State Commercial Banks: Average Industry Financial Ratios for U.S. Listed Companies

Industry: 6022 - State Commercial Banks     Measure of center:

Financial ratio Year
2022 2021 2020 2019 2018 2017
Solvency Ratios
Debt ratio 0.90 0.90 0.89 0.89 0.89
Debt-to-equity ratio 9.07 8.68 7.72 8.19 8.41
Interest coverage ratio 7.03 3.29 2.66 3.01 3.84
Liquidity Ratios
Current Ratio 6.76 5.39 2.17 1.35 1.23
Quick Ratio 31.93 43.43 12.36 4.35 1.41
Cash Ratio 6.68 5.16 2.10 1.26 1.17
Profitability Ratios
Profit margin 37.3% 25.4% 27.6% 27.8% 20.4%
ROE (Return on equity), after tax 12.1% 8.7% 10.3% 10.2% 8%
ROA (Return on assets) 1.2% 1% 1.2% 1.1% 0.8%
Gross margin 98% 90.3% 97.4% 97.2% 97.3%
Operating margin (Return on sales) 58% 46.7% 57.4% 51.2% 43.9%
Activity Ratios
Asset turnover (days) 11176 9784 8616 8983 8677
Receivables turnover (days) 3648 268 114 32 203
Inventory turnover (days) - - - - - -
Price Ratios
Dividend Payout Ratio 0.27 0.36 0.30 0.30 0.38

These ratios are calculated for publicly traded U.S. companies that submit financial statements to the SEC. Hover over the ratio value in the table to see the exact number of companies included in the calculation.

View a list of companies in the industry ranked by revenue.

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