Blend Labs, Inc. (BLND) Financial Statements (2026 and earlier)

Company Profile

Business Address 7250 REDWOOD BLVD., SUITE 300
NOVATO, CA 94945
State of Incorp. DE
Fiscal Year End December 31
Industry (SIC) 737 - Computer Programming, Data Processing, And Other Computer Related Services (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

6/30/2025
MRQ
12/31/2024
12/31/2023
12/31/2022
12/31/2021
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments98,476136,922354,147547,229
Cash and cash equivalent42,24330,962124,199213,082
Short-term investments56,233105,960229,948334,147
Restricted cash and investments5,023   
Receivables(80)(149)(436)(1,371)
Prepaid expense4,0505,29311,30214,264
Contract with customer, asset, after allowance for credit loss2,5391,5931,2525,359
Capitalized contract cost1,2771,0153,5184,564
Disposal group, including discontinued operation    
Other current assets1,5991,8792,3023,283
Other undisclosed current assets22,28623,28324,01139,690
Total current assets:135,170169,836396,096613,018
Noncurrent Assets
Operating lease, right-of-use asset1,4698,56511,66814,713
Property, plant and equipment12,3213,9455,7426,155
Intangible assets, net (including goodwill)2,0812,1082,127460,236
Goodwill    287,228
Intangible assets, net (excluding goodwill)2,0812,1082,127173,008
Capitalized contract cost, net2,8682,4531,6914,178
Restricted cash and investments  7,2915,3585,358
Disposal group, including discontinued operation, noncurrent assets    
Other noncurrent assets24,10311,86710,0828,828
Total noncurrent assets:42,84236,22936,668499,468
TOTAL ASSETS:178,012206,065432,7641,112,486
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Accounts payable and accrued liabilities2,4172,1701,26024,300
Employee-related liabilities18,140
Accounts payable2,4172,1701,2606,160
Deferred revenue19,2408,9848,6958,068
Disposal group, including discontinued operation    
Other liabilities13,31614,85815,45927,662
Other undisclosed current liabilities3,9765,56210,059 
Total current liabilities:38,94931,57435,47360,030
Noncurrent Liabilities
Long-term debt and lease obligation:    14,607
Liabilities, other than long-term debt1,3819,21016,56913,415
Disposal group, including discontinued operation, liabilities    
Other liabilities5802,2285,47813,415
Operating lease, liability 8016,98211,09114,607
Other undisclosed noncurrent liabilities  138,334216,801213,843
Total noncurrent liabilities:1,381147,544233,370241,865
Total liabilities:40,330179,118268,843301,895
Temporary equity, including noncontrolling interest194,03846,19040,74935,949
Equity
Equity, attributable to parent(56,356)(19,243)123,172774,642
Common stock2222
Additional paid in capital1,328,0151,321,9441,286,8151,218,213
Accumulated other comprehensive income (loss)602441(708)(808)
Accumulated deficit(1,384,975)(1,341,630)(1,162,937)(442,765)
Total equity:(56,356)(19,243)123,172774,642
TOTAL LIABILITIES AND EQUITY:178,012206,065432,7641,112,486

Income Statement (P&L) ($ in thousands)

6/30/2025
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenues162,019156,846235,201234,495
Cost of revenue
(Cost of Product and Service Sold)
(71,475)(75,711)(145,550)(118,506)
Gross profit:90,54481,13589,651115,989
Operating expenses(140,164)(237,357)(835,828)(313,231)
Operating loss:(49,620)(156,222)(746,177)(197,242)
Nonoperating income
(Other Nonoperating income)
13,0577,2484,916493
Interest and debt expense (6,747)(30,811)(24,790)(11,279)
Loss from continuing operations before income taxes:(43,310)(179,785)(766,051)(208,028)
Income tax expense (benefit)(109)(94)2,24138,886
Loss from continuing operations:(43,419)(179,879)(763,810)(169,142)
Loss before gain (loss) on sale of properties:(169,142)
Loss from discontinued operations    
Net loss:(43,419)(179,879)(763,810)(169,142)
Net income (loss) attributable to noncontrolling interest741,18643,638(771)
Other undisclosed net income attributable to parent    
Net loss attributable to parent:(43,345)(178,693)(720,172)(169,913)
Preferred stock dividends and other adjustments(10,879)(6,627)(48,438)(1,430)
Other undisclosed net income (loss) available to common stockholders, basic(6,259)  96,726
Net loss available to common stockholders, diluted:(60,483)(185,320)(768,610)(74,617)

Comprehensive Income ($ in thousands)

6/30/2025
TTM
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Net loss:(43,419)(179,879)(763,810)(169,142)
Other undisclosed comprehensive income (loss)1611,149100(803)
Comprehensive loss:(43,258)(178,730)(763,710)(169,945)
Comprehensive income (loss), net of tax, attributable to noncontrolling interest741,18643,638(771)
Comprehensive loss, net of tax, attributable to parent:(43,184)(177,544)(720,072)(170,716)

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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