EZCORP Inc. (EZPW) Financial Statements (2026 and earlier)

Company Profile

Business Address 2500 BEE CAVE ROAD
ROLLINGWOOD, TX 78746
State of Incorp. DE
Fiscal Year End September 30
Industry (SIC) 59 - Miscellaneous Retail (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)
Annual | Quarterly

3/31/2026
MRQ
12/31/2025
MRQ
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments465,911469,524170,513220,595206,028253,667
Cash and cash equivalent465,911469,524170,513220,595206,028253,667
Restricted cash and investments5,3515259,2948,3738,3419,957
Receivables    30,5488,4359,322
Inventory, net of allowances, customer advances and progress billings253,446248,457191,923166,477151,615110,989
Inventory253,446248,457191,923166,477151,615110,989
Prepaid expense11,8789,4293,3504,1068,3365,386
Business combination, contingent consideration, asset7275,9507911,412 1,986
Other undisclosed current assets408,066392,071353,127288,208261,408219,554
Total current assets:1,145,3791,125,956728,998719,719644,163610,861
Noncurrent Assets
Finance lease, right-of-use asset, after accumulated amortization1,2291,0751,5592,178181 
Operating lease, right-of-use asset237,637236,462226,602234,388221,405200,990
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization74,87175,33165,97368,09656,72553,811
Long-term investments and receivables25,71718,12313,32910,98738,94838,905
Long-term investments25,71718,12313,32910,98737,73337,724
Accounts and financing receivable, after allowance for credit loss     1,2151,181
Intangible asset, including goodwill, after accumulated amortization390,664383,721364,929360,588343,647347,862
Goodwill331,083324,889306,478302,372286,828285,758
Intangible asset, excluding goodwill, after accumulated amortization59,58158,83258,45158,21656,81962,104
Restricted cash and investments14,85914,664    
Deferred income tax assets29,54829,45525,36225,70212,1459,746
Other noncurrent assets16,92215,59416,14412,0116,4444,736
Other undisclosed noncurrent assets50,65450,82850,34134,04224,220 
Total noncurrent assets:842,101825,253764,239747,992703,715656,050
TOTAL ASSETS:1,987,4801,951,2091,493,2371,467,7111,347,8781,266,911
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Accounts payable and accrued liabilities, including:95,526105,44385,73781,60584,50990,268
Taxes payable✕✕✕✕✕✕10,936
Employee-related liabilities✕✕✕✕✕✕36,656
Accounts payable16,92022,92320,85023,02224,056 
Accrued liabilities62,61368,49047,31143,471  
Other undisclosed accounts payable and accrued liabilities15,99314,03017,57615,11260,45342,676
Deferred revenue33,06433,90121,57018,92016,02312,557
Debt760643103,64234,79537 
Other undisclosed current liabilities60,69960,58558,42856,65252,29752,263
Total current liabilities:190,049200,572269,377191,972152,866155,088
Noncurrent Liabilities
Long-term debt and lease obligation518,555518,076224,256325,847493,659425,516
Long-term debt, excluding current maturities518,555518,076224,256325,847312,903264,186
Liabilities, other than long-term debt208,177207,076195,033204,1249,12214,069
Deferred income tax liabilities2,5712,5712,0804353733,684
Other liabilities20,09919,76912,33710,5028,74910,385
Operating lease, liability185,507184,736180,616193,187180,756161,330
Total noncurrent liabilities:726,732725,152419,289529,971502,781439,585
Total liabilities:916,781925,724688,666721,943655,647594,673
Equity
Equity, attributable to parent1,070,0821,024,876804,025745,219691,667671,678
Additional paid in capital447,935450,892348,366346,181345,330403,312
Accumulated other comprehensive loss(34,844)(38,703)(51,547)(32,102)(55,669)(58,415)
Retained earnings656,991612,687507,206431,140402,006326,781
Other undisclosed equity, attributable to parent      
Equity, attributable to noncontrolling interest      
Other undisclosed equity 617609546549564560
Total equity:1,070,6991,025,485804,571745,768692,231672,238
TOTAL LIABILITIES AND EQUITY:1,987,4801,951,2091,493,2371,467,7111,347,8781,266,911

Income Statement (P&L) ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
Revenues1,336,1291,274,2801,161,6021,049,041886,225729,551
Other undisclosed gross profit(552,502)(528,215)(479,329)(439,203)(358,078)(280,066)
Gross profit:783,627746,065682,273609,838528,147449,485
Operating expenses(615,791)(596,896)(569,743)(517,688)(453,225)(418,316)
Operating income:167,836149,169112,53092,15074,92231,169
Nonoperating income18,27414,48311,9524,3989843,267
Investment income, nonoperating17,44214,72110,5757,4708172,477
Other nonoperating income (expense)832(238)1,377(3,072)167790
Interest and debt expense(28,048)(23,029)(13,585)(16,456)(9,972)(22,177)
Income from continuing operations before equity method investments, income taxes:158,062140,623110,89780,09265,93412,259
Income (loss) from equity method investments6,4986,1504,711(28,459)1,7793,803
Income from continuing operations before income taxes:164,560146,773115,60851,63367,71316,062
Income tax expense(41,659)(37,160)(32,513)(13,170)(17,553)(7,450)
Income from continuing operations:122,901109,61383,09538,46350,1608,612
Income before gain (loss) on sale of properties:✕✕✕✕✕50,1608,612
Net income:122,901109,61383,09538,46350,1608,612
Net loss attributable to noncontrolling interest      
Net income available to common stockholders, basic:122,901109,61383,09538,46350,1608,612
Interest on convertible debt8,2328,7929,9474,3277,489 
Net income available to common stockholders, diluted:131,133118,40593,04242,79057,6498,612

Comprehensive Income ($ in thousands)
Annual | Quarterly

3/31/2026
TTM
12/31/2025
TTM
9/30/2025
9/30/2024
9/30/2023
9/30/2022
9/30/2021
Net income:122,901109,61383,09538,46350,1608,612
Other undisclosed comprehensive income (loss)     9,653
Comprehensive income:122,901109,61383,09538,46350,16018,265
Comprehensive loss, net of tax, attributable to noncontrolling interest      
Other undisclosed comprehensive income (loss), net of tax, attributable to parent24,02212,844(19,445)23,5672,746 
Comprehensive income, net of tax, attributable to parent:146,923122,45763,65062,03052,90618,265

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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