CURO Group Holdings Corp. (CUROQ) Financial Statements (2025 and earlier)
Company Profile
| Business Address |
200 WEST HUBBARD STREET, 8TH FLOOR CHICAGO, IL 60654 |
| State of Incorp. | DE |
| Fiscal Year End | December 31 |
| Industry (SIC) | 6199 - Finance Services (benchmarking) |
| More info | Complete Financial Analysis Financial Benchmarking |
Balance Sheet (Statement of Financial Position) ($ in thousands)
| 9/30/2023 MRQ | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | |||
|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||
| Current Assets | ||||||||
| Cash, cash equivalents, and short-term investments | 73,932 | 63,179 | 213,343 | 75,242 | 71,034 | |||
| Cash and cash equivalent | 73,932 | 63,179 | 213,343 | 75,242 | 71,034 | |||
| Total current assets: | 73,932 | 63,179 | 213,343 | 75,242 | 71,034 | |||
| Noncurrent Assets | ||||||||
| Operating lease, right-of-use asset | 61,197 | 116,300 | 115,032 | 117,453 | ✕ | |||
| Property, plant and equipment | 31,957 | 54,635 | 59,749 | 70,811 | 76,750 | |||
| Intangible assets, net (including goodwill) | 399,946 | 539,722 | 176,516 | 154,536 | 149,065 | |||
| Goodwill | 276,269 | 429,792 | 136,091 | 120,609 | 119,281 | |||
| Intangible assets, net (excluding goodwill) | 123,677 | 109,930 | 40,425 | 33,927 | 29,784 | |||
| Deferred income tax assets | 49,893 | 15,639 | 5,055 | ✕ | ||||
| Total noncurrent assets: | 542,993 | 726,296 | 351,297 | 347,855 | 225,815 | |||
| Other undisclosed assets | 2,172,268 | 1,671,121 | 618,346 | 658,798 | 622,768 | |||
| TOTAL ASSETS: | 2,789,193 | 2,460,596 | 1,182,986 | 1,081,895 | 919,617 | |||
| LIABILITIES AND EQUITY | ||||||||
| Liabilities | ||||||||
| Current Liabilities | ||||||||
| Deferred revenue | 32,259 | ✕ | ||||||
| Debt | 124,999 | |||||||
| Total current liabilities: | 32,259 | 124,999 | ||||||
| Noncurrent Liabilities | ||||||||
| Liabilities, other than long-term debt | 6,044 | 11,021 | 4,452 | |||||
| Deferred income tax liabilities | 6,044 | 11,021 | 4,452 | ✕ | ||||
| Total noncurrent liabilities: | 6,044 | 11,021 | 4,452 | |||||
| Other undisclosed liabilities | 2,811,068 | 2,294,222 | 1,040,060 | 901,931 | 938,718 | |||
| Total liabilities: | 2,843,327 | 2,300,266 | 1,051,081 | 1,031,382 | 938,718 | |||
| Equity | ||||||||
| Equity, attributable to parent | (54,134) | 160,330 | 131,905 | 50,513 | (19,101) | |||
| Common stock | 23 | 23 | 9 | 9 | 9 | |||
| Treasury stock, value | (136,832) | (124,302) | (77,852) | (72,343) | ||||
| Additional paid in capital | 124,483 | 113,520 | 79,812 | 68,087 | 60,015 | |||
| Accumulated other comprehensive loss | (46,076) | (32,378) | (30,132) | (38,663) | (61,060) | |||
| Retained earnings (accumulated deficit) | 4,268 | 203,467 | 160,068 | 93,423 | (18,065) | |||
| Total equity: | (54,134) | 160,330 | 131,905 | 50,513 | (19,101) | |||
| TOTAL LIABILITIES AND EQUITY: | 2,789,193 | 2,460,596 | 1,182,986 | 1,081,895 | 919,617 | |||
Income Statement (P&L) ($ in thousands)
| 9/30/2023 TTM | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | ||
|---|---|---|---|---|---|---|---|
| Revenues | 625,593 | 572,175 | 558,585 | 673,246 | 651,079 | ||
| Cost of revenue | (556,525) | (493,123) | (250,226) | (294,630) | (310,182) | ||
| Cost of product and service sold | (100,450) | (87,011) | |||||
| Other cost of operating revenue | (82,811) | (74,682) | (30,651) | (53,078) | (52,990) | ||
| Gross profit: | 69,068 | 79,052 | 308,359 | 378,616 | 340,897 | ||
| Operating expenses | (133,975) | (47,547) | (22,496) | ||||
| Other operating expense, net (Other Expenses) | |||||||
| Operating income (loss): | (64,907) | 31,505 | 308,359 | 378,616 | 318,401 | ||
| Nonoperating income (Investment Income, Nonoperating) | 135,387 | ||||||
| Interest and debt expense | (190,052) | (137,540) | (72,709) | (69,763) | (174,925) | ||
| Other undisclosed loss from continuing operations before equity method investments, income taxes | (155,307) | (166,398) | (164,040) | ||||
| Income (loss) from continuing operations before equity method investments, income taxes: | (254,959) | 29,352 | 80,343 | 142,455 | (20,564) | ||
| Income (loss) from equity method investments | (3,985) | 3,658 | |||||
| Other undisclosed income from continuing operations before income taxes | 64,782 | 47,547 | |||||
| Income (loss) from continuing operations before income taxes: | (194,162) | 80,557 | 80,343 | 142,455 | (20,564) | ||
| Income tax expense (benefit) | 8,678 | (21,223) | (5,895) | (38,557) | (1,489) | ||
| Income (loss) from continuing operations: | (185,484) | 59,334 | 74,448 | 103,898 | (22,053) | ||
| Income (loss) before gain (loss) on sale of properties: | ✕ | ✕ | 59,334 | 75,733 | 111,488 | (22,053) | |
| Income from discontinued operations | 1,285 | 7,590 | |||||
| Net income (loss): | (185,484) | 59,334 | 75,733 | 111,488 | (22,053) | ||
| Other undisclosed net loss attributable to parent | |||||||
| Net income (loss) available to common stockholders, diluted: | (185,484) | 59,334 | 75,733 | 111,488 | (22,053) | ||
Comprehensive Income ($ in thousands)
| 9/30/2023 TTM | 12/31/2022 | 12/31/2021 | 12/31/2020 | 12/31/2019 | 12/31/2018 | ||
|---|---|---|---|---|---|---|---|
| Net income (loss): | (185,484) | 59,334 | 75,733 | 111,488 | (22,053) | ||
| Comprehensive income (loss): | (185,484) | 59,334 | 75,733 | 111,488 | (22,053) | ||
| Other undisclosed comprehensive income (loss), net of tax, attributable to parent | (13,698) | (2,246) | 8,531 | 22,397 | (18,121) | ||
| Comprehensive income (loss), net of tax, attributable to parent: | (199,182) | 57,088 | 84,264 | 133,885 | (40,174) | ||
Statements Sources
The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.