Capitol Federal Financial, Inc. (CFFN) Financial Statements (2026 and earlier)
Company Profile
| Business Address |
700 S KANSAS AVENUE TOPEKA, KS 66603 |
| State of Incorp. | MD |
| Fiscal Year End | September 30 |
| Industry (SIC) | 6035 - Savings Institutions, Federally Chartered (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 12/31/2025 MRQ | 9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | 9/30/2021 | 9/30/2020 | |||
|---|---|---|---|---|---|---|---|---|---|
| ASSETS | |||||||||
| Current Assets | |||||||||
| Cash, cash equivalents, and short-term investments | 252,443 | 217,307 | 245,605 | 49,194 | 42,262 | 185,148 | |||
| Cash and cash equivalent | 252,443 | 217,307 | 245,605 | 49,194 | 42,262 | 185,148 | |||
| Financing receivable, accrued interest, after allowance for credit loss | ✕ | ✕ | ✕ | 25,000 | |||||
| Total current assets: | 252,443 | 217,307 | 270,605 | 49,194 | 42,262 | 185,148 | |||
| Noncurrent Assets | |||||||||
| Finance lease, right-of-use asset, after accumulated amortization | 971 | 1,000 | |||||||
| Operating lease, right-of-use asset | 7,700 | 8,500 | 11,300 | 11,600 | 12,700 | 14,700 | |||
| Property, plant, and equipment, after accumulated depreciation, depletion, and amortization | 89,314 | 91,463 | 91,531 | 94,820 | 99,127 | 101,875 | |||
| Intangible asset, including goodwill, after accumulated amortization | 9,547 | 10,070 | |||||||
| Goodwill | 9,324 | 9,324 | |||||||
| Intangible asset, excluding goodwill, after accumulated amortization | 223 | 746 | |||||||
| Deferred income tax assets | 23,826 | 21,978 | 29,605 | 33,884 | |||||
| Total noncurrent assets: | 131,358 | 133,011 | 132,436 | 140,304 | 111,827 | 116,575 | |||
| Other undisclosed assets | 9,394,900 | 9,177,290 | 9,774,420 | 9,435,399 | 9,477,157 | 9,185,495 | |||
| TOTAL ASSETS: | 9,778,701 | 9,527,608 | 10,177,461 | 9,624,897 | 9,631,246 | 9,487,218 | |||
| LIABILITIES AND EQUITY | |||||||||
| Liabilities | |||||||||
| Current Liabilities | |||||||||
| Accounts payable and accrued liabilities | 918 | 795 | |||||||
| Taxes payable | ✕ | ✕ | ✕ | ✕ | ✕ | 918 | 795 | ||
| Accrued liabilities | |||||||||
| Debt | 425,000 | 650,000 | 329,672 | 175,000 | 843,000 | ||||
| Total current liabilities: | 425,000 | 650,000 | 329,672 | 175,918 | 843,795 | ||||
| Noncurrent Liabilities | |||||||||
| Liabilities, other than long-term debt | 72,256 | 74,300 | 63,600 | 57,900 | 57,410 | 52,680 | |||
| Deferred income tax liabilities | 2,056 | 5,810 | 8,180 | ||||||
| Investment program, proportional amortization method, elected, commitment | 70,200 | 74,300 | 63,600 | 57,900 | 51,600 | 44,500 | |||
| Total noncurrent liabilities: | 72,256 | 74,300 | 63,600 | 57,900 | 57,410 | 52,680 | |||
| Other undisclosed liabilities | 8,233,768 | 7,771,038 | 9,069,807 | 8,140,826 | 8,155,645 | 7,305,884 | |||
| Total liabilities: | 8,731,024 | 8,495,338 | 9,133,407 | 8,528,398 | 8,388,973 | 8,202,359 | |||
| Equity | |||||||||
| Equity, attributable to parent, including: | 1,047,677 | 1,032,270 | 1,044,054 | 1,096,499 | 1,242,273 | 1,284,859 | |||
| Common stock | 1,322 | 1,327 | 1,359 | 1,388 | 1,388 | 1,389 | |||
| Additional paid in capital | 1,142,711 | 1,146,851 | 1,166,643 | 1,190,213 | 1,189,633 | 1,189,853 | |||
| Accumulated other comprehensive income (loss) | 15,755 | 21,627 | 8,700 | (145,633) | (16,305) | (16,505) | |||
