Personal Credit Institutions: average industry financial ratios for U.S. listed companies

Industry: 6141 - Personal Credit Institutions     Measure of center:

Financial ratio Year
2021 2020 2019 2018 2017 2016
Solvency Ratios
Debt ratio 0.79 0.79 0.81 0.77 0.77 0.76
Debt-to-equity ratio 4.46 4.40 4.27 3.07 3.38 3.15
Interest coverage ratio 4.81 2.25 2.13 2.07 2.48 2.03
Liquidity Ratios
Current Ratio 8.83 0.61 0.30 0.16 0.11 0.17
Quick Ratio 10.30 - - - - 6398.30
Cash Ratio 5.18 0.57 0.26 0.14 0.11 0.17
Profitability Ratios
Profit margin 51.6% 14.2% 20.8% 10.2% 11% 9%
ROE (Return on equity), after tax 30.4% 14% 10.1% 7.1% 11.6% 7.6%
ROA (Return on assets) 4.9% 2.1% 2.5% 2.1% 2.5% 1.1%
Gross margin 82% 64.3% 69.5% 69.6% 60.6% 63.3%
Operating margin (Return on sales) 41.2% 29.9% 50.2% 35.1% 27.6% 25.4%
Activity Ratios
Asset turnover (days) 2189 1766 1902 1578 1854 1874
Receivables turnover (days) 10 - - 1 3 584
Inventory turnover (days) - - - - - -
Price Ratios
Dividend Payout Ratio 0.13 0.16 0.23 0.18 0.05 0.08

Login to ReadyRatios

 

Have you forgotten your password?

Are you a new user?

Login As
You can log in if you are registered at one of these services: