PSB Holdings Inc (PSBH) financial statements (2022 and earlier)

Company profile

Business Address 40 MAIN STREET
PUTNAM, CT 06260
State of Incorp.
Fiscal Year End June 30
SIC 6035 - Savings Institutions, Federally Chartered (benchmarking)
More info Complete financial analysis Financial benchmarking

Balance sheet (Statement of financial position) ($ in thousands)

Current Assets
Cash, cash equivalents, and short-term investments5,3267,33512,793
Cash and cash equivalents5,3267,33512,793
Disposal group, including discontinued operation 100 
Total current assets:5,3267,43512,793
Noncurrent Assets
Property, plant and equipment3,7634,0374,237
Intangible assets, net (including goodwill)6,9126,9127,021
Intangible assets, net (excluding goodwill)  109
Total noncurrent assets:10,67510,94911,258
Other undisclosed assets457,600442,655430,327
TOTAL ASSETS:473,601461,039454,378
Current Liabilities
Total current liabilities:11,2774,181 
Noncurrent Liabilities
Other undisclosed liabilities410,580405,407404,297
Total liabilities:421,857409,588404,297
Stockholders' equity
Stockholders' equity attributable to parent51,74451,45150,081
Common stock694694694
Treasury stock, value(4,091)(4,091)(4,091)
Additional paid in capital30,60230,60230,602
Accumulated other comprehensive loss(198)(237)(523)
Retained earnings25,91925,79324,836
Unearned esop shares(1,182)(1,310)(1,437)
Total stockholders' equity:51,74451,45150,081
TOTAL LIABILITIES AND EQUITY:473,601461,039454,378

Income statement (P&L) ($ in thousands)

Net investment income10,04910,639 
Financial services revenue1,9581,967 
Cost of revenue
(Financial Services Costs)
Gross profit:11,47212,551 
Operating expenses(9,482)(9,063)(5,980)
Operating income (loss):1,9903,488(5,980)
Nonoperating income22621914
Investment income, nonoperating(155)(10)(462)
Gains (losses) on sales of other real estate104(62)(10)
Bank owned life insurance income277291486
Interest and debt expense(3,608)(3,999)(4,794)
Loss from continuing operations before equity method investments, income taxes:(1,392)(292)(10,760)
Other undisclosed income from continuing operations before income taxes1,8781,44712,402
Income from continuing operations before income taxes:4861,1551,642
Income tax expense (benefit)65(152)(305)
Net income available to common stockholders, diluted:5511,0031,337

Comprehensive Income ($ in thousands)

Net income:5511,0031,337
Other comprehensive income39286 
Comprehensive income:5901,2891,337
Other undisclosed comprehensive income, net of tax, attributable to parent  490
Comprehensive income, net of tax, attributable to parent:5901,2891,827

Statements sources

The financial statements are based on the company's filings with the The U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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