profile

Business Address 2 CIRCLE STAR WAY
SAN CARLOS, CA 94070
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 6199 - Finance Services (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2023
MRQ
12/31/2022
12/31/2021
12/31/2020
12/31/2019
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments98,817130,959136,18772,179
Cash and cash equivalents98,817130,959136,18772,179
Receivables    6,621
Total current assets:98,817130,959136,18778,800
Noncurrent Assets
Operating lease, right-of-use asset30,44838,40346,82050,503
Property, plant and equipment10,5249,91515,85022,834
Intangible assets, net (including goodwill)35,677147,578  
Goodwill  104,014  
Intangible assets, net (excluding goodwill)35,67743,564  
Deferred income tax assets1,7933,9231,7161,563
Total noncurrent assets:78,442199,81964,38674,900
Other undisclosed assets3,436,4362,615,8471,808,4782,048,174
TOTAL ASSETS:3,613,6952,946,6252,009,0512,201,874
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt317,568393,889246,38560,910
Total current liabilities:317,568393,889246,38560,910
Noncurrent Liabilities
Liabilities, other than long-term debt 30,57528,42410,55724,868
Deferred income tax liabilities 30,57528,42410,55724,868
Total noncurrent liabilities: 30,57528,42410,55724,868
Other undisclosed liabilities2,717,9531,920,4311,285,7421,627,330
Total liabilities:3,066,0962,342,7441,542,6841,713,108
Equity
Equity, attributable to parent547,599603,881466,367488,766
Common stock7666
Treasury stock, value(6,309)(6,309)(6,309)(6,119)
Additional paid in capital547,799526,338436,499418,299
Accumulated other comprehensive loss   (261)(162)
Retained earnings (accumulated deficit)6,10283,84636,43276,679
Warrants and rights outstanding    63
Total equity:547,599603,881466,367488,766
TOTAL LIABILITIES AND EQUITY:3,613,6952,946,6252,009,0512,201,874

Income Statement (P&L) ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
Revenues952,545626,782583,734600,148
Net investment income876,114575,839545,466544,126
Gross profit:952,545626,782583,734600,148
Operating expenses(167,310)(37,480)(20,471)(15,392)
Operating income:785,235589,302563,263584,756
Interest and debt expense(93,046)(47,669)(58,368)(60,546)
Other undisclosed loss from continuing operations before equity method investments, income taxes   (562,989)(439,778)
Income (loss) from continuing operations before equity method investments, income taxes:692,189541,633(58,094)84,432
Other undisclosed loss from continuing operations before income taxes(767,475)(478,842)  
Income (loss) from continuing operations before income taxes:(75,286)62,791(58,094)84,432
Income tax expense (benefit)(2,458)(15,377)13,012(22,834)
Income (loss) from continuing operations:(77,744)47,414(45,082)61,598
Income (loss) before gain (loss) on sale of properties:47,414(45,082)61,598
Net income (loss) attributable to parent:(77,744)47,414(45,082)61,598
Undistributed earnings (loss) allocated to participating securities, basic    (19,880)
Other undisclosed net loss available to common stockholders, basic    (37,456)
Net income (loss) available to common stockholders, diluted:(77,744)47,414(45,082)4,262

Comprehensive Income ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
Net income (loss):(77,744)47,414(45,082)61,598
Other comprehensive loss   (99)(30)
Comprehensive income (loss), net of tax, attributable to parent:(77,744)47,414(45,181)61,568

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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