Chubb Ltd (CB) Financial Analysis and Rating

Comparison Analysis Based on SEC Data

Company Name Chubb Ltd
Industry (SIC) 6331 - Fire, Marine, and Casualty Insurance
Revenue in 2025 $59,402 million (ranked #11 out of 110 companies in the industry)
Assets as of 12/31/2025 $272,327 million (ranked #12)
Market Cap $129,127 million (Oct 8, 2026)
Analyzed report 12/31/2024 (filed 2/27/2025)

Year:
20242025

Financial Position and Performance
Annual | Quarterly

Compared with 2024 industry ratios Change during the year

better
improved
Compared with all listed companies

better

Compare with a competitor

Financial Ratios Benchmarking

Financial Ratio Comparison of company ratios for 2024
with industry ratios
(63 - Insurance Carriers) 		with all listed companies
Solvency Ratios
Debt ratio 
0.72
0.79
0.72
0.61
Debt-to-equity ratio 
2.60
3.77
2.60
1.35
Liquidity Ratios
Current Ratio 
12.36
8.37
12.36
1.78
Quick Ratio 
12.36
1.37
12.36
1.06
Cash Ratio 
12.15
8.37
12.15
0.59
Profitability Ratios
Profit margin 
16.6%
8.1%
16.6%
3%
ROE (Return on equity), after tax 
14%
13%
14%
5.1%
ROA (Return on assets) 
3.9%
2.2%
3.9%
0.9%
Activity Ratios
Asset turnover (days) 
1566
1485
1566
776
Resulting score +1,0 +0,9

Year:
20242025

Additional Ratios (not used in score calculation)

Financial Ratio Comparison of company ratios for 2024
with industry ratios
(63 - Insurance Carriers) 		with all listed companies
Profitability Ratios
Gross margin 
28.5%
46.4%
28.5%
43.6%
Price Ratios
Earnings per Share (basic)  $22.94
Earnings per Share (diluted)  $22.7

Auditor's Conclusion

We have performed a comparative analysis of the balance sheet and income statement of Chubb Ltd (hereafter – the "Company") for the year 2024 as filed with the U.S. Securities and Exchange Commission (SEC). The primary business activity of the Company is "Fire, Marine, and Casualty Insurance" (SIC code 6331). In our analysis, we compared the key financial ratios of the Company with the average (median) values of those ratios calculated for the Company's specific industry sector and for all companies. The averages were calculated using data from 2024 financial statements filed with the SEC through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). By comparing each of the eleven key metrics to the median, we have reached an overall conclusion about the quality of the Company's financial condition. All calculations and conclusions were performed using software and methodologies developed by ReadyRatios.

Based on our analysis of the Company's key financial ratios, we have determined the following. The financial condition of Chubb Ltd in 2024 is better than the typical financial condition of companies in the "Fire, Marine, and Casualty Insurance" industry.

The same conclusion can be reached when comparing the Company's ratios to the averages for all U.S. industries. The financial position of Chubb Ltd is better than that of most listed companies that file financial statements with the U.S. Securities and Exchange Commission.

Financial Position and Performance History


More on Chubb Ltd

Closest Competitors

Company USD ($), in Millions
Revenue Assets
Pro