Community Choice Financial Inc (CCFI) Financial Statements (2024 and earlier)
Company Profile
| Business Address |
6785 BOBCAT WAY DUBLIN, OH 43016 |
| State of Incorp. | OH |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6099 - Functions Related to Depository Banking, Not Elsewhere Classified (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)Annual | Quarterly
| 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | 6/30/2017 Q2 | 3/31/2017 Q1 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 60,166 | 85,274 | 66,627 | 92,741 | 110,573 | 121,784 | |||
| Cash and cash equivalents | 60,166 | 85,274 | 66,627 | 92,741 | 110,573 | 121,784 | |||
| Receivables | 74,056 | 68,286 | 89,707 | 96,542 | 85,431 | 72,719 | |||
| Other current assets | 17,534 | 13,522 | 15,271 | 18,882 | 14,976 | 13,091 | |||
| Other undisclosed current assets | 5,276 | 5,261 | 5,647 | 6,361 | 5,052 | 5,244 | |||
| Total current assets: | 157,032 | 172,343 | 177,252 | 214,526 | 216,032 | 212,838 | |||
| Noncurrent Assets | |||||||||
| Property, plant and equipment | 23,339 | 24,816 | 26,848 | 30,529 | 31,591 | 32,667 | |||
| Long-term investments and receivables | 3,471 | 3,626 | 4,632 | 7,528 | 4,393 | 4,315 | |||
| Accounts and financing receivable, after allowance for credit loss | 3,471 | 3,626 | 4,632 | 7,528 | 4,393 | 4,315 | |||
| Intangible assets, net (including goodwill) | 485 | 802 | 924 | 114,547 | 114,664 | 114,544 | |||
| Goodwill | 113,500 | 113,499 | 113,256 | ||||||
| Intangible assets, net (excluding goodwill) | 485 | 802 | 924 | 1,047 | 1,165 | 1,288 | |||
| Other undisclosed noncurrent assets | 2,153 | 2,429 | 2,750 | 2,502 | 2,467 | 2,337 | |||
| Total noncurrent assets: | 29,448 | 31,673 | 35,154 | 155,106 | 153,115 | 153,863 | |||
| TOTAL ASSETS: | 186,480 | 204,016 | 212,406 | 369,632 | 369,147 | 366,701 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Accounts payable and accrued liabilities, including: | 33,197 | 31,803 | 39,566 | 49,330 | 34,769 | 28,273 | |||
| Accounts payable | 4,330 | 3,477 | 5,465 | 9,291 | 3,547 | 3,759 | |||
| Accrued liabilities | 5,160 | 11,942 | 5,145 | 11,297 | 4,538 | 11,520 | |||
| Other undisclosed accounts payable and accrued liabilities | 23,707 | 16,384 | 28,956 | 28,742 | 26,684 | 12,994 | |||
| Debt | 279,039 | 160 | 371 | 514 | 858 | 31,050 | |||
| Deferred revenue and credits | ✕ | ✕ | ✕ | 2,535 | 4,521 | 3,982 | 3,462 | ||
| Contract with customer, liability | ✕ | ✕ | ✕ | ✕ | |||||
| Other undisclosed current liabilities | 74,296 | 22,621 | 12,432 | 19,776 | 12,580 | 66,341 | |||
| Total current liabilities: | 386,532 | 54,584 | 54,904 | 74,141 | 52,189 | 129,126 | |||
| Noncurrent Liabilities | |||||||||
| Long-term debt and lease obligation | 12,374 | 291,224 | 293,255 | 292,534 | 291,965 | 247,455 | |||
| Long-term debt, excluding current maturities | 12,374 | 291,224 | 293,255 | 292,524 | 291,916 | 247,228 | |||
| Capital lease obligations | 10 | 49 | 227 | ||||||
| Liabilities, other than long-term debt | 7,520 | 16,814 | 17,786 | 18,757 | |||||
| Deferred revenue and credits | ✕ | ✕ | ✕ | 7,520 | 6,504 | 7,688 | 8,871 | ||
| Contract with customer, liability | ✕ | ✕ | ✕ | ✕ | |||||
| Deferred tax liabilities, net | 10,310 | 10,098 | 9,886 | ||||||