| Retained earnings (accumulated deficit) | (87,331) | (111,104) | (104,565) | 80,266 | 98,944 | 143,162 | |||
| Unearned esop shares | (24,780) | ||||||||
| Other undisclosed equity, attributable to parent | (26,431) | (28,083) | (29,735) | (31,387) | (33,040) | ||||
| Total equity: | 1,047,677 | 1,032,270 | 1,044,054 | 1,096,499 | 1,242,273 | 1,284,859 | |||
| TOTAL LIABILITIES AND EQUITY: | 9,778,701 | 9,527,608 | 10,177,461 | 9,624,897 | 9,631,246 | 9,487,218 | |||
Income Statement (P&L) ($ in thousands)
| 12/31/2025 TTM | 9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | 9/30/2021 | 9/30/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Revenues | 349,883 | 321,099 | 145,082 | 256,866 | 233,957 | 277,502 | ||
| Loss on disposition of assets for financial service operations | (13,345) | (192,622) | ||||||
| Net investment income | 349,883 | 334,444 | 337,704 | 256,866 | 233,957 | 277,502 | ||
| Cost of revenue (Provision for Loan, Lease, and Other Losses) | (745) | (1,259) | (6,838) | (22,300) | ||||
| Gross profit: | 349,138 | 319,840 | 138,244 | 256,866 | 233,957 | 255,202 | ||
| Operating expenses | (39,733) | (39,837) | (44,465) | (39,810) | (38,815) | (37,928) | ||
| Operating income: | 309,405 | 280,003 | 93,779 | 217,056 | 195,142 | 217,274 | ||
| Interest and debt expense | (55) | (53) | (206,517) | (86,946) | (83,180) | (115,643) | ||
| Other undisclosed loss from continuing operations before equity method investments, income taxes | (21,001) | |||||||
| Income (loss) from continuing operations before equity method investments, income taxes: | 309,350 | 279,950 | (112,738) | 130,110 | 111,962 | 80,630 | ||
| Other undisclosed loss from continuing operations before income taxes | (226,329) | (225,847) | (26,217) | (22,907) | (15,934) | |||
| Income (loss) from continuing operations before income taxes: | 83,021 | 54,103 | (138,955) | 107,203 | 96,028 | 80,630 | ||
| Income tax expense (benefit) | (14,996) | (16,093) | 37,296 | (22,750) | (19,946) | (16,090) | ||
| Income (loss) from continuing operations: | 68,025 | 38,010 | (101,659) | 84,453 | 76,082 | 64,540 | ||
| Income before gain (loss) on sale of properties: | ✕ | ✕ | ✕ | ✕ | 84,453 | 76,082 | 64,540 | |
| Net income (loss) attributable to parent: | 68,025 | 38,010 | (101,659) | 84,453 | 76,082 | 64,540 | ||
| Undistributed earnings (loss) allocated to participating securities, basic | (82) | (33) | 51 | (45) | (50) | (52) | ||
| Net income (loss) available to common stockholders, diluted: | 67,943 | 37,977 | (101,608) | 84,408 | 76,032 | 64,488 | ||
Comprehensive Income ($ in thousands)
| 12/31/2025 TTM | 9/30/2025 | 9/30/2024 | 9/30/2023 | 9/30/2022 | 9/30/2021 | 9/30/2020 | ||
|---|---|---|---|---|---|---|---|---|
| Net income (loss): | 68,025 | 38,010 | (101,659) | 84,453 | 76,082 | 64,540 | ||
| Other comprehensive income (loss) | (5,872) | 12,927 | 154,333 | (129,328) | 200 | (1,606) | ||
| Comprehensive income (loss): | 62,153 | 50,937 | 52,674 | (44,875) | 76,282 | 62,934 | ||
| Other undisclosed comprehensive income, net of tax, attributable to parent | ||||||||
| Comprehensive income (loss), net of tax, attributable to parent: | 62,153 | 50,937 | 52,674 | (44,875) | 76,282 | 62,934 | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.