Embassy Bancorp, Inc. (EMYB) Financial Statements (2024 and earlier)

Company Profile

Business Address 100 GATEWAY DRIVE
BETHLEHEM, PA 18017
State of Incorp. PA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

9/30/2023
MRQ
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments66,295168,692130,90738,98627,57633,534
Cash and cash equivalents66,295168,692130,90738,98627,57633,534
Total current assets:66,295168,692130,90738,98627,57633,534
Noncurrent Assets
Operating lease, right-of-use asset 7,2008,7009,0009,600
Property, plant and equipment3,8433,9943,3462,1232,1741,929
Total noncurrent assets:11,04312,69412,34611,7232,1741,929
Other undisclosed assets1,562,8891,451,8081,298,7771,125,4101,069,637961,503
TOTAL ASSETS:1,640,2271,633,1941,442,0301,176,1191,099,387996,966
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt13,38411,25213,61243,37553,9959,999
Total current liabilities:13,38411,25213,61243,37553,9959,999
Noncurrent Liabilities
Other undisclosed liabilities1,538,5671,499,4271,316,2441,033,129958,167907,198
Total liabilities:1,551,9511,510,6791,329,8561,076,5041,012,162917,197
Equity
Equity, attributable to parent88,276122,515112,17499,61587,22579,769
Common stock7,7407,6887,6377,5447,5307,492
Treasury stock, value(2,535)(2,435)(1,765)(1,000)(1,000)(342)
Additional paid in capital27,62726,96326,40525,93725,53224,998
Accumulated other comprehensive income (loss)(51,107)(1,194)2,9371,340(1,247)19
Retained earnings106,55191,49376,96065,79456,41047,602
Total equity:88,276122,515112,17499,61587,22579,769
TOTAL LIABILITIES AND EQUITY:1,640,2271,633,1941,442,0301,176,1191,099,387996,966

Income Statement (P&L) ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Revenues50,20144,75943,08142,86238,69134,977
Net investment income50,20144,75943,02242,86238,69134,080
Cost of revenue  (915)(2,520)(605)(1,080)(1,085)
Provision for loan, lease, and other losses  (915)(2,520)(605)(1,080)
Financial services costs(1,085)
Gross profit:50,20143,84440,56142,25737,61133,892
Operating expenses(8,718)(8,442)(7,850)(8,242)(7,776)(15,504)
Operating income:41,48335,40232,71134,01529,83518,388
Nonoperating income
(Bank Owned Life Insurance Income)
524607930691382458
Interest and debt expense(4,103)(4,012)(6,413)(9,329)(6,137)(4,305)
Income from continuing operations before equity method investments, income taxes:37,90431,99727,22825,37724,08014,541
Other undisclosed loss from continuing operations before income taxes(15,911)(11,145)(11,497)(12,004)(11,717)(2,707)
Income from continuing operations before income taxes:21,99320,85215,73113,37312,36311,834
Income tax expense(4,291)(4,066)(2,921)(2,494)(2,284)(4,534)
Income from continuing operations:17,70216,78612,81010,87910,0797,300
Income before gain (loss) on sale of properties:16,78612,81010,87910,0797,300
Net income available to common stockholders, diluted:17,70216,78612,81010,87910,0797,300

Comprehensive Income ($ in thousands)

9/30/2023
TTM
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Net income:17,70216,78612,81010,87910,0797,300
Other comprehensive income (loss)(49,913)(4,131)1,5972,587(1,266)43
Comprehensive income (loss), net of tax, attributable to parent:(32,211)12,65514,40713,4668,8137,343

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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