ACNB Corporation (ACNB) Financial Statements (2024 and earlier)

Company Profile

Business Address 16 LINCOLN SQUARE
GETTYSBURG, PA 17325
State of Incorp. PA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments168,161710,131401,522116,46242,74434,441
Cash and cash equivalents168,161710,131399,352114,35640,90534,441
Short-term investments   2,1702,1061,839 
Total current assets:168,161710,131401,522116,46242,74434,441
Noncurrent Assets
Operating lease, right-of-use asset3,1623,2703,1453,502
Property, plant and equipment27,05330,98033,01325,72426,40926,774
Long-term investments and receivables1,1291,2541,3801,5061,8712,446
Long-term investments1,1291,2541,3801,5061,8712,446
Intangible assets, net (including goodwill)54,51748,20949,37324,00723,98722,149
Goodwill44,18542,10842,10819,58019,58019,580
Intangible assets, net (excluding goodwill)10,3326,1017,2654,4274,4072,569
Total noncurrent assets:85,86183,71386,91154,73952,26751,369
Other undisclosed assets2,271,4851,993,1432,066,9291,549,0521,552,7131,509,622
TOTAL ASSETS:2,525,5072,786,9872,555,3621,720,2531,647,7241,595,432
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt41,95435,20238,46433,43534,64836,908
Total current liabilities:41,95435,20238,46433,43534,64836,908
Noncurrent Liabilities
Other undisclosed liabilities2,238,5112,479,6712,258,9261,497,3021,444,9391,404,558
Total liabilities:2,280,4652,514,8732,297,3901,530,7371,479,5871,441,466
Equity
Equity, attributable to parent245,042272,114257,972189,516168,137153,966
Common stock22,08621,97821,91817,85517,77217,716
Treasury stock, value(8,927)(2,245)(728)(728)(728)(728)
Additional paid in capital96,02294,68894,04839,57938,44837,777
Accumulated other comprehensive loss(58,012)(9,545)(5,638)(5,853)(9,217)(7,092)
Retained earnings193,873167,238148,372138,663121,862106,293
Total equity:245,042272,114257,972189,516168,137153,966
TOTAL LIABILITIES AND EQUITY:2,525,5072,786,9872,555,3621,720,2531,647,7241,595,432

Income Statement (P&L) ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Revenues95,12284,31091,41575,89770,12963,523
Insurance commissions and fees8,3076,1516,1256,3395,550
Gain (loss) on disposition of assets for financial service operations(234)   85
Net investment income87,04978,15985,29069,55864,49451,785
Financial services revenue11,738
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
 (50)(9,140)(600)(1,620) 
Gross profit:95,12284,26082,27575,29768,50963,523
Operating expenses(10,408)(9,159)(14,841)(8,648)(7,417)(35,411)
Other operating income, net
(Noninterest Income, Other Operating Income)
1,0441,2181,2561,5871,4001,336
Operating income:85,75876,31968,69068,23662,49229,448
Nonoperating income1,5321,4081,5981,1601,0681,075
Bank owned life insurance income1,5321,4081,4421,1601,0681,075
Interest and debt expense(3,624)(6,915)(12,222)(10,140)(7,399)(5,433)
Income from continuing operations before equity method investments, income taxes:83,66670,81258,06659,25656,16125,090
Other undisclosed income (loss) from continuing operations before income taxes(38,715)(35,793)    
Income from continuing operations before income taxes:44,95135,01958,06659,25656,16125,090
Income tax expense(9,199)(7,185)(4,308)(5,645)(4,972)(6,634)
Income from continuing operations:35,75227,83453,75853,61151,18918,456
Income before gain (loss) on sale of properties:27,83453,75853,61151,18918,456
Net income:35,75227,83453,75853,61151,18918,456
Other undisclosed net loss attributable to parent   (35,364)(29,890)(29,441)(8,668)
Net income available to common stockholders, diluted:35,75227,83418,39423,72121,7489,788

Comprehensive Income ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Net income:35,75227,83453,75853,61151,18918,456
Other comprehensive income (loss)(1,003)(6,660)4,978(762)2,268(1,146)
Other undisclosed comprehensive loss   (40,127)(25,764)(33,834)(7,407)
Comprehensive income:34,74921,17418,60927,08519,6239,903
Other undisclosed comprehensive income (loss), net of tax, attributable to parent(47,464)2,753    
Comprehensive income (loss), net of tax, attributable to parent:(12,715)23,92718,60927,08519,6239,903

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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