National Commercial Banks: average industry financial ratios
Industry: 6021 - National Commercial Banks Measure of center:| Financial ratio | Year | |||||
|---|---|---|---|---|---|---|
| 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
| Solvency Ratios | ||||||
| Debt ratio | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 | 0.89 |
| Debt-to-equity ratio | 8.00 | 8.17 | 8.25 | 8.05 | 8.24 | 8.22 |
| Interest coverage ratio | 3.20 | 3.91 | 4.28 | 4.15 | 4.04 | 3.19 |
| Liquidity Ratios | ||||||
| Current Ratio | 1.51 | 1.14 | 1.76 | 1.46 | 1.57 | 1.15 |
| Quick Ratio | 8.74 | 10.24 | 3.21 | 2.21 | 7.23 | 172.27 |
| Cash Ratio | 1.46 | 1.14 | 1.71 | 1.46 | 1.61 | 1.31 |
| Profitability Ratios | ||||||
| Profit margin | 30.7% | 20.9% | 22.7% | 22.4% | 22.5% | 29.5% |
| ROE (Return on equity), after tax | 10.7% | 7.7% | 8.2% | 8.3% | 8.6% | 7.7% |
| ROA (Return on assets) | 1.2% | 0.9% | 0.9% | 0.9% | 0.9% | 0.8% |
| Gross margin | 96.6% | 96.9% | 95.7% | 96.1% | 96.8% | 84.6% |
| Operating margin (Return on sales) | 54.5% | 44.1% | 41.1% | 40.4% | 39.1% | 91.4% |
| Activity Ratios | ||||||
| Asset turnover (days) | 9270 | 8948 | 9227 | 9248 | 8906 | 47786 |
| Receivables turnover (days) | 87 | 36 | 13 | 9 | 27 | 176 |
| Inventory turnover (days) | - | - | - | - | - | - |
| Price Ratios | ||||||
| Dividend Payout Ratio | 0.31 | 0.41 | 0.33 | 0.36 | 0.37 | 0.15 |