Oportun Financial Corporation (OPRT) financial statements (2022 and earlier)

Company profile

Business Address 2 CIRCLE STAR WAY
SAN CARLOS, CA 94070
State of Incorp. DE
Fiscal Year End December 31
SIC 6199 - Finance Services (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance sheet (Statement of financial position) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments13113672
Cash and cash equivalents13113672
Receivables  7
Total current assets:13113679
Noncurrent Assets
Operating lease, right-of-use asset384751
Property, plant and equipment101623
Intangible assets, net (including goodwill)148  
Goodwill104  
Intangible assets, net (excluding goodwill)44  
Deferred income tax assets422
Total noncurrent assets:2006475
Other undisclosed assets2,6161,8082,048
TOTAL ASSETS:2,9472,0092,202
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt39424661
Total current liabilities:39424661
Noncurrent Liabilities
Liabilities, other than long-term debt281125
Deferred income tax liabilities281125
Total noncurrent liabilities:281125
Other undisclosed liabilities1,9201,2861,627
Total liabilities:2,3431,5431,713
Stockholders' equity
Stockholders' equity attributable to parent604466489
Common stock000
Treasury stock, value(6)(6)(6)
Additional paid in capital526436418
Accumulated other comprehensive loss (0)(0)
Retained earnings843677
Warrants and rights outstanding  0
Total stockholders' equity:604466489
TOTAL LIABILITIES AND EQUITY:2,9472,0092,202

Income statement (P&L) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
Revenues627584600
Net investment income576545544
Gross profit:627584600
Operating expenses(37)(20)(15)
Operating income:589563585
Interest and debt expense(48)(58)(61)
Other undisclosed loss from continuing operations before equity method investments, income taxes (563)(440)
Income (loss) from continuing operations before equity method investments, income taxes:542(58)84
Other undisclosed loss from continuing operations before income taxes(479)  
Income (loss) from continuing operations before income taxes:63(58)84
Income tax expense (benefit)(15)13(23)
Net income (loss) attributable to parent:47(45)62
Undistributed earnings (loss) allocated to participating securities, basic  (20)
Other undisclosed net loss available to common stockholders, basic  (37)
Net income (loss) available to common stockholders, diluted:47(45)4

Comprehensive Income ($ in millions)

12/31/2021
12/31/2020
12/31/2019
Net income (loss):47(45)62
Other comprehensive loss (0)(0)
Comprehensive income (loss), net of tax, attributable to parent:47(45)62

Statements sources

The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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