Juniata Valley Financial Corp (JUVF) Financial Statements (2024 and earlier)

Company Profile

Business Address 2 SOUTH MAIN ST
MIFFLINTOWN, PA 17059-0066
State of Incorp. PA
Fiscal Year End December 31
Industry (SIC) 6022 - State Commercial Banks (benchmarking)
More info Complete Financial Analysis Financial Benchmarking

Balance Sheet (Statement of Financial Position) ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
ASSETS
Current Assets
Cash, cash equivalents, and short-term investments221,62014,65042,71213,88420,86410,247
Cash and cash equivalents10,99913,52641,62112,74016,4569,897
Short-term investments210,6211,1241,0911,1444,408350
Restricted cash and investments3,6002,116    
Total current assets:225,22016,76642,71213,88420,86410,247
Noncurrent Assets
Operating lease, right-of-use asset395293379464
Property, plant and equipment8,1908,3718,8089,2438,7448,887
Long-term investments and receivables1,5072,3063,1053,9044,5455,245
Long-term investments1,5072,3063,1053,9044,5455,245
Intangible assets, net (including goodwill)9,2609,3429,4469,5459,7445,868
Goodwill9,0479,0479,0479,0479,1395,448
Intangible assets, net (excluding goodwill)213295399498605420
Deferred income tax assets11,838   
Total noncurrent assets:31,19020,31221,73823,15623,03320,000
Other undisclosed assets574,465773,440729,268633,592581,339561,698
TOTAL ASSETS:830,875810,518793,718670,632625,236591,945
LIABILITIES AND EQUITY
Liabilities
Current Liabilities
Debt55,7104,22724,75013,12914,51121,769
Deferred compensation liability1,0001,5681,5841,6031,6021,609
Total current liabilities:56,7105,79526,33414,73216,11323,378
Noncurrent Liabilities
Other undisclosed liabilities737,216733,433690,787582,193541,745509,180
Total liabilities:793,926739,228717,121596,925557,858532,558
Equity
Equity, attributable to parent36,94971,29076,59773,70767,37859,387
Common stock5,1515,1515,1515,1425,1344,811
Treasury stock, value(2,538)(2,802)(2,179)(803)(803)(831)
Additional paid in capital24,98625,00825,01124,89824,82118,565
Accumulated other comprehensive income (loss)(41,867)(3,365)3,518516(4,299)(4,034)
Retained earnings51,21747,29845,09643,95442,52540,876
Total equity:36,94971,29076,59773,70767,37859,387
TOTAL LIABILITIES AND EQUITY:830,875810,518793,718670,632625,236591,945

Income Statement (P&L) ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Revenues26,03424,72525,08525,59723,65125,680
Net investment income27,55524,55324,28325,61423,65121,374
Financial services revenue4,306
Cost of revenue  (721) (337)(439)
Provision for loan, lease, and other losses  (721) (337)
Financial services costs(439)
Gross profit:26,03424,72524,36425,59723,31425,241
Operating expenses(5,223)(5,433)(4,763)(5,025)(4,358)(4,025)
Other operating income, net
(Noninterest Income, Other Operating Income)
1,542331348344334294
Operating income:22,35319,62319,94920,91619,29021,510
Nonoperating income247310263497412360
Gains on sales of other real estate2864 208608
Bank owned life insurance income219246263289352352
Interest and debt expense(3,422)(3,218)(4,037)(4,708)(3,635)(2,855)
Income from continuing operations before equity method investments, income taxes:19,17816,71516,17516,70516,06719,015
Income from equity method investments     296167
Other undisclosed loss from continuing operations before income taxes(10,216)(9,827)(10,623)(10,884)(11,118)(13,585)
Income from continuing operations before income taxes:8,9626,8885,5525,8215,2455,597
Income tax expense (benefit)(642)(284)5014659(1,060)
Income from continuing operations:8,3206,6045,6025,8355,9044,537
Income before gain (loss) on sale of properties:6,6045,6025,8355,9044,537
Net income available to common stockholders, diluted:8,3206,6045,6025,8355,9044,537

Comprehensive Income ($ in thousands)

12/31/2023
12/31/2022
12/31/2021
12/31/2020
12/31/2019
12/31/2018
12/31/2017
Net income:8,3206,6045,6025,8355,9044,537
Other comprehensive income (loss)(38,502)(6,883)3,0074,898(109)(237)
Comprehensive income (loss), net of tax, attributable to parent:(30,182)(279)8,60910,7335,7954,300

Statements Sources

The financial statements are based on the Company's filings with the U.S. Securities and Exchange Commission (SEC) through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). The information is derived from the 10-K and 10-Q reports submitted to the SEC in XBRL (eXtensible Business Reporting Language) format and presented according to the US GAAP Taxonomy. Please review the original filings for a more detailed information.

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