Pathfinder Bancorp, Inc. (PBHC) Financial Statements (2023 and Earlier)

Company Profile

Business Address 214 WEST FIRST STREET
OSWEGO, NY 13126
State of Incorp. MD
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance Sheet (Statement of Financial Position) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments37442027222215
Cash and cash equivalents37432026222215
Short-term investments0000   
Receivables5543332
Total current assets:42482430252517
Noncurrent Assets
Operating lease, right-of-use asset222
Property, plant and equipment22222321161515
Intangible assets, net (including goodwill)5555555
Goodwill5555555
Intangible assets, net (excluding goodwill)0000000
Total noncurrent assets:28293025212020
Other undisclosed assets1,2151,1501,040878835704586
TOTAL ASSETS:1,2851,2271,094933881749623
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt1342539314225
Total current liabilities:1342539314225
Noncurrent Liabilities
Long-term debt and lease obligation657868804317 
Long-term debt, excluding current maturities657868804317 
Total noncurrent liabilities:657868804317 
Other undisclosed liabilities1,0971,048910750745632527
Total liabilities:1,1751,1301,003869819691552
Stockholders' equity
Stockholders' equity attributable to parent, including:110979064625871
Preferred stock 00   13
Common stock 000000
Additional paid in capital51504929282729
Accumulated other comprehensive loss(1)(2)(3)(6)(4)(4)(3)
Retained earnings61504542393633
Unearned esop shares(0)(1)(1)(1)(1)(1)(2)
Other undisclosed stockholders' equity attributable to parent0      
Stockholders' equity attributable to noncontrolling interest0000000
Total stockholders' equity:111989164625871
TOTAL LIABILITIES AND EQUITY:1,2851,2271,094933881749623

Income Statement (P&L) ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Revenues0434235332825
Net investment income0434235292421
Cost of revenue(1)(5)(2)(1)(2)(1)(0)
Provision for loan, lease, and other losses(1)(5)(2)(1)
Amortization of mortgage servicing rights (msrs)      (0)
Financial services costs(2)(1) 
Gross profit:(1)384033312725
Operating expenses(2)(1)(1)(1)(1)(1)(1)
Operating income (loss):(2)363832302624
Nonoperating income
(Bank Owned Life Insurance Income)
1000000
Interest and debt expense(8)(11)(14)(9)(6)(4)(3)
Other undisclosed loss from continuing operations before equity method investments, income taxes     (18)(18)
Income (loss) from continuing operations before equity method investments, income taxes:(9)2625232444
Other undisclosed income (loss) from continuing operations before income taxes25(18)(20)(19)(20)  
Income from continuing operations before income taxes:16855444
Income tax expense(3)(1)(1)(1)(1)(1)(1)
Net income:13744333
Net income (loss) attributable to noncontrolling interest(0)(0)(0)00(0)(0)
Other undisclosed net income attributable to parent      0
Net income attributable to parent:12744333
Preferred stock dividends and other adjustments(0)(0)(0)  (0)(0)
Undistributed earnings (loss) allocated to participating securities, basic (1)(0)  
Other undisclosed net loss available to common stockholders, basic (0)(0)   (0)
Net income available to common stockholders, diluted:12544333

Comprehensive Income ($ in millions)

12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
12/31/2016
12/31/2015
Net income:13744333
Other comprehensive income (loss)113(2)0(1)(0)
Comprehensive income:13872422
Comprehensive income (loss), net of tax, attributable to noncontrolling interest(0)(0)(0)00(0)(0)
Comprehensive income, net of tax, attributable to parent:13872422

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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