Paid Inc (PAYD) Financial Analysis and Rating

Comparison Analysis Based on SEC Data

Company Name Paid Inc
Industry (SIC) 7389 - Business Services, Not Elsewhere Classified
Revenue in 2025 $20,708 thousand (ranked #393 out of 496 companies in the industry)
Assets as of 12/31/2025 $8,278 thousand (ranked #446)
Analyzed report 3/31/2025 (filed 5/15/2025)

Year:

Financial Position and Performance

Compared with Q1 2025 industry ratios Change during the quarter

worse

improved
Compared with all listed companies

worse

Compare with a competitor

Financial Ratios Benchmarking

Financial Ratio Comparison of company ratios for 3/31/2025
with Q1 2025 industry ratios
(73 - Business Services)
with all listed companies
Solvency Ratios
Debt ratio 
0.38
0.57
0.38
0.61
Debt-to-equity ratio 
0.62
1.05
0.62
1.35
Liquidity Ratios
Current Ratio 
0.64
1.47
0.64
1.72
Quick Ratio 
0.48
1.18
0.48
1.01
Cash Ratio 
0.35
0.61
0.35
0.52
Profitability Ratios
Profit margin 
-3.4%
-1.1%
-3.4%
2.1%
ROE (Return on equity), after tax 
-12.2%
0.3%
-12.2%
4.1%
ROA (Return on assets) 
-7.4%
-0.7%
-7.4%
0.7%
Activity Ratios
Asset turnover (days) 
167
562
167
751
Receivables turnover (days) 
5
57
5
48
Resulting score -0,2 -0,2

Year:

Additional Ratios (not used in score calculation)

Financial Ratio Comparison of company ratios for 3/31/2025
with Q1 2025 industry ratios
(73 - Business Services)
with all listed companies
Profitability Ratios
Gross margin 
23.3%
59.5%
23.3%
42.1%
Price Ratios
Earnings per Share (basic)  $-0.02
Earnings per Share (diluted)  $-0.02

Auditor's Conclusion

We have performed a comparative analysis of the balance sheet and income statement of Paid Inc (hereafter – the "Company") for Q1 2025 as filed with the U.S. Securities and Exchange Commission (SEC). The primary business activity of the Company is "Business Services, Not Elsewhere Classified" (SIC code 7389). In our analysis, we compared the key financial ratios of the Company with the average (median) values of those ratios calculated for the Company's specific industry sector and for all companies. The averages were calculated using data from Q1 2025 financial statements filed with the SEC through the Electronic Data Gathering, Analysis, and Retrieval system (EDGAR). By comparing each of the eleven key metrics to the median, we have reached an overall conclusion about the quality of the Company's financial condition. All calculations and conclusions were performed using software and methodologies developed by ReadyRatios.

Based on our analysis of the Company's key financial ratios, we have determined the following. The financial condition of Paid Inc in 2025 is worse than the typical financial condition of companies in the "Business Services, Not Elsewhere Classified" industry.

The same conclusion can be reached when comparing the Company's ratios to the averages for all U.S. industries. The financial position of Paid Inc is worse than that of most listed companies that file financial statements with the U.S. Securities and Exchange Commission.

Financial Position and Performance History


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