Bank First Corp (BFC) Financial Statements (2026 and earlier)

Company Profile

Business Address 402 NORTH EIGHTH STREET
MANITOWOC, WI 54220
State of Incorp. WI
Fiscal Year End December 31
Industry (SIC) 6021 - National Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

3/31/2026
MRQ
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments243,207261,332247,468119,351296,860170,219
Cash and cash equivalent243,207261,332247,468119,351296,860170,219
Asset, held-for-sale, not part of disposal group6,2433,0883,012648786809
Total current assets:249,450264,420250,480119,999297,646171,028
Noncurrent Assets
Property, plant, and equipment, after accumulated depreciation, depletion, and amortization79,21771,10869,89156,44849,46143,183
Long-term investments and receivables35,44434,09332,92644,18042,93542,305
Long-term investments35,44434,09332,92644,18042,93542,305
Intangible asset, including goodwill, after accumulated amortization191,306196,309202,102127,03559,39264,639
Goodwill175,106175,106175,106110,20655,35755,472
Intangible asset, excluding goodwill, after accumulated amortization16,20021,20326,99616,8294,0359,167
Total noncurrent assets:305,967301,510304,919227,663151,788150,127
Other undisclosed assets3,950,6783,929,1303,666,4433,312,7702,488,1182,396,861
TOTAL ASSETS:4,506,0954,495,0604,221,8423,660,4322,937,5522,718,016
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt30,00025,00075,74798,60341,12236,377
Total current liabilities:30,00025,00075,74798,60341,12236,377
Noncurrent Liabilities
Other undisclosed liabilities3,832,2593,830,3773,526,2973,108,7262,573,7772,386,782
Total liabilities:3,862,2593,855,3773,602,0443,207,3292,614,8992,423,159
Equity
Equity, attributable to parent643,836639,683619,798453,103322,653294,857
Common stock1151151151018585
Treasury stock, value(102,088)(82,925)(53,387)(45,191)(32,294)(25,227)
Additional paid in capital333,836333,842333,815218,26393,14992,847
Accumulated other comprehensive income (loss)(5,024)(9,351)(8,746)(15,566)3,6095,759
Retained earnings416,997398,002348,001295,496258,104221,393
Total equity:643,836639,683619,798453,103322,653294,857
TOTAL LIABILITIES AND EQUITY:4,506,0954,495,0604,221,8423,660,4322,937,5522,718,016

Income Statement (P&L) ($ in thousands)

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Revenues223,518201,607218,111116,199105,4448,543
Gain on disposition of assets for financial service operations1,8031,29839,8011,5607,3688,543
Net investment income221,715200,309178,310114,63998,076 
Cost of revenue
(Provision for Loan, Lease, and Other Losses)
(1,250) (4,682)(2,200)(3,100)(7,125)
Gross profit:222,268201,607213,429113,999102,3441,418
Operating expenses(24,233)(22,640)(21,415)(15,151)(11,887)(12,968)
Operating income (loss):198,035178,967192,01498,84890,457(11,550)
Nonoperating income (expense)440395(1,738)3,01120(1,395)
Gains (losses) on sales of other real estate159694(2,133)14620(1,395)
Mortgage servicing rights (msr) impairment (recovery)281(299)3952,865  
Interest and debt expense   (49,003)(12,449)(8,304)(13,865)
Other undisclosed income (loss) from continuing operations before equity method investments, income taxes     (22,206)76,687
Income from continuing operations before equity method investments, income taxes:198,475179,362141,27389,41059,96749,877
Other undisclosed loss from continuing operations before income taxes(110,305)(99,849)(42,479)(29,777)  
Income from continuing operations before income taxes:88,17079,51398,79459,63359,96749,877
Income tax expense(16,674)(13,950)(24,280)(14,419)(14,523)(11,831)
Income from continuing operations:71,49665,56374,51445,21445,44438,046
Income before gain (loss) on sale of properties:45,44438,046
Net income attributable to parent:71,49665,56374,51445,21445,44438,046
Undistributed earnings (loss) allocated to participating securities, basic(347)(349)(425)(330)(351)(287)
Net income available to common stockholders, diluted:71,14965,21474,08944,88445,09337,759

Comprehensive Income ($ in thousands)

3/31/2026
TTM
12/31/2025
12/31/2024
12/31/2023
12/31/2022
12/31/2021
12/31/2020
Net income:71,49665,56374,51445,21445,44438,046
Other comprehensive income (loss)4,327(605)6,820(19,175)(2,150)3,265
Other undisclosed comprehensive income      
Comprehensive income:75,82364,95881,33426,03943,29441,311
Other undisclosed comprehensive loss, net of tax, attributable to parent      
Comprehensive income, net of tax, attributable to parent:75,82364,95881,33426,03943,29441,311

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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