Guild Holdings Co (GHLD) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
5887 COPLEY DRIVE SAN DIEGO, CA 92111 |
| State of Incorp. | DE |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6162 - Mortgage Bankers and Loan Correspondents (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)Annual | Quarterly
| 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | 6/30/2024 Q2 | 3/31/2024 Q1 | 12/31/2023 Q4 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 111,726 | 118,203 | 106,151 | 102,185 | 95,148 | 120,260 | |||
| Cash and cash equivalent | 111,726 | 118,203 | 106,151 | 102,185 | 95,148 | 120,260 | |||
| Receivables | 3,507 | ||||||||
| Total current assets: | 111,726 | 118,203 | 106,151 | 102,185 | 95,148 | 123,767 | |||
| Noncurrent Assets | |||||||||
| Operating lease, right-of-use asset | 63,261 | 67,139 | 68,287 | 72,562 | 75,979 | 65,273 | |||
| Property, plant and equipment | 19,879 | 19,032 | 18,072 | 16,262 | 14,495 | 13,913 | |||
| Long-term investments and receivables | 671 | ||||||||
| Long-term investments | 671 | ||||||||
| Intangible assets, net (including goodwill) | 223,765 | 225,994 | 228,223 | 230,452 | 232,881 | 211,306 | |||
| Goodwill | 198,724 | 198,724 | 198,724 | 198,724 | 198,724 | 186,181 | |||
| Intangible assets, net (excluding goodwill) | 25,041 | 27,270 | 29,499 | 31,728 | 34,157 | 25,125 | |||
| Total noncurrent assets: | 306,905 | 312,165 | 314,582 | 319,276 | 323,355 | 291,163 | |||
| Other undisclosed assets | 4,131,098 | 4,337,935 | 4,223,708 | 4,158,383 | 3,537,549 | 3,261,790 | |||
| TOTAL ASSETS: | 4,549,729 | 4,768,303 | 4,644,441 | 4,579,844 | 3,956,052 | 3,676,720 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Debt | 1,224,127 | 1,414,563 | 2,325,654 | 2,191,276 | 1,715,975 | 1,533,901 | |||
| Total current liabilities: | 1,224,127 | 1,414,563 | 2,325,654 | 2,191,276 | 1,715,975 | 1,533,901 | |||
| Noncurrent Liabilities | |||||||||
| Liabilities, other than long-term debt | 242,688 | 251,440 | 221,362 | 244,722 | 234,146 | 225,021 | |||
| Deferred income tax liabilities | 242,688 | 251,440 | 221,362 | 244,722 | 234,146 | 225,021 | |||
| Total noncurrent liabilities: | 242,688 | 251,440 | 221,362 | 244,722 | 234,146 | 225,021 | |||
| Other undisclosed liabilities | 1,882,669 | 1,848,290 | 939,529 | 921,410 | 791,781 | 734,305 | |||
| Total liabilities: | 3,349,484 | 3,514,293 | 3,486,545 | 3,357,408 | 2,741,902 | 2,493,227 | |||
| Equity | |||||||||
| Equity, attributable to parent | 1,199,201 | 1,252,904 | 1,156,742 | 1,221,204 | 1,212,929 | 1,182,545 | |||
| Additional paid in capital | 53,693 | 51,996 | 53,780 | 51,352 | 49,024 | 47,158 | |||
| Retained earnings | 1,145,508 | 1,200,908 | 1,102,962 | 1,169,852 | 1,163,905 | 1,135,387 | |||
| Equity, attributable to noncontrolling interest | 425 | 487 | 540 | 618 | 610 | 337 | |||
| Other undisclosed equity | 619 | 619 | 614 | 614 | 611 | 611 | |||
| Total equity: | 1,200,245 | 1,254,010 | 1,157,896 | 1,222,436 | 1,214,150 | 1,183,493 | |||
| TOTAL LIABILITIES AND EQUITY: | 4,549,729 | 4,768,303 | 4,644,441 | 4,579,844 | 3,956,052 | 3,676,720 | |||
Income Statement (P&L) ($ in thousands)Annual | Quarterly
| 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | 6/30/2024 Q2 | 3/31/2024 Q1 | 12/31/2023 Q4 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 101,845 | 112,570 | 114,759 | 103,928 | 90,516 | 92,132 | ||
| Contractually specified servicing fee, late fee, and ancillary fee earned in exchange for servicing financial asset | 72,751 | 70,876 | 70,951 | 67,709 | 65,788 | 63,905 | ||
| Net investment income | 29,094 | 41,694 | 43,808 | 36,219 | 24,728 | 28,227 | ||
| Gross profit: | 101,845 | 112,570 | 114,759 | 103,928 | 90,516 | 92,132 | ||
| Operating expenses | (230,110) | (244,167) | (252,090) | (241,158) | (193,239) | (176,533) | ||
| Other operating income (expense), net | 528 | 830 | 635 | 288 | (261) | 364 | ||
| Operating loss: | (127,737) | (130,767) | (136,696) | (136,942) | (102,984) | (84,037) | ||
| Nonoperating income (expense) (Mortgage Servicing Rights (MSR) Impairment (Recovery)) | (69,936) | 84,319 | (145,776) | 2,134 | 20,778 | (134,656) | ||
| Interest and debt expense | (16,541) | (17,379) | ||||||
| Loss from continuing operations before equity method investments, income taxes: | (197,673) | (46,448) | (282,472) | (134,808) | (98,747) | (236,072) | ||
| Other undisclosed income from continuing operations before income taxes | 166,049 | 175,268 | 189,639 | 179,335 | 137,290 | 116,773 | ||
| Income (loss) from continuing operations before income taxes: | (31,624) | 128,820 | (92,833) | 44,527 | 38,543 | (119,299) | ||
| Income tax expense (benefit) | 7,665 | (30,928) | 25,882 | (6,936) | (10,143) | 26,178 | ||
| Net income (loss): | (23,959) | 97,892 | (66,951) | 37,591 | 28,400 | (93,121) | ||
| Net income (loss) attributable to noncontrolling interest | 62 | 50 | 59 | (8) | 98 | 117 | ||
| Net income (loss) available to common stockholders, diluted: | (23,897) | 97,942 | (66,892) | 37,583 | 28,498 | (93,004) | ||
Comprehensive Income ($ in thousands)Annual | Quarterly
| 6/30/2025 Q2 | 3/31/2025 Q1 | 12/31/2024 Q4 | 9/30/2024 Q3 | 6/30/2024 Q2 | 3/31/2024 Q1 | 12/31/2023 Q4 | ||
|---|---|---|---|---|---|---|---|---|
| Net income (loss): | (23,959) | 97,892 | (66,951) | 37,591 | 28,400 | (93,121) | ||
| Comprehensive income (loss): | (23,959) | 97,892 | (66,951) | 37,591 | 28,400 | (93,121) | ||
| Comprehensive income (loss), net of tax, attributable to noncontrolling interest | 62 | 50 | 59 | (8) | 98 | 117 | ||
| Comprehensive income (loss), net of tax, attributable to parent: | (23,897) | 97,942 | (66,892) | 37,583 | 28,498 | (93,004) | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.