Cass Information Systems Inc (CASS) Financial Statements (2026 and earlier)

Company Profile

Business Address 12444 POWERSCOURT DRIVE
ST. LOUIS, MO 63131
State of Incorp. MO
Fiscal Year End December 31
Industry (SIC) 7389 - Business Services, Not Elsewhere Classified (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments392,268349,728372,468200,942514,928670,528
Cash and cash equivalent26,12919,32820,90820,99512,301670,528
Short-term investments366,139330,400351,560179,947502,627 
Receivables      891,676
Financing receivable, excluding accrued interest, after allowance for credit loss✕✕✕1,014,3181,082,906 ✕
Total current assets:392,268349,7281,386,7861,283,848514,9281,562,204
Noncurrent Assets
Operating lease, right-of-use asset4,4007,0008,1009,2004,421 
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization29,44934,17430,09319,95818,11318,057
Intangible asset, including goodwill, after accumulated amortization, including:28,26434,37927,93627,93622,97817,685
Goodwill16,16421,35217,30917,30914,26214,262
Intangible asset, excluding goodwill, after accumulated amortization3,7285,0073,3454,1262,5643,423
Other undisclosed intangible asset, including goodwill, after accumulated amortization8,3728,0207,2826,5016,152 
Total noncurrent assets:62,11375,55366,12957,09445,51235,742
Other undisclosed assets2,151,6431,969,8001,025,7071,232,0811,994,461605,289
TOTAL ASSETS:2,606,0242,395,0812,478,6222,573,0232,554,9012,203,235
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt      
Total current liabilities:      
Noncurrent Liabilities
Liabilities, other than long-term debt      835,386
Accounts payable and accrued liabilities      835,386
Total noncurrent liabilities:      835,386
Other undisclosed liabilities2,363,0262,166,0512,248,8132,366,6982,309,1031,106,689
Total liabilities:2,363,0262,166,0512,248,8132,366,6982,309,1031,942,075
Equity
Equity, attributable to parent, including:242,998229,030229,809206,325245,798261,160
Common stock     7,7537,753
Treasury stock, value(112,148)(87,615)(84,264)(81,211)(78,904)(50,515)
Additional paid in capital207,052205,593208,007207,422204,276204,875
Accumulated other comprehensive income (loss)(26,751)(45,188)(47,469)(59,321)453(15)
Retained earnings167,092148,487145,782131,682112,22099,062
Other undisclosed equity, attributable to parent7,7537,7537,7537,753  
Total equity:242,998229,030229,809206,325245,798261,160
TOTAL LIABILITIES AND EQUITY:2,606,0242,395,0812,478,6222,573,0232,554,9012,203,235

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenues190,750199,189197,511182,476154,147144,956
Net investment income83,73272,29369,04055,89744,77146,461
Cost of revenue
(Provision for Loan, Lease, and Other Losses)		(348)(447) (1,350) (645)
Gross profit:190,402198,742197,511181,126154,147144,311
Operating expenses  (14,145)(10,610)(13,990)(12,193)
Other operating expense, net
(Other Expenses)		 (11,560)(12,246)(10,551)(7,950)(23)(1,088)
Other undisclosed operating loss      
Operating income:178,842186,496172,815162,566140,134131,030
Interest and debt expense   (16,266)(3,482)(1,171)(2,362)
Other undisclosed loss from continuing operations before equity method investments, income taxes      (98,327)
Income from continuing operations before equity method investments, income taxes:178,842186,496156,549159,084138,96330,341
Other undisclosed loss from continuing operations before income taxes(140,083)(162,277)(119,193)(116,184)(105,142) 
Income from continuing operations before income taxes:38,75924,21937,35642,90033,82130,341
Income tax expense(7,647)(5,051)(7,297)(7,996)(5,217)(5,165)
Income from continuing operations:31,11219,16830,05934,90428,60425,176
Income before gain (loss) on sale of properties:✕✕✕✕✕28,60425,176
Income from discontinued operations4,004     
Net income available to common stockholders, diluted:35,11619,16830,05934,90428,60425,176

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Net income:35,11619,16830,05934,90428,60425,176
Other comprehensive income 3,9561,9431,1468,65813,905
Other undisclosed comprehensive loss      
Comprehensive income:35,11623,12432,00236,05037,26239,081
Other undisclosed comprehensive income (loss), net of tax, attributable to parent18,437(1,675)9,909(60,920)(8,190) 
Comprehensive income (loss), net of tax, attributable to parent:53,55321,44941,911(24,870)29,07239,081

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

Login to ReadyRatios

 

Have you forgotten your password?

Are you a new user?

Login As
You can log in if you are registered at one of these services: