National Commercial Banks: average industry financial ratios for U.S. listed companies
Industry: 6021 - National Commercial Banks Measure of center:| Financial ratio | Year | |||||
|---|---|---|---|---|---|---|
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
| Solvency Ratios | ||||||
| Debt ratio | 0.90 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Debt-to-equity ratio | 9.00 | 8.40 | 7.71 | 8.00 | 8.17 | 8.25 |
| Interest coverage ratio | 8.37 | 3.39 | 2.67 | 3.20 | 3.91 | 4.28 |
| Liquidity Ratios | ||||||
| Current Ratio | 7.56 | 4.52 | 1.09 | 1.51 | 1.13 | 1.76 |
| Quick Ratio | 24.38 | 7.41 | 18.79 | 8.74 | 10.24 | 3.21 |
| Cash Ratio | 6.02 | 4.51 | 1.03 | 1.47 | 1.13 | 1.71 |
| Profitability Ratios | ||||||
| Profit margin | 41% | 26% | 30.3% | 30.7% | 20.9% | 22.1% |
| ROE (Return on equity), after tax | 12.1% | 8.1% | 10.1% | 10.5% | 7.7% | 8.1% |
| ROA (Return on assets) | 1.3% | 0.9% | 1.2% | 1.2% | 0.9% | 0.9% |
| Gross margin | 98.1% | 85.7% | 96.5% | 96.6% | 96.9% | 95.8% |
| Operating margin (Return on sales) | 58.8% | 47.1% | 57.6% | 54.5% | 44.1% | 41% |
| Activity Ratios | ||||||
| Asset turnover (days) | 11947 | 10444 | 9120 | 9331 | 8996 | 9263 |
| Receivables turnover (days) | 1485 | 3928 | 94 | 87 | 36 | 13 |
| Inventory turnover (days) | - | - | - | - | - | - |
| Price Ratios | ||||||
| Dividend Payout Ratio | 0.30 | 0.39 | 0.36 | 0.31 | 0.41 | 0.33 |