Old Second Bancorp, Inc. (OSBC) Financial Statements (2023 and Earlier)

Company Profile

Business Address 37 S RIVER ST
AURORA, IL 60507
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance Sheet (Statement of Financial Position) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments7523305155564740
Cash and cash equivalents7523305155564740
Total current assets:7523305155564740
Noncurrent Assets
Property, plant and equipment88454442383940
Intangible assets, net (including goodwill), including:10321212299 
Goodwill86      
Intangible assets, net (excluding goodwill)16      
Other undisclosed intangible assets, net (including goodwill) 21212299 
Deferred income tax assets6811
Total noncurrent assets:197747764474840
Other undisclosed assets5,2632,6372,5082,5572,2812,1561,998
TOTAL ASSETS:6,2123,0412,6362,6762,3832,2512,078
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt5067971961459649
Total current liabilities:5067971961459649
Noncurrent Liabilities
Other undisclosed liabilities5,6602,6672,2602,2512,0381,9801,873
Total liabilities:5,7102,7342,3582,4472,1832,0761,922
Stockholders' equity
Stockholders' equity attributable to parent502307278229200175156
Common stock45353535353534
Treasury stock, value(6)(101)(96)(96)(96)(96)(96)
Additional paid in capital202122121119118117116
Accumulated other comprehensive income (loss)9155(4)1(9)(13)
Retained earnings252237214175143129114
Total stockholders' equity:502307278229200175156
TOTAL LIABILITIES AND EQUITY:6,2123,0412,6362,6762,3832,2512,078

Income Statement (P&L) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Revenues1151201211111089288
Net investment income105104116107877368
Financial services revenue211920
Cost of revenue(4)(10)(2)(1)(2)  
Provision for loan, lease, and other losses(4)(10)(2)(1)
Financial services costs(2)  
Gross profit:1101091191101069288
Operating expenses(11)(8)(9)(11)(49)(44)(44)
Other operating income, net
(Noninterest Income, Other Operating Income)
2455555
Operating income:101105115105625350
Nonoperating income (expense)1(4)(1)0101
Bank owned life insurance income  11111
Mortgage servicing rights (msr) impairment (recovery)1(4)(3)(1)(1)(1) 
Interest and debt expense(8)(12)(19)(17)(13)(10)(9)
Other undisclosed loss from continuing operations before equity method investments, income taxes     (19)(17)
Income from continuing operations before equity method investments, income taxes:94899588502524
Other undisclosed loss from continuing operations before income taxes(66)(51)(43)(44)(16)  
Income from continuing operations before income taxes:28375244342524
Income tax expense(8)(10)(12)(10)(19)(9)(9)
Net income attributable to parent:20283934151615
Other undisclosed net loss available to common stockholders, basic      (2)
Net income available to common stockholders, diluted:20283934151614

Comprehensive Income ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Net income:20283934151615
Other comprehensive income (loss)(6)109(6)10  
Comprehensive income:14384828251615
Other undisclosed comprehensive income (loss), net of tax, attributable to parent     4(5)
Comprehensive income, net of tax, attributable to parent:14384828252010

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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