| Other undisclosed noncurrent liabilities | 8,661 | 67,056 | 61,895 | 62,653 | 58,074 | 4,020 | |||
| Total noncurrent liabilities: | 21,035 | 358,280 | 362,670 | 372,001 | 367,825 | 270,232 | |||
| Total liabilities: | 407,567 | 412,864 | 417,574 | 446,142 | 420,014 | 399,358 | |||
| Equity | |||||||||
| Equity, attributable to parent | (221,087) | (208,848) | (205,168) | (76,510) | (50,867) | (32,657) | |||
| Common stock | 90 | 90 | 90 | 90 | 90 | 90 | |||
| Treasury stock, value | (50) | (50) | (50) | (50) | (50) | (50) | |||
| Additional paid in capital | 129,692 | 129,683 | 129,675 | 129,666 | 129,656 | 129,656 | |||
| Accumulated deficit | (350,819) | (338,571) | (334,883) | (206,216) | (180,563) | (162,353) | |||
| Total equity: | (221,087) | (208,848) | (205,168) | (76,510) | (50,867) | (32,657) | |||
| TOTAL LIABILITIES AND EQUITY: | 186,480 | 204,016 | 212,406 | 369,632 | 369,147 | 366,701 | |||
Income Statement (P&L) ($ in thousands)Annual | Quarterly
| 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | 6/30/2017 Q2 | 3/31/2017 Q1 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 81,325 | 87,651 | 99,903 | 97,644 | 81,168 | 85,352 | ||
| Cost of revenue | (14,783) | (16,556) | (11,037) | (43,133) | (2,327) | (2,538) | ||
| Cost of goods and services sold | (2,327) | (2,538) | ||||||
| Provision for loan, lease, and other losses | ✕ | ✕ | ✕ | ✕ | ||||
| Financial services costs | ✕ | (14,783) | (16,556) | (11,037) | (43,133) | |||
| Other undisclosed gross profit | (46,683) | (43,910) | (81,734) | (44,452) | (62,816) | (56,218) | ||
| Gross profit: | 19,859 | 27,185 | 7,132 | 10,059 | 16,025 | 26,596 | ||
| Operating income: | 19,859 | 27,185 | 7,132 | 10,059 | 16,025 | 26,596 | ||
| Nonoperating expense | (32,107) | (30,873) | ||||||
| Interest and debt expense | (908) | (905) | (728) | |||||
| Other undisclosed loss from continuing operations before equity method investments, income taxes | (250,328) | |||||||
| Income (loss) from continuing operations before equity method investments, income taxes: | (12,248) | (4,596) | (244,101) | 10,059 | 16,025 | 25,868 | ||
| Other undisclosed income (loss) from continuing operations before income taxes | 908 | 104,814 | (35,379) | (33,902) | (33,900) | |||
| Loss from continuing operations before income taxes: | (12,248) | (3,688) | (139,287) | (25,320) | (17,877) | (8,032) | ||
| Income tax expense (benefit) | 10,620 | (333) | (333) | (333) | ||||
| Loss from continuing operations: | (12,248) | (3,688) | (128,667) | (25,653) | (18,210) | (8,365) | ||
| Loss before gain (loss) on sale of properties: | (12,248) | (3,688) | (128,667) | (25,653) | (18,210) | (8,365) | ||
| Net loss available to common stockholders, diluted: | (12,248) | (3,688) | (128,667) | (25,653) | (18,210) | (8,365) | ||
Comprehensive Income ($ in thousands)Annual | Quarterly
| 9/30/2018 Q3 | 6/30/2018 Q2 | 3/31/2018 Q1 | 12/31/2017 Q4 | 9/30/2017 Q3 | 6/30/2017 Q2 | 3/31/2017 Q1 | ||
|---|---|---|---|---|---|---|---|---|
| Net loss: | (12,248) | (3,688) | (128,667) | (25,653) | (18,210) | (8,365) | ||
| Comprehensive loss, net of tax, attributable to parent: | (12,248) | (3,688) | (128,667) | (25,653) | (18,210) | (8,365) | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.